NPS TRANSACTION STATEMENT

April 01, 2022 to March 31, 2023

Statement Generation Date :May 22, 2025

01:59 PM

NPS Transaction Statement for Tier I Account

PRAN 110177530256 Registration Date 22-Sep-22
Subscriber Name SHRI PRADEEP KUMAR Tier I Status Active
SO RAMVEER SINGH Tier II Status Not Activated
LALAPUR PEEPALSANA Tier II Tax Saver Not Activated
Status
SURJANNAGAR
Tier I Virtual Account Not Activated
Address Status
MORADABAD
Tier II Virtual Account Not Aplicable
UTTAR PRADESH - 244602 Status
INDIA CBO Registration No 6503066
CBO Name UCO BANK
Mobile Number +919627371727
Personnel Services Department, UCO Bank Head
Email ID [email protected] Office-2 2nd Flr
CBO Address
NPS Cell 3&4 DD Block Sector-1, Kolkata,
IRA Status IRA compliant 700064
CHO Registration No 5502910
CHO Name UCO BANK
Personnel Services Department, UCO Bank Head
CHO Address Office-2 2nd Flr
NPS Cell 3&4 DD Block Sector-1, Kolkata,
700064

Tier I Nominee Name/s Percentage

SUSHMA DEVI 100%

Current Scheme Preference

Scheme Choice - CORPORATE STANDARD
Investment Option Scheme Details Percentage
Scheme 1 SBI PENSION FUNDS PVT LTD SCHEME - CORPORATE-CG 100.00%

Investment Summary
Value of your Total Contribution Total Withdrawal Total Notional
Holdings(Investme No of in your account as as on Gain/Loss as on
nts) on Return on
Contributions March 31, 2023 (in March 31, 2023 (in Investment 6.9%
as on March 31, March 31, 2023 (in ₹) ₹)
2023 (in ₹) ₹) (XIRR)
(A) (B) (C) D=(A-B)+C

₹ 53,426.10 6 ₹ 52,351.88 ₹ 0.00 ₹ 1,074.22

Investment Details - Scheme Wise Summary

SBI PENSION FUNDS PVT LTD SCHEME -
Particulars References CORPORATE-CG
Scheme wise Value of your Holdings(Investments) (in ₹) E=U*N 53,426.10
Total Units U 2,150.3505
NAV as on 31-Mar-2023 N 24.8453

Changes made during the selected period

No change affected in this period
 Contribution/Redemption Details during the selected period
Contribution
Date Particulars Uploaded By Employee Employer's Total
Contribution Contribution (₹)
(₹) (₹)
03-Oct-2022 For September, 2022 UCO Bank (5000575), 6,470.28 9,058.39 15,528.67
09-Nov- For October, 2022 UCO Bank (5000575), 2,722.72 3,811.81 6,534.53
2022
08-Dec- For November, 2022 UCO Bank (5000575), 3,517.69 4,924.77 8,442.46
2022
05-Jan- For December, 2022 UCO Bank (5000575), 3,016.05 4,222.47 7,238.52
2023
08-Feb- For January, 2023 UCO Bank (5000575), 2,764.51 3,870.31 6,634.82
2023
08-Mar- For February, 2023 UCO Bank (5000575), 3,322.03 4,650.85 7,972.88
2023

Transaction Details
SBI PENSION FUNDS PVT LTD SCHEME - CORPORATE-CG
Date Particulars Amount (₹)
Units
NAV (₹)
01-Apr-2022 Opening balance 0.0000
15,528.67
03-Oct-2022 By Contribution for September,2022 651.1982
23.8463
6,534.53
09-Nov-2022 By Contribution for October,2022 269.5262
24.2445
8,442.46
08-Dec-2022 By Contribution for November,2022 342.8674
24.6231
7,238.52
05-Jan-2023 By Contribution for December,2022 294.5493
24.5749
6,634.82
08-Feb-2023 By Contribution for January,2023 268.8316
24.6802
7,972.88
08-Mar-2023 By Contribution for February,2023 323.3778
24.6550
31-Mar-2023 Closing Balance 2,150.3505
 Notes
1. The 'Investment Details' section gives an overall status of the total contribution processed under the account and the returns accrued
2. 'Notional Gain / Loss' indicates the overall gain or loss after factoring for the withdrawals processed in the account.
3. Returns based on Inflows' gives the annualized effective compounded return rate in PRAN account and is calculated using the formula of XIRR. The
calculation is done considering all the contribution / redemptions processed in PRAN account since inception and the latest valuation of the
investments. The transactions are sorted based on the NAV date.
4. 'Changes made during the selected period' indicates all the change requests processed in PRAN account during the period for which the
statement is generated.
5. The section 'Contribution / Redemption Details' gives the details of the contributions and redemption processed in subscribers' account during the
period for which the statement is generated. While contribution amount indicates the amount invested in subscribers account, the redemption
amount indicates the cost of units redeemed from the account. The cost of units is calculated on a First-In-First-Out (FIFO) basis. The details are
sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
6. 'Transaction Details' gives the units allotted under different schemes / asset classes for each of the contributions processed in subscribers'
account during the period for which the statement is generated. It also contains units debited from the account for redemption and rectification. The
details are sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
7. For transactions with the remarks "To Unit Redemption", the cost of units redeemed are adjusted against the total contribution in the Investment
Details section. Further, the cost of units is calculated on a First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual
redemption value corresponding to the units redeemed has been considered.
8. "Cost of Withdrawal", "Cost of GPF Withdrawal" and "Cost of One Way Switch", is the cost of units for the particular transaction and is calculated on a
First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual redemption value corresponding to the units redeemed has
been considered. Further, 'Total Withdrawal' in the Investment Summary section includes actual redemption value of Withdrawal and One Way
Switch transactions.
9. The Transaction statement is dynamic. The value and other computations in the Transaction statement depend upon the generation date.
10. The above returns are calculated based on scheme NAVs and the securities held under the scheme portfolio are valued on mark to market basis
and are subject to change on NAV fluctuations. .
11. If you are an employee or if you are self-employed , you will be able to avail of deduction on contribution made from your taxable income to the extent
of (u/s 80 CCD (1) of income Tax Act, 1961)
- 10% of salary (Basic + DA ) - if you are salaried employee
- 20% of your gross income - if you are self-employed
However, please note that the maximum deduction from your taxable income is limited to RS.1.50 lac, as permitted under Sec 80 CCE of the
Income Tax Act.
Further, an additional deduction from your taxable income to the extent of Rs. 50,000/- is available only for contribution in NPS u/s Sec. 80 CCD (1B).
To give an example, your salary is Rs.15 lac per annum. On contribution of Rs. 2 lac, you can avail:
Deduction under Sec. 80 CCD (1) - ₹- Rs. 1.50 lac
Deduction under Sec. 80 CCD (1B)- ₹- Rs. 0.50 lac
Total deduction - ₹- Rs. 2.00 lac
Also note that your employer's contribution upto 10% of your salary is fully deductible from your taxable income.
This is applicable only for Tier-I account.
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13. This is computer generated statement and does not require any signature/stamp.
14. Kindly refer Table 1 for various charges applicable under NPS:
Table 1
Service Charges* (excluding taxes)
Intermediary Charge head Mode of Deduction
Private / Govt.
CRA charges for account opening if the CRA charges for account opening if the subscriber
subscriber opts for Physical PRAN card opts for ePRAN card (in Rs.)

Welcome kit sent in Welcome kit sent vide email Through Unit
PRA Opening charges (in Rs.) Deduction
physical only
Rs. 40 (also applicable to reissue of PRAN
CRA card)
Rs. 35 Rs. 18

Annual PRA Maintenance Through Unit

Rs. 69
cost per account Deduction

Through Unit
Charge per transaction Rs. 3.75
Deduction

- Private Govt. -

Initial subscriber registration Min Rs. 200 and Max Rs. 400
and contribution upload (Negotiable within slab only) NA Collected by POP

0.50% of contribution
Any subsequent Min. Rs. 30 Max. Rs. 25,000 NA Collected by POP
transactions Non-Financial Rs. 30
(Negotiable within slab only)
Rs. 50 per annum for annual
POP contribution Rs. 1,000 to Rs. 2,999
Persistency Rs. 75 per annum for annual Through Unit
NA
> 6 months contribution Rs. 3,000 to Rs. 6,000 Deduction
Rs. 100 per annum for annual
contribution above Rs. 6,000

0.20% of contribution, Upfront deduction

Contribution through eNPS NA from contribution
Min. Rs.15 Max. Rs.10,000
amount

Processing of Exit / @0.125% of Corpus with

NA Collected by POP
Withdrawal Min. Rs. 125 and Max. Rs. 500

Custodian Asset Servicing charges 0.0032% p.a for Electronic segment & Physical segment Through AUM

Slabs of AUM managed by the Pension Fund Maximum Investment

Management Fee (IMF)
Upto 10,000 Cr. 0.09%$
Investment Management
PF charges Through AUM
Fee# 10,001 - 50,000 Cr. 0.06%
50,001 - 1,50,000 Cr. 0.05%
Above 1,50,000 Cr. 0.03%
Reimbursement of
NPS Trust Expenses 0.005% p.a Through AUM
* In case of Government employees, CRA charges for Tier I account are being paid by the respective Government except for voluntary contribution, partial
withdrawal and scheme preference change.
# It includes brokerage fee up to 3 basis points.
$ UTI Retirement Solutions Ltd charges a fee of 0.07% under this slab.

The IMF to be charge by the Pension Fund on the slab structure would be on the aggregate AUM of the Pension Fund under all schemes managed by
Pension Funds.