Balakoti Reddy Bhadri
Seeking Managerial assignments in Business Development / Sales & Marketing / ChannelManagement
with a growth oriented organization in Financial Sector.
PROFILE & STRENGTHS
Competent and result-oriented professional with over 15+years of experience across Home Loans
and Loan Against Property, Business Development, Business Operations, Relationship
Management, and Team Management.
Currently associated with L&T Finance Holdings Limited as Regional Sales Manager with Home
Loans and LAP, assessing the financial capability of the customer and providing the best service
solutions.
Excellent communication, analytical and co-ordination skills.
Ability to use sound decision-making skills and effectively perform in a self-directed work
environment.
Work Experience:
Working as Regional Sales Manager with L&T Finance Holdings Ltd from (Oct
2023 to till the date.
Product: Home Loans and Loan Against Property
Driving States: AP & Telangana States.
Team Size:ASM-5, Business Managers -30
Responsibilities:
Responsible for managing a Sales of Home Loans and Mortgage Products.
4 Major branches handling for AP & Telangana
Responsible for team recruitment
Responsible for logins, Sanctions, and disbursals.
Visiting for DSA, Connectors and Builders
Empanelment of DSA, Connectors and Builders
Optimizing Team Productivity and Achieving Team Results. Sourcing business through
DSA, Connector,Builders open market and through different channels.
Conversion of leads sourced from marketing activities and promotion of Home Loans and
Mortgage Loans at gated community and builders.
Follow up with venders for Legal Reports and valuation Reports.
Monitoring with Branch perations and Crntral operations.
Discuss with credit team about PD, Sanctions, and others.
On Priority and cross selling of Insurance business.
Training & educating the team on new products and Customer Servicing.
Responsible for tracking daily sales reports of the team, mentoring, and guiding the team
to achieve the set targets through training & joint calls, ensuring the profitability of the
branch.
Responsible for the best service to the customer.
Responsible for collection of all branch’s portfolio.
Work Experience:
Worked as Regional Sales Manager (CSM) with Bajaj Housing Finance Ltd from
(Jan 2019 to Sep 2022 for ASM) 06th Feb 2023 to Oct 2023.
Product: Home Loans and Loan Against Property
Driving States: AP & Telangana States.
Responsibilities:
Responsible for managing a Sales of Home Loans and Mortgage Products.
Responsible for team recruitment
Responsible for logins, Sanctions, and disbursals.
Visiting for DSA, Connectors and Builders
Empanelment of DSA, Connectors and Builders
Optimizing Team Productivity and Achieving Team Results. Sourcing business through
DSA, Connector,Builders open market and through different channels.
Conversion of leads sourced from marketing activities and promotion of Home Loans and
Mortgage Loans at gated community and builders.
Follow up with venders for Legal Reports and valuation Reports.
Monitoring with Branch perations and Crntral operations.
Discuss with credit team about PD, Sanctions, and others.
On Priority and cross selling of Insurance business.
Training & educating the team on new products and Customer Servicing.
Responsible for tracking daily sales reports of the team, mentoring, and guiding the team
to achieve the set targets through training & joint calls, ensuring the profitability of the
branch.
Responsible for the best service to the customer.
Responsible for collection of all branch’s portfolio.
Work Experience:
Worked as Branch Manager with Karvy Financial Services Limited from April
2016 to Oct 2017.
Product: Loan Against Property and Loan Against Gold
Responsibilities:
Responsible for managing 10 Branch Sales Managers,30 sales executives, Customer
Relationship Manger, Chief Valuator and Branch Credit Managers.
Responsible for ensuring the achievement of all sales and revenue targets for the branch.
Team Handling; Optimizing Team Productivity and Achieving Team Results. Sourcing
business through open market and through different channels.
Conversion of leads sourced from marketing activities and promotion of Mortgage Loans.
Follow up with venders for Legal Reports and valuation Reports.
On Priority and cross selling of LI business.
Training & educating the team on new products and Customer Servicing
Responsible for tracking daily sales reports of the team, mentoring, and guiding the team
to achieve the set targets through training & joint calls, ensuring the profitability of the
branch.
Responsible for customer complaints/escalations managing overall compliance of the
branch.
Responsible for collection also over all branch products like mortgage loan and gold loan.
Responsible for the best service to the customer.
Responsible for maintain to audit end to end process to the branch.
Work Experience:
Worked as Sales Manager with HDB Financial Services Ltd from Feb 2014 to
May 2015.
Product: Loan Against Property, Business Loans and Personal Loans.
Responsibilities:
Handling 10 Sales Executivesfor LAP, PL and BL
Daily promotional activities with team like shop to shop work.
Day to day commitments from team.
Meet the team members twice a week one by one to understand any issues to define.
Ensuring product training of the LAP, PL and BL for every month.
Responsible for collection of branch portfolio.
Co-ordinating with credit
Taking care of all process and related escalations.
Ensuring Manpower fulfilment and Retention of resources.
Work Experience:
Worked as Assistant Manager with Standard Chartered Bank Limited (SCFL) from
July 2010 to September 2013.
Product: HL,LAP, PL & Credit Card
Responsibilities:
Sourcing through open market and connectors for Home Loans, Loan Against Property,
Personal Loans and Credit Cards.
To maintain a good relationship with customers and get references from customers.
Handling 10 Sales Executives.
Daily promotional activities with team like shop to shop work and campaign at corporate
companies like Deloitte ,TCS,UHG and Bank of india.
Day to day commitments from team.
Meet the team members twice a week one by one to understand any issues to define.
Ensuring product training of the HL, LAP, PL and CC for every month.
Taking care of all process and related escalations.
Ensuring Manpower fulfilment and Retention of resources.
Work Experience:
Worked as Sales Manager with Finx Capital from May 2006 to July 2010.
Product: Home Loans,Loan Against Property,Personal Loans and and Business Loans
Responsibilities:
Handled 5 numbers Sales Executives, 5numbers Tele callers and 2numbers pick up boys.
Education:
Master of Business Administration from Tilak Maharashtra University
Bachelor of Arts from Nagarjuna University
Board Of Intermediate
Secondary School Of Certificate
Technical Skills:
● Proficient with MS Office.
● Basic Internet Concepts.
PERSONAL PROFILE
FATHER NAME : Venkateswarlu Bhadri
ADDRESS : FlatNo.211,Block-G,Indis VBCity Bollaram,Alwal,Hyderabad-10
DATE OF BIRTH : 12TH MAY 1981
SEX : Male
NATIONALITY : Indian
MARITAL STAUS : Married
LANGUAGE PROFICIENCY : English, Telugu,Hindi..
DECLARATION
I hereby declare that all the information furnished above is true to the best of my knowledge and belief.
Thanking you
Place : Hyderabad (B.BALA KOTI REDDY)
Date :