Company Earnings Summarization Platform –

Product Plan
Problem Statement
Individual investors often struggle to digest complex quarterly earnings
reports (e.g. 10-Q filings) and earnings call transcripts. These documents are
lengthy, jargon-filled, and time-consuming to read. As a result, retail
investors may miss critical insights or misunderstand a company’s
performance and outlook. There is a clear need for a tool that distills
financial reports into clear, concise takeaways that any person can
understand. This would empower non-professional investors to make
informed decisions without requiring a background in finance.

Target Audience
The primary users are individual (retail) investors worldwide who want to
stay informed about companies’ financial results. This includes:
 Non-expert investors – People who invest in stocks but lack a
finance background and need simplified explanations.
 Time-constrained investors – Individuals who are knowledgeable
but cannot dedicate hours to reading full reports, and prefer quick
summaries.
 Global investors – Those interested in companies beyond just the
U.S. market (our long-term vision is to cover companies globally,
though we may start with one region first).
By focusing on readability and simplicity, the platform aims to be useful even
to beginners, while still providing value to seasoned investors looking for
efficiency.

Proposed Solution & Value Proposition

We propose an AI-powered platform that converts official company
earnings materials into an easy-to-understand summary. The tool will
ingest quarterly reports and earnings call transcripts and produce human-
readable breakdowns of the company’s performance, strategies, and
financial health. The value propositions are:
 Clarity: Financial jargon and figures are translated into plain language
insights (e.g. growth trends, revenue changes, management
commentary) that anyone can grasp.
  Convenience: Instead of reading 50+ page reports, users get the key
points in minutes, formatted as bullet points, brief paragraphs, and
visual highlights.
 Comprehensiveness: Over time, the platform will cover companies
from multiple markets, not just U.S. firms, providing a one-stop
solution for global stock research.
 Accessibility (Free): Unlike many professional tools, our solution is
free to use (at least for the MVP and initial phase), lowering the barrier
for individual investors. This free access and focus on simplicity
differentiate us from competitors targeting institutional users.
By delivering crucial information in a straightforward way, the product
solves the problem of information overload and complexity, making
company earnings “transparent” and accessible to everyday investors.

Key Features (MVP)

For the Minimum Viable Product, we will implement core features that
directly address user needs:
 Plain-Language Summaries: Generate concise summaries of
quarterly earnings (10-Q) reports and earnings call transcripts. These
will highlight key financial metrics (revenue, profit, growth rates),
significant developments, management’s outlook, and any notable
quotes or questions from Q&A.
 Bullet-Point Highlights: Present critical insights as bullet lists (e.g.
“Revenue up 10% – Highest quarterly growth in 2 years, driven by
Asian market sales”). This format helps users scan important points
quickly.
 Interactive Q&A (basic version): Allow users to ask questions about
the report (e.g. “What were the main reasons for profit decline?”) and
get AI-generated answers based on the content. This leverages the AI’s
ability to interpret the filings in a conversational way, enhancing
understanding. (This feature can be rudimentary in MVP or even
planned for a later iteration, depending on technical feasibility).
 Comparison Over Time: Provide a simple comparison to past
performance (e.g. show last quarter vs this quarter’s key numbers in
summary form). This context helps users gauge trends without digging
into multiple reports.
 User-Friendly Interface: A clean web interface where users can
search or select a company and pick a quarter to see the summary.
The design will emphasize clarity – using charts or icons sparingly in
MVP (e.g. an up/down arrow icon next to metrics to show increase or
decrease).
 Real-Time Updates: If a new earnings report or call transcript
becomes available for a tracked company, the system will fetch and
 summarize it promptly. Users could be notified of “new summary
available” in real-time via the interface. For MVP, this could be as
simple as updating a feed of latest summaries; more interactive
notifications can come later.
These features focus on delivering immediate value (understanding a
company’s earnings quickly) without requiring a complex setup from users.

Competitive Landscape
Several AI and data platforms have emerged to tackle financial report
analysis. A competitive analysis reveals what’s already out there and
helps us identify how to stand out:
 Publicview AI: Offers concise summaries of SEC filings, combining
narrative insights with quantitative analysis (even allowing charts and
data export). It’s praised for balancing functionality with ease of use
for both professionals and retail investors[1][2]. Publicview is also
noted for being extremely affordable, though not free, and provides
access to historical filings across all publicly traded companies.
 AlphaSense (Smart Summaries): An enterprise solution that uses
specialized financial language models to generate bullet-point
summaries of earnings call transcripts[3]. It highlights key topics like
guidance and competitive info, flags good vs. bad news, and even
summarizes analyst Q&A[3]. AlphaSense’s strength is accuracy and
depth (built on millions of financial documents), but it’s geared toward
institutional users (with a high cost and complexity to match).
 Quartr AI Assistant: A newer tool integrated into the Quartr app
(popular for accessing earnings call audio/transcripts). Quartr’s AI
covers 10,000+ global companies, producing AI-generated call
summaries alongside live transcripts[4]. It features a searchable
transcript interface and even a customizable earnings calendar[4]. This
broad coverage and real-time capability are a benchmark for our
aspiration to go global. Quartr’s focus is on speed and breadth, and it’s
built on first-party company data to ensure accuracy.
 Fintool: An AI platform that not only summarizes filings but also offers
contextual follow-up questions about trends or anomalies in the
reports[5]. It supports user-uploaded files and covers earnings calls,
aiming for very detailed insights. However, Fintool is geared more
toward institutional investors with advanced needs (and likely a higher
price point)[6].
 Other Notables: Hudson Labs’ Co-Pilot/Co-Analyst provides quick
“earnings call memos” and even flags things like customer
concentration or unusual risks[7] for hedge funds. Aiera provides live
transcription with near-real-time AI summaries of calls (useful for
analysts multitasking during earnings season)[8]. Traditional financial
 data firms like FactSet have added AI assistants that let users chat
with transcripts and get summaries, although these are integrated into
expensive professional suites.
Insights: Most competitors targeting this space offer some form of AI
summarization, but many are oriented toward financial professionals or
institutions. They often emphasize speed, depth, or integration with other
finance tools, and many are paid services or enterprise products. This leaves
an opportunity for a free, user-friendly solution aimed at the everyday
investor.

Our Differentiation
Based on the competitive landscape, our platform will differentiate itself in
several key ways:
 Simplicity and Readability: While competitors might output dense
bullet lists or assume financial knowledge, our summaries will be tuned
for maximum clarity, even explaining terms when necessary. We aim
to be the go-to tool for someone who doesn’t speak the language of
Wall Street.
 Truly Free Access: Many AI financial tools require subscriptions or
have paywalls (even if “affordable”). Our MVP will be free, attracting
users who are not ready to pay for tools. This can help us build a broad
user base quickly. (In the long run, a freemium model or premium
features could be considered, but the core offering remains free to use
initially.)
 Global Coverage Focus: Whereas some tools (like those tied to SEC
filings) focus on U.S. companies, we plan to extend coverage globally.
Even if we start with a single market (e.g. U.S. for abundant data), our
vision includes adding other markets’ filings and translations of
summaries if needed. This global ambition sets us apart from tools that
are region-specific.
 Interactive Learning: By allowing users to ask follow-up questions
(even in simple Q&A form) about the summaries, we provide an
interactive experience. Some high-end competitors offer this (e.g.
FactSet’s chatbot, Fintool’s Q&A), but it’s rare in free tools. This helps
engage users and deepen their understanding, functioning almost like
a “personal analyst” for the user.
 Real-Time and Community: We can integrate a real-time element
(notifications or updates when new results are out) in a free platform.
Additionally, in future, we might include community features (users
voting on the most important parts of a report, or sharing their own
simplified takeaways), building engagement that pure enterprise tools
don’t consider.
By emphasizing these points, we carve out a niche: an accessible, global,
investor-friendly AI tool for earnings analysis.

Goals and Objectives

Our immediate and long-term goals include:
 MVP Success: Build a functional MVP that can successfully summarize
reports for a pilot set of companies (e.g. top 50 companies or a specific
sector) and gather feedback from real users. Success is measured by
the correctness of summaries and user satisfaction (feedback that they
understood the report easily).
 User Adoption: Attract a community of early adopters (retail
investors, finance bloggers, etc.) who regularly use the platform. A
short-term goal might be to reach the first 1,000 users accessing
summaries, indicating product-market fit for the free tool.
 Accuracy & Trust: Achieve a high level of accuracy in the summaries.
We want to minimize misinterpretations by the AI. A goal is to have
trustworthy summaries that users feel confident relying on. (This
might involve manually reviewing some outputs or highlighting
uncertainty in the text where the AI is unsure.)
 Scalability: Prepare the system to handle increasing data and more
companies. Initially, we focus on a narrow dataset, but our goal is to
architect the solution such that adding new companies or new quarters
of data is straightforward (possibly automated via data feeds). This ties
into a goal of expanding coverage to new markets after MVP.
 No/Low Cost Operations: Since there’s no budget, a practical goal is
to utilize free tiers of services and open data. For example, use free
APIs or public datasets and ensure our infrastructure (API calls,
hosting) stays within free tier limits initially. This will guide some
technical choices (like using efficient caching of summaries to avoid
repeated expensive AI calls).
By meeting these objectives, we set a foundation to eventually iterate and
build a more robust product with confidence.

Data Sources & Acquisition

A key challenge is obtaining the financial data and documents for
summarization, especially since we aim to cover many companies without a
paid data vendor. Our approach:
 Public Filings (U.S. SEC EDGAR): For U.S. companies, the SEC’s
EDGAR system provides free access to filings. In fact, the SEC offers
open APIs that require no key and provide real-time updated JSON
data for filings like 10-Q and 10-K[9]. We can leverage these APIs to
fetch the latest quarterly reports for U.S. companies. (We’d need to
 parse the filing text or HTML to feed into our summarizer, and focus on
sections like Management Discussion & Analysis for context.)
 Web-Scraping Company Reports: For other markets lacking a
centralized API, we may scrape companies’ investor relations websites
or rely on regulatory portals. Initially, this could be labor-intensive, so
for MVP we may limit to easily accessible sources.
 Earnings Call Transcripts: Many transcripts are published publicly
(e.g. on Seeking Alpha, Motley Fool, or provided by companies). We
might use existing datasets or APIs for transcripts. For instance,
Kaggle hosts collections of earnings call transcripts (one dataset
includes transcripts of top 50 companies’ calls, scraped from a site like
AlphaSpread)[10]. Another Kaggle dataset contains 18,000+
transcripts scraped from Motley Fool and other sources (covering
multiple years). These can be used to build and test our summarizer on
historical data.
 Financial APIs (for numeric data): To enrich summaries with key
financial figures, we can use free endpoints for stock data. Yahoo
Finance’s unofficial API or Alpha Vantage (which has a free tier) can
provide things like previous quarter’s revenue for comparison.
However, much of this numeric data is also embedded in the filings
themselves (often in XBRL form). In the U.S., the SEC’s XBRL API can
pull specific financial line items across time[11][12] – for example,
revenue or net income over several quarters – which could enable
automatically charting or noting trends.
 Open Data Collaborations: We will remain on the lookout for open-
source projects or communities (like those on Kaggle or GitHub) that
maintain updated repositories of financial filings globally. This could
include databases for specific countries (for example, the company
registry data in the UK, or financial datasets for Asian markets). Such
data could be integrated as we expand.
Given the no-budget constraint, our strategy is to start with freely
available data. We acknowledge that data for markets outside the U.S.
might be harder to gather at first, so the MVP might focus on U.S. companies
(rich data availability) to prove out the concept. Later, we can incrementally
add regions by tapping into their specific data sources (possibly starting with
English-language markets or where data is open).
We will also implement caching/storage of retrieved documents and their
summaries, both to avoid repeatedly calling APIs (saving costs and staying
within free limits) and to allow users to access past summaries quickly from
our database.
Technology Stack
We plan to utilize a modern, scalable tech stack that a single developer (or a
small team) can manage, given our skill set and real-time requirements:
 Frontend: A web application built with a JavaScript framework (such
as React or Next.js) for a responsive and interactive UI. This will
display company search, summary results, and possibly interactive
Q&A chat interface. The frontend will also handle connecting to the
real-time service (via WebSocket or similar) to get live updates when
new summaries are available.
 Backend API: A Python FastAPI server will serve as the core
application server. FastAPI is lightweight, asynchronous, and well-
suited for building RESTful APIs quickly. It will expose endpoints for
fetching summaries, initiating new summarizations (if a user requests
a company/period not yet summarized), user queries, etc. Python also
allows easy integration with AI libraries and data processing for parsing
filings.
 Real-Time Service: We have a separate real-time component
(codenamed "Nasus" in our setup) which handles WebSocket
connections for push notifications. This could be implemented using
something like Socket.IO (with Node.js) or even FastAPI’s built-in
WebSocket support. The purpose is to inform the frontend instantly
when a summary or answer is ready (since AI processing might take a
few seconds) or when new data arrives (e.g. a new filing is published
and summarized).
 AI Summarization Engine: At the heart is the AI model that will
generate summaries and answer questions. In the MVP, we might
utilize OpenAI’s GPT-4 or GPT-3.5 via API (leveraging the ChatGPT+
access for development). This provides a strong baseline for natural
language summarization of financial text. We’ll use Python libraries
(like openai API client) to send the 10-Q text or transcript to the model
and receive a summary. To cut costs, we might start with GPT-3.5
(cheaper per token) or use smaller open-source models if needed,
possibly hosted on our server for free (though their quality might be
lower). We will also need to implement prompt engineering to guide
the AI (e.g. “Summarize the following earnings report in bullet points
for a general audience…”).
 Database/Storage: A database is needed to store raw documents (or
references to them), generated summaries, and possibly user
interactions. We can use a lightweight PostgreSQL or even SQLite for
the MVP (to avoid cloud DB costs). Storing summaries means we don’t
have to regenerate them for repeated requests, and we can allow
users to view historical summaries quickly.
 Cloud/Deployment: We will aim to deploy on a free-tier friendly
platform. For example, Railway.app or Render for hosting the
 FastAPI server (some offer free hours/credits), and Vercel or GitHub
Pages for the static frontend. The real-time service could be part of the
FastAPI server (if using its WebSocket support) or a small Node.js
service on Heroku’s free tier or similar. We’ll be cautious with usage to
stay within free limits (e.g. avoid too frequent polling of data).
Overall, the stack is chosen to be developer-friendly (we have expertise in
these areas) and low-cost. Python + FastAPI gives flexibility for AI
integration, while a React frontend ensures a good user experience. The
separation of concerns (frontend, backend API, and real-time service) aligns
with scalability if the product grows, but they can all be run on a single
server initially if needed to simplify deployment.

Architecture
Figure: High-level architecture of the proposed platform. The diagram
shows how data flows from source to summary to user. Financial data
(earnings filings, call transcripts) is fetched via external sources or APIs and
fed into the AI Summarization Engine. The processed summary is stored in a
database and served to users through the backend API. The frontend web
app interacts with the backend for on-demand requests, and a real-time
service (WebSocket) pushes updates to the UI when new summaries or
answers are available. This modular design ensures each component (data
ingestion, AI processing, API server, real-time notifications, and frontend UI)
can be developed and improved independently.
In practice, the sequence is as follows:
1. Data Ingestion: The system pulls raw documents from external Data
Sources (e.g. SEC API, web-scraped transcripts, or Kaggle datasets for
testing). This could be triggered on a schedule (e.g. check for new
filings daily) or on-demand (when a user requests a summary for an
unsummarized report).
2. AI Summarization Engine: The raw financial text is processed by the
AI engine. It generates a summary (and could also handle follow-up
Q&A queries). The engine might run as part of the Python backend or
as a separate service. For the MVP, we’ll integrate it directly in the
FastAPI backend for simplicity – calling the OpenAI API or a local model
as needed.
3. Storage: The resulting summary (and possibly a parsed version of the
source data) is saved in the Database. Caching summaries here
ensures we don’t recompute the same summary repeatedly, saving
time and cost. We’ll index them by company and date (and model
version if needed).
4. Backend (FastAPI): The FastAPI Backend Server acts as an
intermediary between the frontend and our data/AI. When the frontend
requests a summary, the backend checks the DB – if the summary
 exists, it returns it immediately; if not, it triggers the AI engine to
create one (and might stream progress to the client). The backend also
exposes endpoints for search (e.g. list available companies or dates)
and could handle user accounts in the future if we add personalization.
5. Real-Time Notifications: The Real-time Service (which could be a
WebSocket server) comes into play for long-running tasks. For
example, if a user requests a summary that takes some time to
generate, the frontend might open a WebSocket connection. Once the
AI finishes, the backend (or a worker process) sends the summary
through the real-time channel so the frontend can display it
immediately. Similarly, when our system ingests a new filing and
creates a summary in the background, it can push an update
(“Company X’s Q4 summary is now available”) to any connected
clients or update a notifications feed. This keeps users updated without
needing manual refresh.
6. Frontend Client: The user interacts via the Web Frontend (in their
browser or possibly a mobile app in the future). They can request
summaries, view results, and ask questions. The frontend calls the
backend API for actions and listens to the WebSocket for any incoming
updates. We will ensure the UI remains responsive (show loading
indicators, etc., while waiting for data) and that content is presented in
an easy-to-read format (using formatting, bullet points, and maybe
color-coding of up/down trends).
This architecture is designed with flexibility in mind: components
communicate through clear interfaces (HTTP API, WebSocket messages,
database reads/writes). In an MVP deployment on a tight budget, some
components might run on the same physical server (for instance, the FastAPI
app could also manage WebSockets and even scheduling of data checks). As
we scale, each piece (data fetcher, AI worker, API server, etc.) can be
separated into distinct services or upgraded as needed.

Implementation Roadmap
To turn this plan into reality, we outline a development roadmap with key
steps and milestones:
1. Prototype Summarization (Offline): Before full integration, test the
core value: use a sample 10-Q filing and run it through an AI (e.g. using
the OpenAI API via a Python script). Iterate on the prompt to ensure
the summary format is clear and accurate. This will validate our
approach for translating financial text into summaries.
2. Set Up Backend & Data Fetching: Initialize the FastAPI project.
Implement a simple endpoint to retrieve a hardcoded summary (for a
known test document) to verify the stack. Then, write a module to
fetch data – for MVP this might be a script that pulls a few example
 filings (from EDGAR or Kaggle files) and saves them locally or in the
database. Ensure we can parse the content (perhaps stripping HTML,
etc.).
3. Integrate AI Summarization in Backend: Connect the OpenAI API
(or chosen model) within the FastAPI backend. When a request for
summary comes in, have the backend call the AI and get a summary.
Start with synchronous processing (the request might take e.g. 10
seconds to return). Once working, consider background task handling
(Celery or FastAPI’s BackgroundTasks) so the API can return
immediately and use WebSocket to deliver results when ready.
4. Frontend Development (MVP): Create a basic React/Next.js
frontend. Focus on a page where a user can input/select a company
and quarter, then see the summary. Initially, this can be very simple (a
dropdown of one or two test companies). Set up API calls to our
backend for retrieving the summary. Display the results with proper
formatting (sections, bullets). Also implement the Q&A text box for
follow-up questions, which calls a backend endpoint and displays the
AI’s answer.
5. Real-Time Communication: Implement the WebSocket (real-time)
channel. Using either the same FastAPI app (via WebSocket routes) or a
separate small Node service, enable the frontend to receive push
notifications. Test it by having the backend send a message after
finishing a summary generation. On the frontend, show a notification
or automatically display the new summary when received. This step
ensures the app can handle longer AI processing without the user
constantly polling.
6. Testing with Real Data Examples: Expand the system to a small set
of real companies. For example, ingest the last 2 quarters of filings for
5–10 companies (perhaps tech giants or companies of interest). Use
these to test the end-to-end flow: user selects a company -> if
summary exists in DB, it’s shown; if not, the system fetches the filing,
summarizes it, stores it, and then shows it. Validate the content of the
summaries for correctness (possibly comparing against known
highlights from news or investor commentary).
7. Refinement and UX Improvements: Incorporate user feedback from
initial testers. This might involve tweaking the summary format (e.g.
ensure key metrics are always included), adding a bit of color or simple
charts for metrics if time permits, and improving the prompt for Q&A if
some questions aren’t answered well. Also, implement error handling
(e.g. if the AI fails or times out, or if data source is missing) with user-
friendly messages.
8. Competitive Feature Check: Revisit our earlier competitive analysis
and ensure our MVP hits the must-have features we promised (clarity,
bullet points, etc.). For instance, verify that for each summary, we
include a section on outlook if possible (since competitors highlight
 guidance), and perhaps provide a link to the original document for
transparency (like AlphaSense does with one-click to source[13][14] –
we can simply link to the SEC filing or transcript source).
9. Launch Preparation (Free Beta): Prepare to deploy the application.
Use a free-tier cloud service to host the backend (ensuring the
environment variables for API keys etc. are secure). Deploy the
frontend (e.g. on Vercel for quick global availability). Before
publicizing, make sure usage of the OpenAI API (or whichever AI) is
under control – perhaps limit the length of documents or number of
requests to stay within a free or affordable range. If needed, we might
restrict beta users or require sign-up just to avoid abuse in this free
phase.
10. Gather Feedback & Iterate: Once live, monitor usage and
gather feedback. Use analytics to see which companies or features are
used most. This will guide which features to prioritize next (for
example, if Q&A is heavily used, invest more in that; if users request
more companies, focus on expanding data coverage). Aim to fix any
major issues quickly (e.g. incorrect summary content or site bugs) to
build trust with early users.
This roadmap is flexible and may change as we learn more, but it provides a
path to go from concept to a working MVP and beyond.

Go-to-Market Strategy
Building a great product is only half the battle – we also need a plan to
attract users. Given our target audience (retail investors) and zero marketing
budget, we will use primarily organic and community-driven strategies:
 Community Engagement: We will share the tool in online
communities where investors gather. This includes subreddits like
r/stocks or r/investing, finance sections of Hacker News (especially
highlighting the AI aspect), and relevant Discord groups or Telegram
channels. By presenting it as a free tool that simplifies earnings, we
can attract curious users. (We must be mindful to follow each
community’s self-promotion rules, so focusing on the value—like
posting an actual interesting summary our tool generated—can spark
interest without feeling like an ad.)
 Content Marketing: Create blog posts or short reports using our
platform to showcase its value. For example, a Medium article or
LinkedIn post titled “We Summarized Tesla’s Latest Earnings Call in 5
Bullet Points” could draw attention. These articles would highlight
insights from a popular company’s report, with a call-to-action that
readers can get similar summaries on our platform. This not only
demonstrates the product, but also taps into popular stock-specific
searches.
  Social Media and Influencers: Use Twitter (fintech and stock Twitter
is active) to share bite-sized insights from our summaries, tagging
relevant stock tickers or news. If the summaries are compelling, they
could be retweeted by finance enthusiasts. We can also reach out to
finance content creators (YouTubers, TikTokers, bloggers) who cater
to beginner investors – offering our tool as something their audience
would find useful. If even a couple of influencers mention it as a
resource (“hey, check out this free AI tool that simplifies earnings
reports”), that could drive initial traffic.
 Product Hunt / Indie Hackers: Launch on platforms like Product
Hunt to gain exposure in the tech community. Emphasize the AI and
free aspect, as these communities appreciate innovative uses of GPT
and free tools. Early adopters from these platforms can provide quality
feedback and even contribute (if we open-source parts of it in the
future).
 SEO for Niche Keywords: Over time, we can optimize the site for
search queries like “[Company] earnings summary” or “simplified 10-Q
[Company]”. By hosting a page per company/quarter summary (with
proper metadata), we might capture long-tail search traffic from
people who want an easy summary of a specific report. This
complements our user-facing app with a content strategy and can
continuously bring in new users searching for those summaries.
 Trust and Credibility: To ensure word-of-mouth is positive, we’ll
highlight transparency and accuracy. We’ll include links to original
documents in the summary view (so users can verify any point if they
want) and possibly a disclaimer that this is AI-generated but
reviewed/tuned for accuracy. Building trust is crucial so that finance
communities feel comfortable recommending our tool to others.
 Growth via Feedback: Our early users can become evangelists if we
involve them. We might include a feedback form or community forum
where users can suggest features or companies to add. Responding
quickly (for example, adding a requested company’s summaries or
tweaking a feature) will show that we’re actively improving the
product. This kind of responsive development often encourages users
to spread the word because they feel a part of the product’s story.
In summary, the go-to-market will rely on leveraging free channels and
the enthusiasm of the target community. By offering genuine value
(free easy-to-read insights) and engaging with investor communities
authentically, we aim to gain traction without a traditional marketing spend.

Future Enhancements and Vision

Looking beyond the MVP, we have a broad vision for expanding and
improving the platform:
 Expanded Company Coverage: Gradually increase the coverage
from the initial target set to all major global markets. This might
involve integrating additional data sources (for example, UK’s
Companies House filings, Canadian SEDAR filings, etc.) and possibly
translating reports where necessary. In a few years, we envision a user
could get an easy summary of any public company’s quarterly report,
whether it’s listed in New York, London, Mumbai, or Tokyo.
 Multilingual Support: To truly serve investors worldwide, we will
work on supporting other languages. This could mean both accepting
non-English filings (and summarizing them in English or the user’s
language), and also providing the summary output in various
languages. With advances in AI translation, we could, for instance,
summarize a Japanese earnings report into English, or provide a
Spanish summary of a U.S. company for a Spanish-speaking user.
 Deeper Analysis Tools: Add features that provide more analysis
rather than just summary. For example, financial ratio analysis
(auto-calculating and explaining key ratios from the financial
statements), trend detection (highlighting if this quarter’s margin is
the lowest in 5 years, etc.), or even comparisons between companies
(peer benchmarking). We can use the data we accumulate to let users
compare a company’s performance to its industry average quickly.
 Personalization & Watchlists: Allow users to create a watchlist of
companies and receive updates whenever new summaries are
available for those. This can be via email notifications, in-app
notifications, or a dashboard showing “recent updates in your
watchlist”. Personalization increases user engagement and retention.
 Mobile App: Develop a mobile application for iOS/Android to make
access even easier. Many retail investors use mobile devices to check
stocks; an app could send push notifications of new earnings
summaries and let users read bite-sized insights on the go. The app
could also integrate voice (listen to a summary via text-to-speech) or
other user-friendly features.
 Community & Social Features: Introduce a community layer – for
example, users could leave comments or interpretations on a summary
(which could be useful for others to see different perspectives). We
could also show a sentiment indicator (maybe derived from the AI’s
analysis or user votes) indicating if the report’s tone was positive,
neutral, or negative. This turns the platform into a small social hub for
discussing earnings results.
 Monetization Strategies: While the core platform is free, explore
monetization for sustainability once the user base grows. Possible
routes include a premium tier (with advanced features like
downloadable datasets, more real-time alerts, or in-depth AI analysis),
offering the tool as a service/API to fintech platforms, or affiliate
partnerships (for example, referring users to brokerage services or
 premium finance content with a commission, though carefully to
maintain trust). Any monetization would be implemented in a way that
keeps the basic summaries free for all.
 Improved AI & Accuracy: Continuously refine the AI models and
prompts. We could train custom models on a large corpus of financial
documents to improve accuracy and context understanding (much like
AlphaSense did with specialized LLMs[15]). Additionally, implementing
fact-checking measures, such as cross-verifying key numbers in the
summary against the source data, will improve reliability. We might
also incorporate user feedback (thumbs up/down on summaries) to
identify where the AI might be going wrong and correct it.
 Architecture Scaling: As usage grows, we’ll move toward a more
robust architecture: deploying on scalable cloud infrastructure (AWS,
GCP, etc.), possibly splitting services (a dedicated microservice for
data ingestion, a separate one for the AI processing with queue
workers, etc.), and using caching/CDN for frequently requested
summaries. We’ll also take security measures (since dealing with
financial info and user data) and ensure compliance if we expand to
markets with data regulations.
In conclusion, our product’s future is geared towards becoming the go-to
platform for digesting financial reports effortlessly. By consistently
focusing on the user’s need to quickly understand companies’ performance,
and iterating with technological advancements (in AI and data accessibility),
we aim to transform how investors large and small consume financial
information. This roadmap ensures we not only solve the immediate pain
point (reading a 10-Q made easy) but also build a sustainable, innovative
product in the financial technology space.

[1] [2] [5] [6] I Tried a Bunch of AI Tools to Analyze SEC Filings — Here’s
What I Found. | by Ashraf Raji | Investor’s Handbook | Medium
https://medium.com/the-investors-handbook/i-tried-a-bunch-of-ai-tools-to-
analyze-sec-filings-heres-what-i-found-2816bc32f42d
[3] [4] [7] [8] [13] [14] [15] Top 6 AI Tools for Earnings Call Summaries 2024
https://www.getfocal.co/post/top-6-ai-tools-for-earnings-call-summaries-2024
[9] [11] [12] SEC.gov | EDGAR Application Programming Interfaces (APIs)
https://www.sec.gov/search-filings/edgar-application-programming-interfaces
[10] Earnings Call Transcripts - Kaggle
https://www.kaggle.com/datasets/ramssvimala/earning-call-transcripts