Account Statement
MEMBER # STATEMENT PERIOD PAGE
905760497 05-01-23 to 05-31-23 1 of 3
Digital Federal Credit Union
220 Donald Lynch Boulevard Call: 800.328.8797 Email:
[email protected]Marlborough, MA 01752
WILLIAM O'COIN
27 PETER SALEM RD
LEICESTER MA 01524
PRIMARY SAVINGS ACCT# 1
DATE TRANSACTION DESCRIPTION WITHDRAWALS DEPOSITS BALANCE
PREVIOUS BALANCE 1,011.92
MAY03 DEPOSIT ONLINE DEPOSIT: REF # 61424060 48.91 1,060.83
MAY09 DEPOSIT ONLINE DEPOSIT: REF # 61456937 5.00 1,065.83
MAY11 TRANSFER FROM/TO 2 -1,000.00 65.83
One time transfer to Free Checking
MAY18 TRANSFER FROM/TO 2 -50.00 15.83
One time transfer to Free Checking
MAY23 WITHDRAWAL OVERDRAFT FROM/TO 2 -10.83 5.00
MAY31 DEPOSIT ONLINE DEPOSIT: REF # 61584043 1.00 6.00
MAY31 DIVIDEND 1.74 7.74
*** ANNUAL PERCENTAGE YIELD EARNED FROM 05-01-23 THRU 05-31-23 WAS 5.87% ***
MAY31 NEW BALANCE 7.74
FREE CHECKING ACCT# 2
DATE TRANSACTION DESCRIPTION WITHDRAWALS DEPOSITS BALANCE
PREVIOUS BALANCE 536.52
APR30 DEBIT CARD DEBIT 312126023836 -108.14 428.38
crypto.com Miami FL 05-01-23
MAY01 EFT ACH GEICO PREM COLL 230429 -70.43 357.95
MAY01 TRANSFER 5771600 FROM/TO 2 200.00 557.95
One time transfer to Free Checking
MAY02 DEBIT CARD DEBIT 312223023964 -102.99 454.96
crypto.com Miami FL 05-02-23
MAY02 TRANSFER 5771600 FROM/TO 2 200.00 654.96
One time transfer to Free Checking
MAY02 DEBIT CARD DEBIT 312221023984 -304.20 350.76
crypto.com Miami FL 05-02-23
MAY03 EFT ACH GOOGLE WALLET_CAS 60.00 410.76
MAY03 TRANSFER 5771600 FROM/TO 2 100.00 510.76
One time transfer to Free Checking
MAY03 TRANSFER 5771600 FROM/TO 2 100.00 610.76
One time transfer to Free Checking
MAY03 DEBIT CARD DEBIT 312322868904 -27.97 582.79
POSHMARK 650-488-7740 CA 05-03-23
MAY04 WITHDRAWAL -3.03 579.76
POS 0504 1622 860061 WAL-MART #3409 LEICESTER MA
MAY04 DEBIT CARD DEBIT 312420024096 -180.23 399.53
crypto.com Miami FL 05-04-23
MAY05 EFT ACH SSA TREAS 310 XXSOC SEC 051023 2,997.00 3,396.53
MAY05 Payrailz BILL PAY HOME DEPOT 050520 -138.43 3,258.10
MAY05 DEBIT CARD DEBIT 312527024207 -154.48 3,103.62
crypto.com Miami FL 05-05-23
x IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS
Telephone us at 800.328.8797, or write us at: Digital Federal Credit Union
Attention: Error Resolution
220 Donald Lynch Blvd., PO Box 9130
Marlborough, MA 01752-9130
as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt. We must hear
from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.
(1)
Tell us your name and account number
(2)
Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.
(3)
Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the
amount you think is in error; so that you will have the use of the money during the time it takes us to complete our investigation.
x IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR HOME EQUITY LINE OF CREDIT
Telephone us at 800.328.8797, or write us at: Digital Federal Credit Union
Attention: Real Estate Servicing
220 Donald Lynch Blvd., PO Box 9130
Marlborough, MA 01752-9130
(1)
Tell us your name and account number
(2)
Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.
(3)
Tell us the dollar amount of the suspected error.
You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us, but if you
do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been
an error, the following are true:
x We cannot try to collect the amount in question, or report you as delinquent on that amount.
x The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we
made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.
x While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
x We can apply any unpaid amount against your credit limit.
x CREDIT LINE FINANCE CHARGE COMPUTATION
The Finance Charge is computed by applying the periodic rate to the principal balance of your account each day. The principal balance is the end-of-day balance
after adding any new advances and subtracting any payments or credits.
EFFECTIVE THIS STATEMENT CYCLE
x OVERDRAFT/NSF FEE SUMMARY
This summary appears at the end of the checking account portion of your statement and reflects the total dollar amount in Overdraft/NSF fees you have paid for
the statement period as well as a running calendar year-to-date total, as applicable. Overdraft/NSF fees could result from either paying (OVERDRAFT) or
returning (RETURNED ITEM) transactions that come in to clear through your checking account when there are not enough available funds at that time to pay
them.
For example, if you were to see the following:
Total for this Total year-to-
period date
Total Overdraft Fees(1) $ϭϱ.00 $ϯ0.00
Total Returned Item Fees(2) $ϭϱ.00 $ϭϱ.00
It would mean:
;ϭͿ You paid one $ϭϱ.00 Overdraft Fee for one NSF/Uncollected transaction that DCU paid that month (Total for this period) and a total of two such fees
(2 X $ϭϱ.00) for the calendar year (Total year-to-date).
;ϮͿ You also paid one $ϭϱ.00 NSF Fee for one NSF/Uncollected transaction that was returned that month (Total for this period) which also happens to
have been the only one for the year (Total year-to-date).
For information concerning how to avoid overdrafts go to dcu.org and review the Streetwise topic Using A Checking Account or go to dcu.balancepro.org for
information on a wide variety of credit and financial topics as well as a full suite of other free on-line tools and resources from BALANCE, a financial education
and counseling service we partner with to provide you this free service.
Rev: 10.2021
Account Statement
MEMBER # STATEMENT PERIOD PAGE
905760497 05-01-23 to 05-31-23 2 of 3
Call: 800.328.8797 Email: [email protected]
FREE CHECKING Continued ACCT# 2
DATE TRANSACTION DESCRIPTION WITHDRAWALS DEPOSITS BALANCE
MAY06 DEBIT CARD DEBIT 312624024251 -144.19 2,959.43
crypto.com Miami FL 05-06-23
MAY08 DEBIT CARD DEBIT 312721018692 -835.00 2,124.43
BINANCE.US 415-7669704 CA 05-07-23
MAY08 TRANSFER 5771600 FROM/TO 2 800.00 2,924.43
One time transfer to Free Checking
MAY08 Payrailz BILL PAY TRACTOR SUPPLY CO050820 -29.00 2,895.43
MAY08 Payrailz BILL PAY BARCLAYS BANK DEL050820 -180.00 2,715.43
MAY08 Payrailz BILL PAY Wells FARGO CARD 050820 -150.00 2,565.43
MAY10 TRANSFER 5771600 FROM/TO 2 -120.00 2,445.43
One time transfer to Free Checking
MAY10 Payrailz BILL PAY AMERICAN EXPRESS 051020 -180.00 2,265.43
MAY10 DEBIT CARD DEBIT 313123024572 -211.13 2,054.30
crypto.com Miami FL 05-11-23
MAY11 TRANSFER FROM/TO 1 1,000.00 3,054.30
One time transfer to Free Checking
MAY12 EFT ACH GOOGLE WALLET_CAS 100.00 3,154.30
MAY12 DEBIT CARD DEBIT 313225024704 -108.14 3,046.16
crypto.com Miami FL 05-12-23
MAY12 DEBIT CARD DEBIT 313221024729 -211.13 2,835.03
crypto.com Miami FL 05-12-23
MAY12 DEBIT CARD DEBIT 313220024730 -154.48 2,680.55
crypto.com Miami FL 05-12-23
MAY12 DEBIT CARD DEBIT 313327024731 -51.50 2,629.05
crypto.com Miami FL 05-13-23
MAY13 DEBIT CARD DEBIT 313328024781 -231.73 2,397.32
crypto.com Miami FL 05-13-23
MAY13 DEBIT CARD DEBIT 313323024800 -308.97 2,088.35
crypto.com Miami FL 05-13-23
MAY13 DEBIT CARD DEBIT 313429024805 -34.63 2,053.72
crypto.com Miami FL 05-14-23
MAY14 DEBIT CARD DEBIT 313429024845 -551.00 1,502.72
crypto.com Miami FL 05-14-23
MAY17 DEBIT CARD DEBIT 313723025062 -108.14 1,394.58
crypto.com Miami FL 05-17-23
MAY17 DEBIT CARD DEBIT 313728025064 -211.13 1,183.45
crypto.com Miami FL 05-17-23
MAY18 CHECK 100038 -104.41 1,079.04
MAY18 TRANSFER 5771600 FROM/TO 2 -500.00 579.04
One time transfer to Free Checking
MAY18 TRANSFER FROM/TO 1 50.00 629.04
One time transfer to Free Checking
MAY20 TRANSFER 5771600 FROM/TO 2 -500.00 129.04
One time transfer to Free Checking
MAY22 WITHDRAWAL -40.00 89.04
ATM 0522 1525 945951 121 SOUTH MAIN STREET LEICESTER MA
MAY23 DEPOSIT OVERDRAFT FROM/TO 1 10.83 99.87
MAY23 EFT ACH Guardian LifeACH PAYMNTMay 23 -367.68 -267.81
MAY23 TRANSFER 5771600 FROM/TO 2 400.00 132.19
One time transfer to Free Checking
MAY23 CHECK 100037 -22.00 110.19
MAY27 DEBIT CARD CREDIT 314674083008 9.55 119.74
MICHIGAN BULB CO 513-354-1482 OH
MAY30 EFT ACH GEICO PREM COLL 230529 -78.73 41.01
MAY31 DIVIDEND 0.10 41.11
*** ANNUAL PERCENTAGE YIELD EARNED FROM 05-01-23 THRU 05-31-23 WAS 0.11% ***
MAY31 NEW BALANCE 41.11
CHECKS CLEARED
CHK# DATE AMOUNT CHK# DATE AMOUNT CHK# DATE AMOUNT CHK# DATE AMOUNT
100037 MAY23 22.00 100038 MAY18 104.41
Account Statement
MEMBER # STATEMENT PERIOD PAGE
905760497 05-01-23 to 05-31-23 3 of 3
Call: 800.328.8797 Email:
[email protected]DEPOSITS, DIVIDENDS AND OTHER CREDITS
DATE AMOUNT DATE AMOUNT DATE AMOUNT DATE AMOUNT
MAY01 200.00 MAY03 100.00 MAY12 100.00 MAY23 400.00
MAY02 200.00 MAY05 2,997.00 MAY18 50.00 MAY27 9.55
MAY03 60.00 MAY08 800.00 MAY23 10.83 MAY31 0.10
MAY03 100.00 MAY11 1,000.00
TOTAL DIVIDENDS 1 0.10
TOTAL DEPOSITS AND OTHER CREDITS 13 6,027.38
WITHDRAWALS, FEES AND OTHER DEBITS
DATE AMOUNT DATE AMOUNT DATE AMOUNT DATE AMOUNT
APR30 -108.14 MAY05 -154.48 MAY10 -211.13 MAY14 -551.00
MAY01 -70.43 MAY06 -144.19 MAY12 -108.14 MAY17 -108.14
MAY02 -102.99 MAY08 -835.00 MAY12 -211.13 MAY17 -211.13
MAY02 -304.20 MAY08 -29.00 MAY12 -154.48 MAY18 -500.00
MAY03 -27.97 MAY08 -180.00 MAY12 -51.50 MAY20 -500.00
MAY04 -3.03 MAY08 -150.00 MAY13 -231.73 MAY22 -40.00
MAY04 -180.23 MAY10 -120.00 MAY13 -308.97 MAY23 -367.68
MAY05 -138.43 MAY10 -180.00 MAY13 -34.63 MAY30 -78.73
TOTAL FEES AND OTHER DEBITS 0 0.00
TOTAL WITHDRAWALS 32 -6,396.48
**********STATEMENT SUMMARY**********
ACCT NEW DIVIDENDS LOAN NEW
BALANCE YTD BALANCE
===== ===================== ============== =========== ===== =============================== =============
1 PRIMARY SAVINGS 7.74 8.75
2 FREE CHECKING 41.11 1.42
TOTAL DIVIDENDS YTD 10.17
