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RCR Format

The document is a Renewal Client Confidentiality report that outlines the assessment of a customer's premium payment capacity and income ratio. It includes questions regarding the nature of the policy (non-linked or unit-linked), customer understanding of the policy terms, and the attachment of ECS/SI mandates. The report requires user input for specific fields and captures the customer's preferences and reasons for not opting for ECS/SI.

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Ayush Sharma
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38 views1 page

RCR Format

The document is a Renewal Client Confidentiality report that outlines the assessment of a customer's premium payment capacity and income ratio. It includes questions regarding the nature of the policy (non-linked or unit-linked), customer understanding of the policy terms, and the attachment of ECS/SI mandates. The report requires user input for specific fields and captures the customer's preferences and reasons for not opting for ECS/SI.

Uploaded by

Ayush Sharma
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Renewal Client Confidentiality report through PTL model

App No : XXXXXXXXXX
Customer Name : XXXXXXXXXX
Annual premium (APE) of the policy is _____ (To be pre-filled by User) and declared income of the
1 customer is ______(To be pre-filled by User). APE to income ratio for this policy is _____(To be pre-
filled by User).
-- Have you assessed premium payment capacity vis-à-vis customer income Yes/No
-- As per you, the customer has sufficient income to pay premium every year Yes/No

2 Is the policy is non-linked Yes/No


have you explained to the customer there are no benefits paid if the customer discontinues
-- Yes/No
premium payment before the policy has acquired surrender value?

3 Is the policy is unit-linked Yes/No


have you explained to the customer that Ulip products are linked to market and Ulip returns are
-- Yes/No
subject to market performance?
Have you explained to the customer if he/she discontinues premium payment prior to premium
-- payment term completion then the monies will be moved to Discontinued Policy Fund (not earn Yes/No
market returns) and risk cover / death benefit will not apply

4 Has the customer attached ECS / SI mandate Yes/No


-- have you explained to the customer why it is important to attach ECS / SI mandate Yes/No
Dropdown value --
-Don’t want to opt ECS/SI
-Wants to pay by themselves
-- Fill in the reason for customer not wanting to attach ECS -Don’t want to mention the
reason
-Others (Free text should be
given to cpature the reason
SM/UM name : XXXXXX XXXXXXX
SM/UM Emp ID : XXXXXXX
Generated Date and Time : XXXXXXXXXXXX

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