Nikhil Yadav
Phone No. - +91-8269951356
Email –
[email protected]OBJECTIVES:-
To be a part of an organization where I can find ample opportunities to enhance my
knowledge and skills and prove to be an asset for the company.
PROFESSIONAL QUALIFICATIONS :-
2017 – 2018 PGD in Banking and Finance from Manipal University ( Bangalore)
2012 – 2016 BE – CSE from ITM Universe Gwalior M.P
2012 Grade 12 from St. Paul’s School (Gwalior M.P.)
2010 Grade 10 from St. Paul’s School (Gwalior M.P.)
PROFESSIONAL EXPERIENCE :-
Organization : ICICI Bank LTD
Designation : Relationship Manager- BLG (Business Loans Group)
Duration : From July’18 - till date
JOB PROFILE :-
Business Loans Group:-
Facilities:- Cash Credit, Overdraft, Term loan, Gold Metal loan, LC, BG, PCFC etc which
includes following activities:-
● Financial analysis of working capital needs of MSME and agri base customers.
● Understanding CIBIL reports and calculating working capital limit as per Bank norms.
● Understanding the working capital requirements & business model of customers .
● Also formulating credit appraisal for client with working capital limit between 1 Mn to
200 Mn .
● Preparing/maintaining MIS reports and other statements with a view to apprise
management of the process operations and assist in critical decision making
Facilitating approval from various committees through standardization of proposal
and consistent quality and also effectively addressing risks and mitigates.
● In-depth analysis of financial statements involving calculation/interpretation of key
ratios.
● Proactive approach in customer relationship management to ensure corrective
actions for risk and fraud.
● Credit appraisal involving industry analysis, risk analysis of facility and limit
assessment.
● Assessing the credit rating of borrowers and pricing of loan proposals.
● Handling disbursements & sanctions as per RBI regulations & compliance measures.
● Conducting Client’s visit for new acquisition and maintain existing relationship.
OTHER QUALIFICATIONS :
● NISM-Series-VI Depository Operations Certification Examination
● NISM-Series-V-A Mutual Fund Distributors Certification Examination
● Certificate in Business English Certificate Preliminary conducted by Cambridge.
IT SKILLS :
Certification in C, C++ and Dotnet from (Microsoft IT Academy) ATS Infotech Pvt.
Ltd.
Certification in RDBMS and Networking from (Microsoft IT Academy) ATS Infotech
Pvt. Ltd.
Certification in JAVA from BINARY Solutions .
PERSONAL DETAILS :
Date of Birth : 10th DEC 1994
Languages Known : English, Hindi
Permanent Address : 125 ,Hazira Gwalior , M.P.
Current Address : H-No. 48, Pratap Nagar, Mayur Vihar, Delhi-91
Interest : Playing Football, Gadgets trouble shooting, photography.
DECLARATION:-
I hereby declare that all information furnished above is true, complete & correct to the best of
my knowledge.
Nikhil Yadav
