DIRECT & PHYGITAL CHANNEL
HO INDUCTION
GROWING WITH AAM AADMI
Founder Chairman Mr. R Thyagarajan
Shriram Group is founded by Mr R Thyagarajan in the
year 5th April 1974 with a Vision “Serving the under-
served, Creating Value at the bottom of the pyr-
amid”
Rs 2,35,000 Cr. AUM Shriram Group, originated
from Chennai with Financial Services remains the
core business of the Group
Shriram Group has become India’s one of the premiere
financial services network chain Over the last Five years,
with a CAGR of over 12%.
SHRIRAM GROUP – An overview
Empowering people through prosperity
Asset Un- Presence Marketing
der Man- 4100
Force(Agents
agement Branches
Across Coun- )
INR
try 1 million+
2,35,000Cr+
Customer Manpower
Base 1,08,000 helping
23.45 million hand
SHRIRAM GROUP – An overview
Empowering people through prosperity
Shriram Group Shriram Capital
Empowering people
through prosperity Inclusive growth since 1974
FOCUS AND CUSTOMER SEGMENT INNOVATIVE BUSINESS MODELS
Over four decades of serving the “Aam Admi” Serving the segment requires innovative processes
Enabling entrepreneurship in segments with to remain sustainable
limited banking access
Present only in socially relevant businesses – Flagship business : Transport Finance/SME Finance /
blending social relevance & commercial working Life & General Insurance
Financial inclusion and social purpose defines “Brand Shriram”
SHRIRAM GROUP – An overview
AAM AADMI Industrial
(Common Ventures People First
Man) IT & Commer-
cial Vehicle
BPO Financing
Engin- Consumer &
Enterprise
eering Shriram Solution
Group
Property Life &
Devel- General
opment Insurance
Enabling Cus-
Economic Stock Financial tomer Wealth
Enclusion Product Creation &
Broking Distribution
Prospertiy
SHRIRAM GROUP
Financial Services Non-Financial Services
(Shriram Capital) (Shriram Ventures Pvt.
Ltd.)
SHRIRAM GROUP- Major Financial Services Overview
Retail Stock
Broking
Commercial
Vehicle
Finance & 2-
3 Wheeler Life
Insurance
Pre owned
Vehicle
Acquisition &
Disposal General
Insurance
Financial
Products
Distribution
SHRIRAM GROUP – FINANCIAL SERVICES
SHRIRAM GROUP- Major Non Financial Services
IT, Financial
Services &
E commerce Real Estate
Engineering,
Mining, Solar
Industrial
Power, Infra
Equipment
Solutions
for Cleaner
Energy
Musical
Instruments Pharma
& Nutrition
Life Sciences
and Supply Auto Compo-
Chain nents & Tex-
Management tiles Indus-
tries
SHRIRAM GROUP – Non FINANCIAL SERVICES
SHRIRAM FINANCE Co. Ltd.
500
Private
Commencem
ent Year Customer Financiers
Base
1,86,000 Cr. 2875
1979 67 lakh 770
Rural
Asset Under Branch Centres
Management Offices
Farming Vehicle Construction
Heavy Duty Pick up & & Equipment Passenger Vehicle &
Truck Mini Truck Vehicle Equipment
SHRIRAM FORTUNE SOLUTION LTD.
Indirect
Commencem
Branch Location
ent Year
Offices
1200 80000
2006 140+
330
Employees Business
Associates
Mutual Fund Life Insurance Deposits General Insurance
KEY AWARDS AND RECOGNITIONS
Founder Chairman Sri R Thyagarajan awarded the PADMABUSHAN in 2013
KEY STATISTICS
AUM Agents
>2,35,000 Cr 1 Milliom
Branches Emp Clients
Around 108000 >23.45 million
4,100+
SLIC COLLABORATORS
Sri Ramamurthy Thyaga-
rajan
Founder Chairman
Mr.I-
an.M.Krik
CEO-San-
lam
Our Partner
A leading financial services group of South
Africa established in 1918
Other than India, presence in
11 African countries, UK, Switzerland,
Australia and USA
Total AUM(Sanlam Investments)
= R758.8 billion (US $57.6 bn)
Operating profit before tax
= R16.9 billion (US $1.3 billion)
New business volumes
= R223 billion (US $16.9 billion)
Net fund flows = R41.5billion (US $3.2 billion)
Market capitalisation = R178 billion (US $13.5 billion)
(9/3/2018)
Personnel = 16 953 in Sanlam SA and 74 046 in
associates and subsidiaries
Highlights FY23
Indiv. NB APE Renewal Gross Premium
23% 10% 9%
Growth
649c Growth
1393 Growth
2553
r cr cr
AUM VNB EV
17% 9000 56% 150cr 16% 1600
Growth Growth Growth
+cr +cr
97.5%
Claims
Settle-
ment
Shriram Life Insurance: Serving AAM
Sample 2
AADMI
2008
Predominantly south based.
350+cr-Premium &17+Cr-Acc. 2019-20
Profits 1700 Cr-Premium &
446 Cr Acc. Profits
2005 2013
Commencement
year
Pan India Expansion 2021-22
600+Cr-Premium 2350 Cr-Premium
&150+Cr Acc. Profits & 509 Cr Acc.
Profits
2022-23
2006 2536 Cr-Premium
&
2018
Only company with profit
since inception. 650 Cr+ Acc. Profits-Provi-
sion
Digital Expansion
1500 Cr-Premium &406 Cr Acc.
2016 Profits
# 7th on Individual NOP
Count
1000cr-Premium
&325 Cr Acc. Profits
SLIC – Overview
#7 175 Cr 2,90,102 INR 9000 Only
Largest pri- Total Cr Private In-
vate insurer Paid-up surer with
Capital policies Assets un- accu-
based on
rural policy issued der man- mulated
count FY 22-23 agement profits since
inception
INR 2536
Cr INR 650 INR 1600 2.05
Cr 600+ Cr
Total Solvency
Revenue Acc. Branches Embedded
Profit Value Ratio
Generated
FY:22-23
Our Leadership Team
Mr Manoj Jain is the MD of Shriram life insurance
Company limited under his dynamic leadership
company is growing and making continuous profits
consistently
He has 30 years of rich experience in the financial
services space, of which 18 years is in the busi-
ness of life insurance He was awarded as the “CEO
of the Year” 2015 in BFSI category by ABP News.
He has built a formidable financial services distri-
bution company for the Shriram Group in his pre-
vious role as MD and CEO of SFS & SLIC .
Our Leadership Team
Mrs Akhila Srinivasan is the MD of Shriram life insur-
ance Company limited she was selected as one of the
25 most powerful business women in the country by
Business Today magazine
She has been also awarded as the most Powerful
Business Women by ABP News.
She is also the Honorary consul for Netherlands and
is associated with many social welfare programs.
Our Leadership Team
Mr. Cassie Kromhout is is the CEO & MD of Shriram
life insurance Company limited He is an industrial
engineer with ISCOR mining and joined Sanlam in
1997.
He managed many businesses and IT projects with
a focus on project portfolio value management
which includes value tree work, concept develop-
ment, business case governance and benefit real-
isation.
As the COO of Shriram Life since March 2010, he
has been driving all the key projects in building
organisational capabilities and preparing the com-
Our Leadership Team
G.Vaidyanathan
ED & Chief Financial Officer
A product of IIM – A, Mr.Vaidyanathan is also a member of the Institute of Costs and Works
Accountants of India and a member of the Institute of Company Secretaries. He has work
experience of over three decades mostly in the manufacturing and financial services sectors
including a brief stint in Dubai. As the CFO, he handles accounting, finance and all corporate
services.
T.K.Banerjee
Vice-chairman
Former member of IRDA and former Chairman of Life Insurance council, Mr. Banerjee has 40
years of life insurance experience including an assignment as Executive Director of LIC’s
Global business. He gives overall guidance and direction to the organization, more so with re-
spect to risk and compliance.
S.P.Raghunathan
Chief Underwriter
A Shriram veteran, Mr.Raghunathan is a fellow of the Insurance Institute of India and worked
with LIC
for 27 years and with the Shriram Group for another 25 years in various capacities. He is in-
volved in guiding and mentoring Underwriting, Claims and legal teams and acts as a bridge
between Sales teams and HO. A firm believer in empowering people, he has nurtured highly
SLIC Departments
Legal &
Operations
Forensic & Underwrit-
ing
Administra-
tion Finance &
Account-
ing
IT
Actuarial
HR
Invest-
ments
Business
Channels
Our Customer Includes
SIDBI
AMUL
RCF
REPCO
Balmer Lawrie
Cavin Kare
Cipla Ltd
Vidisha Coop Bank
SLIC Alternate Partners
Current Relationships
MFIs NBFCs Banks PSUs /Oth-
ers
SEWA Bank
Grameen Koota Indian Oil Corporatio
Shriram Transport REPCO Bank
Spandana Spoorthy CIPLA
Shriram City Union SIDBI
Satin Credit Care Amul (Khaira Coop)
Muthoot Finance Vidisha Co-Op Bank
Tarasaana RCF, Mumbai
Shriram housing Pali Co-op Bank
Pahal Balmer Lawrie
India Shelters Housing Tamil Nadu State Apex Co-Op
Shiksha Financial Services Geo Sansar
India Infoline Bank
IFMR NHDC , Bhopal
Manappuram SIKAR Urban Co-op Bank
Equitas Vishal Megamart
Vistaar FIn Sarvodaya Coop Bk
Ramky Group of Cos
Awards and Honors
Awards and Honors
Awards and Honors
Awards and Honors
Awards and Honors
Awards and Honors
Asia’s most powerful businesswoman,
Dr. Akhila Srinivasan – 2015
Dr.Akhila Srinivasan (MD-SLICo Ltd)
Business Woman of the Year(2018) Hindu
(newspaper) Group of publications
Awards and Honors
Shriram Life Insurance
Received
Arch of Europe Award
for Servicing Excellence
Awards and Honors
Shriram Life
Insurance
Received
ISO/IEC 27001; 2005
FOR Management of Information
Security in Insurance products,
customer services, company’s
internal business and IT support
functions
Setting Benchmarks in Claim
settlement
91 % of all non-
early claims set- 97.5% Claim Set-
tled within 12 tlement Ratio
Hours.
35
Shriram Smart Suraksha Card
Suraksha apni jeb mein
• Personalized with photo
• Ease of storage – Suraksha apni jeb mein
• Reinforcing the purpose of the policy
• Information / quick access to digital
servicing options
• QR code for Policy Bond – instant access
• QR code for Premium payment – instant
protection
