�ेस �काशनी PRESS RELEASE
भारतीय �रज़वर् ब�क
RESERVE BANK OF INDIA
0 वेबसाइट : www.rbi.org.in/hindi संचार िवभाग, क� �ीय कायार्लय, शहीद भगत �संह मागर्, फोटर्, मुब
ं ई - 400 001
Website : www.rbi.org.in Department of Communication, Central Office, Shahid Bhagat Singh Marg, Fort,
ई-मेल/email : [email protected] Mumbai - 400 001 फोन/Phone: 022 - 2266 0502
November 13, 2024
RBI releases 2024 list of Domestic Systemically Important Banks (D-SIBs)
SBI, HDFC Bank and ICICI Bank continue to be identified as Domestic
Systemically Important Banks (D-SIBs) under the same bucketing structure as in the
2023 list of D-SIBs. The additional Common Equity Tier 1 (CET1) requirement for
these D-SIBs will be in addition to the capital conservation buffer.
The list of D-SIBs is as follows:
Bucket Banks Additional Common
Equity Tier 1
requirement
as a percentage of Risk
Weighted Assets
(RWAs)
5 - 1%
4 State Bank of India* 0.80%
3 - 0.60%
2 HDFC Bank* 0.40%
1 ICICI Bank 0.20%
* The higher D-SIB surcharge for SBI and HDFC Bank will be applicable from April 01,
2025. Hence, up to March 31, 2025, the D-SIB surcharge applicable to SBI and HDFC
Bank will be 0.60% and 0.20% respectively.
Background:
The Reserve Bank had issued the Framework for dealing with Domestic
Systemically Important Banks (D-SIBs) on July 22, 2014, which was subsequently
updated on December 28, 2023. The D-SIB framework requires the Reserve Bank to
disclose the names of banks designated as D-SIBs starting from 2015 and place
these banks in appropriate buckets depending upon their Systemic Importance
Scores (SISs). Based on the bucket in which a D-SIB is placed, an additional
common equity requirement has to be applied to it. In case a foreign bank having
branch presence in India is a Global Systemically Important Bank (G-SIB), it has to
maintain additional CET1 capital surcharge in India as applicable to it as a G-SIB,
proportionate to its Risk Weighted Assets (RWAs) in India, i.e., additional CET1
buffer prescribed by the home regulator (amount) multiplied by India RWA as per
consolidated global Group books divided by total consolidated global Group RWA.
2
The Reserve Bank had announced SBI and ICICI Bank as D-SIBs in 2015 and
2016 while HDFC Bank was classified as D-SIB in 2017 along with SBI and ICICI
Bank. The current update is based on the data collected from banks as on March 31,
2024.
(Puneet Pancholy)
Press Release: 2024-2025/1490 Chief General Manager
