QNB Retail Tariffs Mortgage Facilities

Accounts fees Mortgage Finance Program "Aqarat"

Current / Checking Account (Local/ Foreign currency) Application fees EGP 500
Administration fees 2% of loan amount with max. EGP 50,000
Opening Fees (paid once) EGP 130 or equivalent + applied stamp duty
Evaluation fees (in greater Cairo) EGP 1,800 for Apartments - EGP 2,800 EGP for Villas
Opening Fees Free when applying through Internet banking service
Cadastral survey report EGP750 to EGP 4000 - (according to
Registration fees
Service Charge (quarterly) EGP 85 or equivalent unit size) - Registration fees EGP3900
Late Payment fees EGP 100 + 5% over applied interest rate
Monthly Savings (Local / Foreign currency)
Early Settlement fees 12% of redeemed amount
Opening Fees (paid once) EGP 130 or equivalent + applied stamp duty
Partial Settlement (during or after the 1st year) 12% of redeemed amount
Opening Fees Free when applying through Internet banking service
Early buy-out loan 17% of redeemed amount
Service Charge (quarterly) EGP 85 or equivalent Mortgage Finance Program "Aqarat" Against Cash Collateral
Daily Savings Account (Local currency) Administration Fees 2.5% of loan
Early Settlement fees 12% of redeemed amount
Opening Fees (paid once) EGP 200 + applied stamp duty
Late Payment fees EGP 100 + 5% over applied interest rate
Service Charge (quarterly) EGP 85 or equivalent
Secured Overdraft
Annual Savings Account (Local currency)
Highest Monthly Debit Balance commission
Opening Fees (paid once) EGP 200 + applied stamp duty that is calculated on the highest debit balance 0.30%
in the month and it is debited at end of month
Service Charge (quarterly) EGP 85 or equivalent
Account Charge EGP 60 per quarter
Account Closure Fees (paid once) EGP 75
Everyday Cash Saving Account Electronic Banking Services
Opening Fees (paid once) EGP250 + applied stamp duty Phone Banking Service

Service Charge (monthly) EGP35 Subscription Fees Free

Account statement / movement / position by fax EGP 1 / page
Paper Statement fees
Automatic Transfer (Basic Transclick)
Monthly EGP 150/Monthly Subscription Fees EGP 200 (paid once)
Quarterly EGP 150/Quarterly Modification Fees EGP 100
Annual Fees EGP 100
Statement fees (Hold mail)
Advanced Transclick
Monthly EGP 500/Monthly
Subscription Fees EGP150 (paid once)
Quarterly EGP 750/Quarterly Extra Transclick
E-statement via E-mail EGP 200 Subscription Fees
Subscription Fees (paid once) EGP 30 /Transaction + Transaction related
Monthly EGP 10/Monthly charges
Cancellation / Amendment EGP 25
Quarterly EGP 10/Quarterly
E-statement through QNB Internet Banking
E-wallet (Fawry services)
Monthly EGP 10/Monthly
Subscription Fees Free
Quarterly EGP 10/Quarterly
Load wallet Free
E-statement through QNB Internet Banking - Payroll account
Monthly EGP 5/Monthly Send money to another wallet (inside QNB) *Max commission 1 EGP/Transaction
Quarterly EGP 5/Quarterly
Send money to another wallet (outside QNB) *0.5%,Min EGP 1 Max EGP 15

Cash In through ATM (off us) Free

Cash In through Fawry Agent Free

Retail Loans
Cash Out through ATM (off us) 1% Min. EGP 4
Personal Cash Loans
2.5% of loan amount Cash Out through Fawry Agent 1.5% Min. EGP 3
Administration Fees (minimum EGP350 for payroll clients or minimum of EGP
Purchasing of Merchants Free
500 for Self-employed and Non QNBAA payroll clients)
Fawry services fees will be displayed on the screen when payment is conducted to confirm before proceeding
Late Payment Charges / Installment EGP 100 + 5% over applied interest rate with the transaction
*First transfer free/Month for transaction less than EGP2000
Early Settlement fees for Unsecured loans 12% of redeemed amount Internet Banking Service
Full Early buy out loans 17% of redeemed amount
Mobile Token Free
Secured Loan (Loan against Deposits)
Administration Fees 2.5% of loan amount Minimum EGP 300 Token Device EGP 1500 Issuance Fees + EGP 400 annually

Late Payment Fees EGP 100 + 5% over applied interest rate Other products/services requested through Internet Banking Service may incur charges as per published tariff
Early / Partial Settlement 12% of redeemed amount
Other Services/Requests:

Cash withdrawal Fees over the counter for amount equal

EGP 65 per transaction
or less than EGP30,000

Certification of Documents (Statements, position, etc...) EGP 100 per certificate

Car Loans
Signature Verification EGP 100 per signature
Easy Auto Car Loan
Internal Power of Attorney EGP 200 paid once
Administration Fees (monthly) 0.1 %of original loan amount per month
OR Standard Upfront Administration Fees OR 2.5% of loan amount min. EGP1250 Cheque Book Requests:

Late Payment Charges / Installment EGP 100 + 5% over applied interest rate 10 paper = EGP 120
Regular Chequebook (based on number of Leaves) 25 paper = EGP 300
Early Settlement fees 12% of redeemed amount 50 paper = EGP 600

Early buy-out loan 17% of redeemed amount

Cheques operations
Sight cheques:
EGP 25 admin. fees
Collection of Cheques drawn on other banks
Post-dated cheques:
(inside clearing house)
EGP 25 admin. Fees
0.2% (min. EGP40 and max. EGP 500)
Sight cheques:
0.3% min. USD10 and max. USD 150
Safety Deposit Boxes (available in specific branches) Collection of Cheques drawn on other banks + clearing fees USD 7
Post-dated cheques:
Admin fees EGP 200 paid once 0.4% min. USD10 and max. USD 150
+admin USD5+ clearing USD2
EGP 1,750 Small Size Box
Annual rent EGP 3,000 Medium Size Box Issuance of Bank draft LCY 0.2% (min EGP40 max EGP 400)
EGP 4,000 Large Size Box Issuance of Bank draft FCY 0.3% (min USD10 max USD 150)

Terms and conditions apply

Tax Registration Number: 204-899-052

 Commercial offers Outgoing transfers

0.2% min. EG P75 and max. EGP 350

Outgoing transfer to another bank in EGP
Package Name Joining Fees EGP 25 Admin Fees
0.3% min. USD20 and max. USD 150
QNB First Offer Free FCY Outgoing transfer to another bank +USD7 Admin fees +Swift charges and Corr. Charges
if any
QNB First Depositors Offer Free SWIFT CHARGES LCY 75 EGP - FCY 30 USD or equivalent

QNB First Cr-Salay Offer EGP 250 paid annually Outgoing transfers through internet banking service
Free
in EGP
QNB First Plus Cr-Salay Offer EGP 300 paid annually

Tamayoz Plus Offer EGP 400 paid annually Incoming transfers

Tamayoz Offer EGP 300 paid annually Incoming transfer in Local Currency (Using ACH) EGP 10
Incoming transfer in Local Currency (Using swift) EGP 25
Banky Offer EGP 250 paid annually
Incoming transfer in FCY Currency (Using ACH) USD 5
EGP 30 paid annually - Free debit card first
Payroll Package Incoming transfer in FCY Currency (Using Swift) USD 5 Admin. Fees + correspondent charges if any.
issuance - 50% discount on renewal fees

Agyalna Package EGP 100 paid annually

Youth Offer YO! EGP 100 paid annually

Other transfers tariffs
Pensioners Package EGP 60 paid annually

Payroll-Tamayoz Plus Package EGP 200 paid annually+ applied stamp duty Internal transfers within branch EGP 50

Payroll-Tamayoz Package EGP 150 paid annually + applied stamp duty

Transfer through internet banking between QNB
Free
Payroll-Banky Package EGP 110 paid annually + applied stamp duty accounts (Local currency)

Cards

Section Description Fees

Types Visa Classic Visa Gold MasterCard Titanium Visa Platinum (EGP) Visa Platinum Visa Platinum Visa Platinum
(USD) (EUR) (GBP)

Primary card Issuance/ Annual fees EGP 150 EGP 200 EGP 250 EGP 350 USD 25 EUR 20 GBP 15

Debit Card
Replacement fees EGP 125 EGP 150 EGP 200 EGP 250 USD 25 EUR 20 GBP 15

Debit/Prepaid cards cash withdrawal EGP 5/Transaction

fees using other banks ATM's (Local)

MasterCard Classic Upgraded MasterCard

Types Visa Gold Visa Platinum Visa Infinite Visa Signature
Standard to Gold Titanium

Primary card issuance/ Annual fees EGP 250 EGP 250 EGP 300 EGP 400 EGP 650 EGP 8,000 EGP 3,000

Replacement fees (different number) EGP 150 EGP 150 EGP 175 EGP 250 EGP 250 EGP 850 EGP 750

EGP 4,000 (EGP 3,000 in case it

Supplementary card issuance/
EGP 125 EGP 125 EGP 150 EGP 225 EGP 300 is Requested at the same time EGP 2100
Annual fees
with the primary card)

Supplementary card Replacement

EGP 150 EGP 150 EGP 175 EGP 250 EGP 250 EGP 850 EGP 750
Credit Card fees (different number)

Charge back if refused - for local cash withdrawal EGP 250

Charge back if refused - for International cash withdrawal and purchase

EGP 250
transactions (local and international)

Credit card paper statement fees EGP 75/ Monthly

Installment program early settlement fees 5% of redeemed amount with minimum EGP 50

• Cash withdrawal commission on Visa/Master network (Local) for all credit cards 4% (min. EGP 50 /withdrawal)
• Cash withdrawal commission on Visa/Master network (International) for all cards “except USD Debit card” is EGP 50 + 6% of the withdrawn amount (per transaction)
• Cash withdrawal commission on USD Debit Cards (International) is USD 5 + 4% of the withdrawn amount (per transaction)
• Markup fee for all cards’ types with EGP using foreign currencies is 5%
• Markup fee for all cards’ types with foreign currency is 3.5%
• In case of purchase transaction in foreign currency, applied exchange rate will be based on the settlement date on the customer account not the transaction execution date

*Joining fees EGP120 Fees If The Daily Accounts Balances Fall Below The Authorized Minimum Balance Limit
VISA Shopping Internet Card Annual fees EGP120
Client Segment Minimum Balance Monthly Fees
Replacement fees EGP100
New Client & Banky EGP 3,000 EGP 30

Tamayoz EGP 6,000 EGP 85

Joining fees EGP 300
Visa Prepaid Wearable Annual fees EGP 75 Tamayoz Plus EGP 30,000 EGP 100
Replacement /Reissuance fees EGP 300
QNB First clients
Tier 1
EGP 325
1- Credit Movement Clients EGP 50,000
2- Depositor Clients EGP 500,000
For more information please contact 19700 or visit the nearest branch
QNB First Clients
* Terms & Conditions Apply
Tier 2 EGP 400
1- Credit Movement Clients EGP 500,000
2- Depositor Clients EGP 5,000,000

Terms and conditions apply

Tax Registration Number: 204-899-052