Auto Secure - Standalone Own Damage Private

Car Policy

Name : Mr SHANU KUMAR +91 93**93**91 sha********@outlook.com

Valid from → Valid till

Address : BABA BORING ROAD NO. 1, OD Cover Period 15 Jan '25 (00:00 Hrs) 14 Jan '26 (Midnight)
MUMBAI-400001,
MAHARASHTRA Premium amount : ₹ 18719

Dear Mr SHANU KUMAR,

Welcome to Tata AIG General Insurance Company Limited family & we thank you for choosing our policy for your motor vehicle insurance. Your Policy No. 6204099186 has
been issued based on the information and declaration provided by you. You are requested to visit our website www.tataaig.com for full policy wordings

In case of a claim, notify us first

To Register Claim
Less deductions on repair
5900+ network claims 4 hr TAT for claims Download the
garages *No salvage value inspection Tata AIG App Visit Call us at

deducted
OR tataaig.com OR 1800 266 7780

Certificate of Insurance and Policy Schedule Form 51 of the Central Motor Vehicle Rules, 1989

Policy Details Vehicle Details

Policy No & Certificate No : 6204099186 00 00 Registration no : 24 BH 1653 A

Insured Name : Mr SHANU KUMAR Registration Authority : MUMBAI MH 01

Address : BABA BORING ROAD NO. 1, Make/Model : SKODA/KUSHAQ

MUMBAI-400001,
Fuel Type : PETROL
MAHARASHTRA
Variant : STYLE 1.0L TSI MT
Period of Insurance OD cover period : 15 Jan '25 (00:00 Hrs) to 14 Jan '26 (Midnight)

Policy Issuance Date : 13 Jan '25 Engine Number/Battery Number : DTB181888/NA

Customer / Lessor GSTIN : NA Chassis number : MEXKPMPA6PG036486

Customer ID : NA Engine/Battery Capacity (CC/ KW) : 999

Customer contact number : 93**93**91 Seating Capacity (including driver) : 5

Proposal No : PR/25/6200158035 Mfg Year : 2023

Covernote no / Issuance date : NA Date of Registration : 16/01/2024

Alternate Policy No : NA Body Type : SUV

Trailer Regn No. / Chassis No. : NA

HP/HYP/Lease : HDFC BANK LTD

Zone : A

Geographical Area : India

Insured Declared Value (IDV)

Vehicle IDV (₹) Electrical Accessories (₹) Non Electrical Accessories-Vehicle IDV (₹) Bi-Fuel/CNG/LPG Kit (₹) Trailer/Side car IDV (₹) Total IDV (₹)

15,00,000.00 0.00 0.00 0.00 0.00 15,00,000.00

 Auto Secure - Standalone Own Damage Private
Car Policy

Schedule Of Premium

Section I Own Damage (A) Section I Add On Covers (C)

Own Damage Premium on Vehicle & Accessories Section I Add On Covers

Basic Own Damage (Add) Depreciation Reimbursement (TA 01) ₹ 2,100.00

Premium on Vehicle and non electrical accessories ₹ 7,035.75

(Add) Return to Invoice (TA 05) ₹ 2,250.00

Discounts under Own Damage Section

(Add) Loss of personal belongings (TA 09) ₹ 180.00
Less:(20%) for NCB ₹ 1,407.15
Sum Insured:10000
Total Own Damage Premium (A) ₹ 5,628.60
(Add) Emergency transport and hotel expenses (TA 10) ₹ 180.00

Any One Accident :5000

Any One Year :10000

(Add) Key Replacement (TA 15) ₹ 425.00

Sum Insured: 25000per occurrence limit 50% of SI

(Add) Engine Secure (TA 16) ₹ 1,500.00

(Add) Tyre Secure(TA 17) ₹ 2,250.00

(Add) Consumable expenses (TA 18) ₹ 900.00

(Add) Repair of Glass, Rubber & Plastic Parts (TA08) ₹ 0.00

(Add) Emergency Medical Expenses (TA22) ₹ 450.00

Sum Insured:25000

Total Add On Premium (C) ₹ 10,235.00

Net Premium (A+C) ₹ 15,864.00

IGST@18% ₹ 2,855.45

Road Side Assistance ₹ 136.88

(Inclusive of All Applicable Taxes)

Total Policy Premium ₹ 18,719.00

Agent Name : PROSALES FINANCIAL

Agent License Code : CA0123 • Agent Contact No. : 9820879911(or landline)
SERVICES PRIVATE LIMITED

Drivers Clause : Persons or classes of persons entitled to drive: Any person including the insured. Provided that a person driving holds an effective driving license at the
time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner's License may also drive the
vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.
Limitations as to use : The Policy covers use of the vehicle for any purpose other than : a) Hire or Reward other than for the purpose of driving tuitions b) Carriage of goods
(other than samples or personal luggage) c) Organized racing d) Pace Making e) Speed testing f) Reliability Trials g) Any purpose in connection with Motor Trade

Warranted that the insured named herein/owner of the vehicle holds a valid Pollution Under Control (PUC) Certificate, as applicable, on the date of commencement of the
Policy and undertakes to renew and maintain a valid and effective PUC and/or fitness Certifitate, as applicable, during the subsistence of the Policy.

Nominee details :
Name of the Nominee :NA • Nominee Age :NA • Relationship of the Nominee with the Insured :NA

Number of claims covered under Depreciation Reimbursement Cover :2 • Basis of claim settlement under Tyre Secure Cover :REPLACEMENT BASIS

This Policy does not cover pre-existing damages as per Inspection Photographs and Report. Inspection Lead no NA

Deductible under Section - I : ₹ 1,000.00 (Compulsory Deductible ₹ 1,000, Voluntary Deductible: 0.00, Imposed Excess: 0.00) Franchisee : NA

Deductible under Engine Secure: 5% of claim amount in case of repair and 10% of claim amount in case of replacement • Add-On Cover : Repair of Glass, Rubber &
Plastic Parts,Depreciation Reimbursement,Return to Invoice,Loss of personal belongings,Emergency transport and hotel expenses,Key Replacement,Engine Secure,Tyre
Secure,Consumable expenses,Road Side Assistance,Emergency Medical Expenses

No Claim Bonus : The insured is entitled for a No Claim Bonus (NCB) on the own damage section of the policy, if no claim is made or pending during the preceding year(s),
as follows: The preceding year 20%, preceding two consecutive years 25%, preceding three consecutive years 35%, preceding four consecutive years 45%, preceding five
consecutive years 50% of NCB on OD Premium. NCB will only be allowed provided the policy is renewed within 90 days of the expiry date of the previous policy.

Subject to : (A) IMT Endorsement No. :32,22,07

GSTIN : 09AABCT3518Q1ZU UTTAR PRADESH Service Accounting Code : 997134
TATA AIG Auto Secure endorsement No. (TA): 08, 01, 05, 09, 10, 15, 16, 17, 18, 19, 22

I/We hereby certify that the Policy to which this Certificate relates as well as this For & On Behalf of Tata AIG General Insurance Company Ltd.
Certificate of Insurance are issued in accordance with provisions of Chapter X
Digitally Signed by: Shammi Kapoor
and XI of Motor Vehicles Act, 1988. docit-digital-sign
Date: 13/01/2025
In witness whereof this Policy has been signed at Mumbai on: Receipt (s) :
PD300012265923 13/01/2025 Location: Mumbai
Consolidated Stamp Duty has been paid to the State Exchequer.

Policy Number :6204099186/00/00 • GSTN Number :09AABCT3518Q1ZU UTTAR

PRADESH Service Accounting Code : 997134

Policy Servicing Office :NOIDA, PLOT NO E-1, 1ST & 2ND FLOOR, SECTOR-8,, NOIDA, DISTRICT GAUTAM BUDH NAGAR,, NOIDA 201301 • Tel. No :7400412159

Roadside Assistance : Please Contact On: 18005724029

Important Notice
The Insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms
Auto Secure - Standalone Own Damage Private
appearing in the Certificate in order to comply with the Motor Vehicles Act, 1988 is recoverable from the Insured. See the clause headed “AVOIDANCE OF CERTAIN TERMS AND
RIGHT OF RECOVERY”.
Car Policy
Note: You are advised to go through the policy schedule cum certificate of insurance which is issued based on information and declaration provided by you. Transcript of
Information & Declaration is also provided herewith to enable you to go through the same again and if any error/ discrepancy is found in respect of vehicle details, No Claim
Bonus or any other information provided by you, it should be brought to our notice within 15 days of receipt of this policy for necessary correction along with the supporting
documents, otherwise it will be deemed to be correct. You may visit the company website at www.tataaig.com for detailed benefits, terms & conditions and exclusions of the
policy issued and held by you. You may also reach us at our 24*7 helpline 1800 266 7780 in case you desire to have a printed copy of policy wording. Our grievance redressal
procedure and details about ombudsman are available at the company website www.tataaig.com. You may also reach us at our 24*7 helpline 1800 266 7780 for grievance
redressal procedure and details about ombudsman. Please note that any mis-representation, fraud, non-disclosure of material facts or non-cooperation of the insured will
lead to cancellation of policy ab initio with forfeiture of premium and non consideration of claim, if any. We will specifically seek confirmation on No Claim Bonus availed by
you from your previous insurer. In case we receive confirmation that you had lodged claim with them then we will intimate you to pay the No claim Bonus Amount within 20
days. In case we don’t receive the No Claim Bonus recovery then it will be adjusted against claim amount payable to you if any. This Schedule, Policy terms and conditions
available on the company website and Endorsements mentioned herein above shall be read together and any word or expression to which a specific meaning has been
attached to/in any part of this Policy or of the Schedule shall bear the same meaning wherever it may appear. Any amendments/modifications/alterations made on this
system generated policy document is not valid and the Company shall not be liable for any liability whatsoever arising from such changes unless written request is made to
the Company and the Company accepts the requested amendments/modifications/alterations and records the same through separate endorsement.

Receipt

Receipt No.: PD300012265923 Receipt Date: 13/01/2025 Policy No.: 6204099186 00 00

Utilized from the receipt for

Sr. No. Policy Number Mode of Payment Total Premium (₹) Balance (₹)
policy (₹)

1 6204099186 00 00 paymentLinkCustomer 18856 18856 0

Payer Name: SHANU KUMAR

Note:

1. This is a computer generated receipt and does not require a signature

2. Upon issuance of this Receipt, all previously issued temporary receipts, if any, related to this Policy shall be considered null and void
3. Amounts received by cheque shall be subject to realisation
4. Any amount received in excess of the Premium is being/shall be refunded by the Company

GSTIN : 09AABCT3518Q1ZU UTTAR PRADESH Service Accounting Code : 997134

Revenue (consolidated) Stamp Duty duly paid vide challan No.NA date NA for applicable cases
Issuance of this receipt does not amount acceptance of the risk by Tata AIG General Insurance Company Limited. The insurance cover for the risk shall be as per the terms
and` conditions of the insurance policy if and when issued.

Transcript of Information/Declaration

Insured and Vehicle Details

1. Name (Registered Owner of the Motor Vehicle) : Mr SHANU KUMAR
2. Vehicle Details : SKODA / KUSHAQ / STYLE 1.0L TSI MT / SUV
3. Address for Communication : BABA BORING ROAD NO. 1, MUMBAI-400001, MAHARASHTRA, India
4. Vehicle Type : SUV
5. Fuel Type : PETROL
6. Insured’s Declared Value : ₹ 1,500,000
7. Date of Registration : 16/01/2024
8. Proposed Period of Insurance
OD cover period : 15 Jan '25 (00:00 Hrs) to 14 Jan '26 (Midnight)

Previous Insurance Details

1. Policy Number: 997192423740000057
2. Date of expiry: 14 Jan '25
3. Type of cover: Package
4. Name & address if the Insurer: RELIANCE GENERAL INSURANCE CO.LTD.NA
5. Claim in Previous Policy Period: No
6. NCB in previous policy: 0 %
7. NCB Claimed: 20 %
8. Period of insurance
OD cover period: 15 Jan '24(00:00 Hrs) to 14 Jan '25(Midnight)
TP cover period: 15 Jan '24(00:00 Hrs) to 14 Jan '27(Midnight)
CPA cover period: NA to NA

Nominee Details
1. Name of Nominee: NA
2. Age of Nominee: NA
3. Relationship: NA
4. Name of Appointee (if Nominee is minor): NA

Restriction of Cover / Discounts / Concessions / Extended Covers

1. ARAI Membership Number: NA
2. Is Voluntary Deductible opted: No
3. Amount of Deductible opted: NA
4. Vehicle is fitted with Anti Theft Device approved by ARAI: NA
5. Add-on Covers opted: Repair of Glass, Rubber & Plastic Parts,Depreciation Reimbursement,Return to Invoice,Loss of personal belongings,Emergency transport and hotel
expenses,Key Replacement,Engine Secure,Tyre Secure,Consumable expenses,Road Side Assistance,Emergency Medical Expenses
6. PUC Certificate Number and PUC Expiry Date: NA -
 Auto Secure - Standalone Own Damage Private
Car Policy

Declaration for No Claim Bonus (If NCB Confirmation is not submitted but NCB claimed)
I/We declare that the rate of NCB claimed by me/us is correct and that NO CLAIM has arisen in the expiring Policy Period (Copy of Policy enclosed). I/We further
undertake that if this declaration is found incorrect all benefits under the Policy in respect of Own Damage Section I of the Policy will stand forfeited.
I hereby give my consent to receive one page insurance policy

AML Guidelines :

I / we hereby confirm that all premiums paid / payable in future will be from bonafide sources and not paid out of proceeds of crime and that such premiums are
not disproportionate to my/our income. I / we understand that the Company has the right to call for documents to establish sources of funds and to cancel the
insurance policy in case I / we are found guilty by any competent court of law under any of the statutes, directly or indirectly governing the prevention of money
laundering law in India.
I / we are not Politically Exposed Persons * nor are their close relatives/family members/ associates. I / we shall keep the company informed if we subsequently
become a Politically Exposed Person/close relative / family member / associate of Politically Exposed Persons.
"Politically Exposed Persons" shall have the meaning assigned to it under Prevention of Money-Laundering (Maintenance of Records) Amendment Rules, 2023 as
amended from time to time.

Disclaimer : Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms & conditions, please refer sales brochure/ policy wordings on www.tataaig.com carefully,
before concluding a sale. Purchase of Tata AIG General Insurance Company Limited products are purely on voluntary basis. #Add On covers can only be purchased with the base product and on payment
of an additional premium

Prohibition of Rebates: - Section 41 of the Insurance Act, 1938 as amended by Insurance Laws (Amendment) Act, 2015.
1. No person shall allow or offer to allow either directly or indirectly as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in
India, any rebate of the whole or part of the commission payable or any rebate of premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except
such rebate as may be allowed in accordance with the published prospectus or tables of the insurer.
2. Any person making default in complying with the provisions of this section shall be liable for penalty which may extend to ten lakhs.

Grievance Redressal Procedure : As per Regulation 17 of IRDA of India (Protection of Policyholders Interests) Regulation, 2017.

Section 64 VB of the Insurance Act 1938 : Commencement of risk cover under the policy is subject to receipt of premium by Tata AIG General Insurance Company Limited.

Auto Secure - Standalone Own Damage Private Car Policy - UIN : IRDAN108RPMT0001V02201920.Repair of Glass, Rubber & Plastic Parts - UIN : IRDAN108RP0001V01201920/A0007V01201920 (TA 08) .
Depreciation Reimbursement - UIN : IRDAN108RP0001V01201920/A0003V01201920 (TA 01) . Return to Invoice - UIN : IRDAN108RP0001V01201920/A0005V02201920 (TA 05) . Loss of personal belongings - UIN :
IRDAN108RP0001V01201920/A0008V01201920 (TA 09) . Emergency transport and hotel expenses - UIN : IRDAN108RP0001V01201920/A0009V01201920 (TA 10) . Key Replacement - UIN :
IRDAN108RP0001V01201920/A0010V01201920 (TA 15) . Engine Secure - UIN : IRDAN108RP0001V01201920/A0012V01201920 (TA 16) . Tyre Secure - UIN : IRDAN108RP0001V01201920/A0013V01201920 (TA 17) .
Consumable expenses - UIN : IRDAN108RP0001V01201920/A0014V01201920 (TA 18) . Road Side Assistance - UIN : IRDAN108RP0001V01201920/A0015V01201920 (TA 19) . Emergency Medical Expenses - UIN :
IRDAN108RPMT0001V02201920/A0013V01202425 (TA 22)

Tata AIG General Insurance Company Limited

Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K. Marg, Lower Parel, Mumbai - 400013, Maharashtra, India • 24x7 Toll Free No: 1800 266 7780 • Email : [email protected] •
website : www.tataaig.com
• IRDA of India Registration No: 108 • CIN: U85110MH2000PLC128425

TAGIC/PS/MRPC/Jan 22/06 Ver1 /All 2536