Marya Sholevar

insurance e-commerce marketing e-marketing insuring agreement convergence consolidation mutual insurers reciprocal exchanges lloyd’s of london insurance organization. stock insurers operations company reinsurance production claim settlement ratemaking underwriting insurance marketing definitions exclusions endorsement deductibles conditions insured rider miscellaneous provisions declarations insurance contract rider coinsurance risk introductin peril 7 ps swot marketing matrix financial services e-crm e-commerce- e-mail marketing catalog shopping card web hosting e-commerce software e-payment payment system digital cash usiness model marketing strategy definition business e-commerc e-business rate-making methods measuring profit or loss income and expense statement policyholders’ surplus liabilities: loss reserves financial operations of i nsurers property insurance life insurance broker agent procedures