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Shivaji University, Kolhapur
Syllabus of B.Com
(Semester-III & IV)
Syllabus to be Introduced from June 2019
Money and Financial System
CHOICE-BASED CREDIT SYSTEM
B.Com SEM III
Money and Financial System (Paper No – 1 )
Course Outcomes:
1. Learners will be able to explain functions of money and measurement of money supply
2. Learners will understand the banking system and its functioning in India
3. Learners will understand the nature of banking business and business practices
4. Learners will understand the important recent trends in banking system
Expected Skills Impartation (Through theory and Practical’s)
1. Ability to explain monetary system in India
2. Ability to critical thinking on banking business
3. Ability to explain recent trends in Indian Banking
Marks : 50 Total Lectures of Teaching : 60 Credits : 4
Unit-1: Introduction to Money 13 Lectures
1.1 Evolution, Meaning and Functions of Money
1.2 Meaning and Features of Blockchain Technology and Digital Currency
1.3 Approaches to the Money supply, RBI’s Measures
1.4 Constituents and Factors affecting on Money Supply
Unit-2: Introduction to Banking 15 Lectures
2.1. Meaning, Evolution and Functions of Commercial Banks
2.2. Types and features of banks - Commercial, Cooperative, Public and
Private, Foreign, Payment Banks, Small Finance Banks, Local Area Banks
etc
2.3. Principles of Banking Business and its importance
2.4. Process of Credit Creation and Its limitations
Unit-3: Banking Business and Practices 17 Lectures
3.1. Meaning, Types and Features of Deposits Products of Banks
3.2. Meaning, Types and Features of Loan Products of Banks
3.3. Sources of Funds and Income for Banks
3.4. Changing Nature of Banking Business
Unit-4: New Trends and Recent Issues in Indian Banking 15 Lectures
4.1 Micro Finance Institutions- Evolution, Functions and Importance
4.2 Types, Advantages and Disadvantages of Bank Mergers
4.3 Licensing and functioning of Payment Banks Small Finance Banks
4.4 Meaning, Causes and Remedies for NPA, Prompt Correctives Action
Note: Bank visits and case studies on banking business should be conducted
Suggested Additional Readings:
1. Bhole L.M. (2009), Financial Institutions and Market, Tata McGraw Hill, New Delhi
2. Bhasin Nitin (2010), Financial Institutions and Financial Markets in India :Functioning and
Reforms. New Century Publications, New Delhi
3. Berg Braam van den (2015),Understanding Financial Markets & Instruments, Academy of Financial
Market, https://eagletraders.com/books/afm/afm4.php
4. Cade, Eddie ( 1998 ) Managing Banking Risks, Woodhead Publishing Ltd., in association with The
Chartered Institute of Bankers, England.
5. Joshi Vasant C. and Joshi Vinay V (1998), Managing Indian Banks: The Challenges Ahead,
Response Books, New Delhi.
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EQUIVALENCE OF THE PAPERS
Sr Existing title of the Paper Revised Title of the paper
1 Money and Financial System Money and Financial System
(Paper - I) (Paper - I)
Nature of question paper for semester III and IV (Paper No. I & II)
Attempt any five questions.
Total marks 50
Q1. Write short answers (any two out of three) 10
Q2. Broad question 10
Q3. Broad question 10
Q4. Broad question 10
Q5. Broad question 10
Q6. Broad question 10
Q7. Write short notes (any two out of three) 10
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Shivaji University, Kolhapur
Syllabus of B.Com
(Semester-III & IV)
Syllabus to be Introduced from June 2019
Money and Financial System
CHOICE-BASED CREDIT SYSTEM
B.Com SEM IV
Money and Financial System (Paper No – 2 )
Course Outcomes:
1. Students will be able to use e-banking services
2. Students will be able explain working of RBI in India
3. Students will be able to provide consultancy and guidance for investment in financial markets
4. Students will be able to explain the business practices of NBFCs and AIFI
Expected Skills Impartation (Through theory and Practical’s)
1. Use of E-banking services
2. Able to provide Financial consultancy
3. Critical thinking about NBFCs and their effects
Marks : 50 Total Lectures of Teaching : Credits : 4
60
Unit-1: E-Banking Services 17
1.1 Meaning and features of E-Banking, Various Internet Banking Services
Lectures
1.2 Credit and Debit Card : Features, importance & precautions
1.3 NEFT, RTGS, IMPS & Cheque Truncation System
1.4 Mobile Banking - Features, different Mobile Apps and Importance
Unit-2: Reserve Bank of India 12
2.1 Organizational Structure and Functions of RBI
Lectures
2.2 Meaning and Objectives Monetary Policy
2.3 Instruments of Monetary Policy
2.4 Monetary Policy Committee; Issue of RBI’s Autonomy & Section-7 of RBI
Act 1934
Unit-3: Financial Markets 17
3.1 Structure and Importance of Financial System
Lectures
3.2 Features and structure of Money Market in India, Role of RBI
3.3 Features and structure of Capital Market in India, Role of SEBI
3.4 Reforms in Indian Money Market and Capital Market
Unit-4: All India Financial Institutes and NBFCs 15
4.1 Administrative Structure, Functions and Role of NABARD and SIDBI
Lectures
4.2 Administrative Structure, Functions and Role of NHB and EXIM Bank
4.3 Meaning, Features, Types and Growth of NBFCs
4.4 Mutual Fund - Meaning, Types and Importance
Note: Visits to financial institutes and financial consultancy firms should be conducted
Suggested Additional Readings:
1. Bhole L.M. (2009), Financial Institutions and Market, Tata McGraw Hill, New Delhi
2. Bhasin Nitin(2010), Financial Institutions and Financial Markets in India :Functioning and
Reforms. New Century Publications, New Delhi
3. Berg Braam van den (2015),Understanding Financial Markets & Instruments, Academy of
Financial Market, https://eagletraders.com/books/afm/afm4.php
4. Cade, Eddie (1998) Managing Banking Risks, Woodhead Publishing Ltd., in association with
The Chartered Institute of Bankers, England.
5. Gupta, L.C (1997),Stock Exchange Trading in India; Society for Capital Market Research and
Development
6. Sethi Jyotsna and Bhatia Nishwan (2003),Elements of Banking and Insurance, Prentice Hall of
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India,New Delhi
7. National Stock Exchange (2015), Securities Market (Basic) Module, NCFM, National Stock
Exchange of India Limited
8. Joshi Vasant C. and Joshi Vinay V (1998), Managing Indian Banks: The Challenges Ahead,
Response Books, New Delhi.
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EQUIVALENCE OF THE PAPERS
Sr Existing title of the Paper Revised Title of the paper
1 Money and Financial System Money and Financial System
(Paper - II) (Paper - II)
