Policy Of All Bank Personal Loan
Benefits of Policy Of All Bank Personal
Loan
Loan Amount Tenure Application Process
Loan from ₹1 lakh 12 months to 72 ● Hassle-free and paperless
to ₹80 lakhs months
● 100% digital process
Benefits of Policy Of All Bank Personal
Loan
Disbursal Interest Rates Others
Fast loan disbursal ● Instant approval
10.80% to 20% p.a.
● Flexible repayment plans
● Minimal paperwork
● No security required
● Doorstep services available
● You must be a new user to apply for Policy Of All
Bank Personal Loan using your advisor’s link
Important Terms & ● You should complete the application on your device
Conditions ● Your mobile number should be linked with your
Aadhaar
Eligibility Criteria Salaried
● Age Group: 18 to 58 years
● Income Range: ₹25,000+
● Documents Required:
● Identity proof: Any one of the documents - Passport, PAN Card,
Ration Card, Aadhaar Card, Voter ID Card, Driving Licence, or any
other government-approved ID, Student ID Card, College
Documents
● Address proof: Any one of the documents - Telephone bill,
Electricity bill, Passport, Ration card, Rental agreement, Aadhaar
card, or any other government-approved ID
● Income Proof: Salary certificate, Recent salary slip, Employment
letteetc, Form 16, etc
Eligibility Criteria Self-employed
● Age Group: 21-58 years
● Income Range: Customer should have a stable source
of income
● Documents Required:
● Identity proof: Any one of the documents - Passport, PAN Card,
Ration Card, Aadhaar Card, Voter ID Card, Driving Licence, or any
other government-approved ID, Student ID Card, College
Documents
● Address proof: Any one of the documents - Telephone bill,
Electricity bill, Passport, Ration card, Rental agreement, Aadhaar
card, or any other government-approved ID
● Income Proof: Certified financials, Recent ITR (Income Tax Returns),
Audited profit and loss statement or balance sheet, etc.
● Business Proof: Udyog Aadhar, G s t OR Shops & Establishments
Act
Other Eligibility Criteria
● You must be a resident of Indian resident
Application Process
Before we begin, keep the following details
handy:
● PAN Card
● Aadhar Card
● Bank details
● 6 months’ bank statement
● Latest 3 months' payslips
● Email id
● Phone number
Let’s start!
Open the link shared by your advisor and
click on “Start Loan Application”
01 Enter your basic details such as your full name, phone
number, alternate phone number, PAN, Aadhaar number,
and date of birth. Enter the desired loan amount and the
reason you’re applying for the loan
02 Next, fill in your personal details, including your personal
email, gender, and education qualification. Enter your
father’s and mother’s names, and select your marital
status. If you are married, enter your spouse’s full name
03 Now, enter your address details. Enter your current
address along with the residence type, and enter how
many years you’ve lived there, and proceed
04 Continue to enter your employment details. Choose your
employment type, and enter your company name,
designation, employee code, and work email. Add your
monthly income, years of experience in your current
company and total work experience
05 Fill in your salary bank account details such as bank
name, account holder’s name, IFSC code, MICR code,
and office address
06 Upload the required documents for your loan application.
This includes your PAN Card, Aadhaar Card, last 3
months’ payslips, 6 months’ bank statement, company ID
card, and Form-16. Once you have uploaded these files,
click “Continue”
07 Finally, enter a reference contact. This is someone the bank
can contact to verify your information. It could be a friend,
family member, or anyone you trust. Enter your reference’s
name, relationship with you, phone number, and address
08 Review all the details to make sure everything is
correct. To submit your application, enter the OTP sent
to your mobile number and click “Verify”
● What documents do I need before starting my loan
application?
To begin your loan application, ensure you have the following
documents ready:
● PAN Card
● Aadhaar Card
● Bank details
Help & Support ●
●
6 months' bank statement
Latest 3 months' payslips
FAQs ●
●
Company ID card
Form-16 certificate
● What personal and employment details are required
for the loan application?
You will need to provide-
Personal details: Email, gender, education, marital status, spouse’s
name (if married), and parents’ names.
Employment details: Company name, designation, employee code,
work email, monthly income, and total work experience.
Help & Support ● What bank details do I need to provide?
FAQs You must enter your salary bank account details, including the
bank name, account holder’s name, IFSC code, MICR code, and
office address.
