CONSUMER CIR
CONSUMER: RAJESH KUMAR MAINA DATE:04-06-2025
MEMBER ID: BN05045170_CIR43336 TIME: 12:16:31
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 9,16,41,59,875
CONSUMER INFORMATION:
NAME: RAJESH KUMAR MAINA
DATE OF BIRTH: 01-01-1982 GENDER: MALE
CIBIL TRANSUNION SCORE(S):
SCORE NAME SCORE SCORING FACTORS
CREDITVISION® SCORE
642 1:
2:
CREDIT AGE LESS THAN SIX MONTHS
PRESENCE OF SEVERE DELINQUENCY
3: PRESENCE OF HIGH CREDIT ACTIVITY (INQUIRIES)
4: HIGH BALANCE BUILD-UP ON NON-MORTGAGE LOANS
5: LOW CREDIT AGE
PERSONAL LOAN SCORE
658 1:
2:
ONE OR MORE TRADES WITH RESTRUCTURED DEBT IN THE PAST 24 MONTHS.
PRESENCE OF A MINOR DELINQUENCY ON PERSONAL LOAN.
3: PRESENCE OF A HIGH NUMBER OF ENQUIRIES.
4: PRESENCE OF DELINQUENCY.
POSSIBLE RANGE FOR CREDITVISION® SCORE
Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1
* At least one tradeline with information updated in last 36 months is required.
POSSIBLE RANGE FOR PERSONAL LOAN SCORE
Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1
* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN)(e) JRMPM5313Q
UNIVERSAL ID NUMBER (UID)(e) XXXXXXXXXXXX
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 4
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: RAJESH KUMAR MAINA DATE:04-06-2025
MEMBER ID: BN05045170_CIR43336 TIME: 12:16:31
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 9,16,41,59,875
CKYC 30078381570419
TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
OFFICE PHONE 917697369907
MOBILE PHONE 917697369907
EMAIL CONTACT(S):
ADDRESS(ES):
ADDRESS :SO RAGHUVEER MAINA NEHRU COLONY TT NAGAR BHOPA-MP MADHYA PRADESH 462001
CATEGORY:PERMANENT ADDRESS RESIDENCE CODE: DATE REPORTED:28-02-2025
ADDRESS :SO RAGHUVEER MAINA NEHRU COLONY TT NAGAR BHOPA-MP MADHYA PRADESH 462001
CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:28-02-2025
(e)
ADDRESS :BHOPAL MADHYA PRADESH 462022
CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:30-01-2025
EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR
PERSONAL LOAN 22-04-2025 OTHERS Not Available Not Available Not Available
SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL: 1 HIGH CR/SANC. AMT: 3,00,000 CURRENT: 2,91,761 RECENT: 25-02-2025
OVERDUE: 0 OVERDUE: 0 OLDEST: 25-02-2025
ZERO-BALANCE: 0
ENQUIRIES
Only Last 36 months enquiries will be displayed in the Credit report
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 4
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: RAJESH KUMAR MAINA DATE:04-06-2025
MEMBER ID: BN05045170_CIR43336 TIME: 12:16:31
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 9,16,41,59,875
All Enquiries 9 0 9 0 16-04-2025
ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: BOI OPENED: 25-02-2025 SANCTIONED: 3,00,000
ACCOUNT NUMBER: LAST PAYMENT: 15-05-2025 CURRENT BALANCE: 2,91,761
900860810000084 REPORTED AND CERTIFIED: EMI: 5,232
TYPE: PERSONAL LOAN 22-05-2025 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-05-2025 REPAYMENT TENURE: 84
COLLATERAL TYPE: NO COLLATERAL PMT HIST END: 01-02-2025 INTEREST RATE: 11.35
ACTUAL PAYMENT: 20,247
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 016 017 001
05-25 04-25 03-25 02-25
ENQUIRIES:
Only Last 36 months enquiries will be displayed in the Credit report
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT
NOT DISCLOSED 16-04-2025 TWO-WHEELER LOAN 10,000
NOT DISCLOSED 16-04-2025 TWO-WHEELER LOAN 1,10,000
BOI 15-04-2025 PERSONAL LOAN 1,00,000
NOT DISCLOSED 09-04-2025 TWO-WHEELER LOAN 1,10,000
BOI 24-02-2025 PERSONAL LOAN 3,00,000
BOI 13-02-2025 AUTO LOAN 5,00,000
BOI 13-02-2025 CREDIT CARD 10,00,000
BOI 11-02-2025 PERSONAL LOAN 5,00,000
BOI 30-01-2025 CREDIT CARD 10,00,000
END OF REPORT ON RAJESH KUMAR MAINA
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 4
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: RAJESH KUMAR MAINA DATE:04-06-2025
MEMBER ID: BN05045170_CIR43336 TIME: 12:16:31
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 9,16,41,59,875
All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 4
TransUnion CIBIL CIN : U72300MH2000PLC128359
