Education Loan ke liye Aavashyak Documents (Hindi Explanation)
1. RINs (Request Identification Number) - Branch dwara generate kiya jayega.
2. Common Mandate Form - DBT ke liye.
3. Subsidy Scheme - Agar lagu ho to, jaise CSIS, DR. AMBEDKAR, ANNSAMARATH.
4. KYC Documents - Aadhaar, PAN, agar PAN nahi ho to acknowledgment dena hoga.
Co-applicants ke liye:
5. CIBIL Report - Score 700 ya usse adhik.
6. CIBIL Consent Letter - Sabhi applicants se lena hoga.
7. PAN Card - Sabhi co-applicants ka.
8. Aadhaar Card - Sabhi co-applicants ka.
9. Signature - Loan Application Form par sabhi ke sign hone chahiye.
10. Photograph - Sabhi applicants ki photo.
11. Bank Account Statement - Last 6 months ki.
12. Income Proof - Job me hain to salary slip/ITR, self-employed ke liye business proof.
Student ke liye:
13. 10th aur 12th ki marksheet.
14. Entrance exam result ya admission proof (NEET/JEE etc).
15. Admission confirmation letter ya Bonafide Certificate.
16. Course Details - Brochure ya website se.
17. Fee Structure - College se certified.
18. College ka bank account jisme fees bhejna hai.
Income Proof (sabhi applicants ke liye):
19. Latest salary slip.
20. ITR/Form-16 - 2 saal ke.
21. Business proof - Agar self-employed hain.
22. Current Account Statement.
Collateral security (agar loan amount zyada ho):
23. Property documents - Registry, mutation, tax receipt etc.
24. Legal and Valuation Report - Bank se karwana.
25. Property photos.
Anya Documents:
26. Margin money ka DD.
27. Processing fee ka DD - 'SBI RACPC LUDHIANA' ke naam.
28. Loan Agreement form - Sabhi ke sign ke saath.
29. Advance receipt from college.
Extra Points:
30. Self-attested copy of all documents.
31. Sabhi documents branch officer dwara attest hone chahiye.