Annexure 2 : Schedule of Charges for Non-Individual Customers of Bank of Baroda, UAE Branches (w.e.f. 03.04.

2024)
Amount in AED (if otherwise not specified)
General Current Premium Current Offshore Current Gold Current Account Platinum Current Flexi-Desk Current
Sr. Description of Charges
Account (CA101) Account (CA 106) Account (CA108) (CA109) Account (CA111) Account (CA112)
Deposit Segment
Charges Charges Charges Charges Charges Charges
10,000 (MAB*)/ 3,000 50,000 (MAB*)/ 15,000 50,000 (MAB*)/ 15,000 2,000,000 (MAB*)/ 25,000 (MAB*)/ 10,000
100,000(DCB)*/
1 Minimum Balance to be maintained* (MAB*) for Other (MAB*) for Other (MAB*) for Other 500,000 (MAB*) for (MAB*) for Other
30,000 (DCB)*in USD
currency currency currency Other currency currency

2 Minimum balance charge per month AED 200 / Other 50 AED 500 / USD 200 AED 500 / Other 200 AED 500 / Other 200 AED 1,000 / Other 400 AED 500 / Other 200
3 Account Maintenance Charges NIL NIL 100 NIL NIL NIL
4 Inward Cheque Return Charges 300 200 NA 300 300 300
5 Outward Return Charges NIL NIL NIL NIL NIL NIL
6 Special Clearing outward 200 200 200 200 200 200
7 Issuance of Banker Cheque 50 30 50 30 NIL 50
8 Revalidation/Cancelation of Banker Cheque 50 30 50 30 30 50
30 plus SWIFT
9 Issuance of Demand Draft 50 plus SWIFT charges 50 plus SWIFT charges 30 plus SWIFT charges NIL only SWIFT charges 50 plus SWIFT charges
charges
20 plus SWIFT
10 Cancelation of Demand Draft 50 plus SWIFT charges 50 plus SWIFT charges 20 plus SWIFT charges NIL only SWIFT Charges 50 plus SWIFT charges
charges
Delay in submission of renewed KYC
12 documents(EID / Trade License) NIL NIL NIL NIL NIL NIL

Cheque Book Issuence - first 6 months 10 leaves thereafter 50 leaves

13 Cheque book issuance charges AED 2 per leaf AED 2 per leaf N/A AED 2 per leaf NIL AED 2 per leaf
14 Customised Chequebook issuence charges Actual Charges Actual Charges N/A Actual Charges Actual Charges Actual Charges
Cheque stop payment charges(police report
15 200 100 N/A 100 NIL 200
required)
16 DDS Setup Charges 50 per Instruction 20 per Instruction 50 per Instruction 20 per Instruction NIL 50 per Instruction
17 Amendment in DDS Setup Instructions 25 NIL 25 NIL NIL 25
18 Charges for failure of DDS(Per instance) 25 10 25 10 NIL 25
Balance confirmation/interest certificate/ Signature
19 100 50 100 50 NIL 100
verification
20 Release Letter 100 50 100 50 NIL 100
21 No liability Certificate 100 50 100 50 NIL 100
Liability letter issued to Govt Dept/Embassies/
22 100 50 100 50 NIL 100
Financial Institutions
Statement Charges over the counter**
23 upto last 3 months 25 NIL 25 NIL NIL 25
24 Beyond 3 months to upto 6 months 25 10 25 10 NIL 25
25 Beyond 6 months to upto 1 year 75 25 50 25 NIL 75
26 Beyond 1 year 100 50 100 50 NIL 100
Investigation of old entries ( Per inquiry )
27 Up to 3 months 100 20 100 20 NIL 100
28 More than 3 months to less than 1 year 100 20 100 30 NIL 100
29 More than 1 year to less than 3 years 200 100 200 100 50 200
30 More than 3 years to less than 5 years 500 200 300 200 100 500
31 More than 5 years to less than 10 years 1000 500 500 500 200 1000

32 Account Closure Charges ( After 6 months NIL) 500 1000 500 500 1500 1000
33 Revival of Dormant Account NIL NIL NIL NIL NIL NIL
Debit Card Charges
34 First time issuance NIL NIL NIL NIL NIL NIL
35 Replacing Secret Pin Code (Physical Generation) 25 NIL N/A NIL NIL 25

36 Replacement of lost/ stolen Debit Card 50 NIL N/A NIL NIL 25

Cash withdrawal Fees other bank's ATM in UAE
37 2 2 N/A 2 2 2
Network ( Own ATM free)
Cash withdrawal Fees other bank's ATM fee-GCC
38 6 6 N/A 6 6 6
Network
Cash withdrawal/inquiry Fees other bank'sATM fee-
39 20 20 N/A 20 20 20
International (VISA)
Balance inquiry in other bank's ATM in UAE Network
40 1 1 N/A 1 1 1
( Own ATM free)
Balance inquiry in other bank's ATM fee-GCC
41 3 3 N/A 3 3 3
Network
International Transaction processing fee(Card Not
42 2%** 2%** N/A 2%** 2%** 2%**
Present)
43 Copy of Sales Slip 25 NIL N/A NIL NIL 25
Charges for cancelation of debit card without a/c
44 25 NIL N/A NIL NIL 25
closure
Remittance Services
45 Outward fund transfer through FTS through Branch 50 40 50 40 30 50
Outward fund transfer through FTS through e-
46 2 2 2 2 NIL 2
banking/Mobile Banking
47 NIL NIL NIL NIL NIL NIL
Inward fund credit through FTS through Branch
Inward fund transfer through FTS through e-
48 NIL NIL NIL NIL NIL NIL
banking/Mobile Banking
Outward fund transfer outside UAE (Any Currency)
49 100 25 100 30 20 100
through Branch
Inward fund credit from outside UAE ( Any Currency)
50 40 NIL 40 NIL NIL 40
through Branch
Outward fund transfer outside UAE (Any Currency)
51 20 10 20 10 5 20
through e banking/Mobile Banking

52 Cancellation of remittance 50 30 50 30 20 50
instruction/recalling of funds remitted
53 Status Investigation Charges 20 10 20 10 NIL 20
Exchange House remittance (Underlying per
54 1 1 N/A 1 1 N/A
transaction)

Flat AED 30 upto 10 Flat AED 30 upto 10 Flat AED 30 upto 10 Flat AED 30 upto 10 Flat AED 30 upto 10 Flat AED 30 upto 10
55 Processing of WPS File entries thereafter AED 1 entries thereafter entries thereafter AED 1 entries thereafter AED 1 entries thereafter AED 1 entries thereafter AED 1
per entry AED 1 per entry per entry per entry per entry per entry

Cash deposit at branch counter (Per Deposit)

56 AED 40,000 AED 200,000 (Upto AED 40,000 NIL)
25 25 N/A 25 25 25
57 More than 200,000 to 1 million 100 100 N/A 100 100 100
58 Above AED 1 million upto AED 2 million 200 200 N/A 200 100 200
59 Above AED 2 million 300 300 N/A 300 150 300
Cash withdrawal at branch counter (Per Withdrawal)
More than 40,000 to 200,000 (Upto AED 40,000
60
NIL) 25 25 N/A 25 25 25
61 Above 200,000 to 1 million 100 100 N/A 100 100 100
62 Above AED 1 million upto AED 2 million 200 200 N/A 200 100 200
63 Above AED 2 million 500 500 N/A 500 150 500
Intersol Charges ( At branch counter)
64 Cash Deposit NIL NIL N/A NIL NIL NIL
65 Cash Withdrawal NIL NIL N/A NIL NIL NIL
Cheque Deposit(Outward Clearing at branch
66 NIL NIL NIL NIL NIL NIL
counter)
* MAB-Monthly Average Balance / DCB- Daily Closing Balance
**This fee is charged in addition to the standard processing fee (approx 1.15%) charged by Visa International and mark-up fee charged by the acquirer, if any. This Visa processing fee includes and is not
limited to any transactions in AED, done on overseas-based websites and mobile applications
Additional VAT @ 5.00% applicable on all charges
For other currencies equivalent amount to be charged.
Bank of Baroda, UAE is licensed and regulated by the Central Bank of the UAE (CBUAE)

BANK-PUBLIC