Haryana govt launched crop insurance portal of.docx

Haryana govt launched crop insurance portal of.docx

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  Haryana govt launchedcrop insurance portal of ‘Mukhya Mantri Bagwani Bima Yojana’:- Posted by bhawna bhardwaj:- The Haryana Agriculture Minister J P Dalal launched the portal of ‘Mukha Mantri Bagwani Bima Yojana’ with an initial corpus of Rs 10 crore for the scheme. Under this the farmers will be compensated for the damage caused to their crops due to adverse weather and natural calamities. The Haryana Agriculture Minister J P Dalal launched the portal of Mukha Mantri Bagwani Bima Yojana’ with an initial corpus of Rs 10 crore for the scheme. Under this the farmers will be compensated for the damage caused to their crops due to adverse weather and natural calamities. Haryana Governor: Bandaru Dattatreya; Haryana Capital: Chandigarh; Haryana Chief Minister: Manohar Lal Khattar About the scheme:  The scheme compensates a sum of Rs 30,000 per acre for vegetables and Spices and Rs 40,000 per acre for fruits, which will be compensated to the farmers upon claim via four categories such as 25 per cent, 50 per cent, 75 per cent and 100 per cent based on the survey.  The farmer’s contribution will be only 5 per cent of the insured amount i.e., Rs 750 per acre for vegetables and Spices and Rs 1000 per acre for fruits.  The Scheme covers 21 crops – 14 vegetables, 2 spices, and 5 fruits. The scheme will be optional for all those farmers who will get registered under ‘Meri Fasal Mera Byora’ (a web portal through which the problems of the farmers of the state will be resolved). .
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  Pradhan Mantri FasalBima Yojana :-The Pradhan Mantri Fasal Bima Yojana (PMFBY) was introduced by the Indian government on February 18, 2016. The Ministry of Agriculture and Farmers Welfare Department is in charge of implementing the scheme. NAIS and MNAIS, the previous crop insurance schemes, have been replaced with this one. Farmers can be covered under the scheme if they suffer financial losses as a result of unforeseeable incidents. Crop loss owing to local hazards, post-harvest financial loss, loss due to natural catastrophes, unseasonal rains, pests, crop diseases, and more are all covered by the policy.
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  Highlights of PradhanMantri Fasal Bima Yojana Scheme Name Pradhan Mantri Fasal Bima Yojana Department Ministry of Agriculture and Farmers Welfare Introduced by PM Shri Narendra Modi Introduced On 18th Feb 2016 beneficiary Farmers of India Location All over India Objective To empower the country’s farmers Last Date of Online Application Kharif- 31st July Rabi- 31st December Insurance amount up to ₹ 200000 Scheme Type Central Government Scheme Official website https://pmfby.gov.in Objectives of Pradhan Mantri Fasal Bima Yojana The Pradhan Mantri Fasal Bima Yojana is an attempt to increase crop sustainability. It provides assistance to farmers that have experienced catastrophic crop loss as a result of natural disasters such as heavy rainfall, flooding, droughts, floods, cyclones,
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  natural fires, andso on. Crop insurance, according to the plan, is supposed to help such people stabilize and recoup from their losses. The following are some of the primary goals of the Pradhan Mantri Fasal Bima Yojana: –  The scheme provides financial assistance to farmers who have suffered severe crop losses due to natural catastrophes, pest,s and disease attacks.  Farmers are encourae to continue farming through PMFBY.  The farmers should encourage to use new and modern farming practices  Farmers need a steady income to support their families and their farming operations.  PMFBY gives farmers the opportunity to secure financial stability.  The goal of this Crop Insurance Scheme is to keep credit flowing in the sector.  To protect farmers against production risks  Provide low-cost crop insurance.  The plan is exempt from the Goods and Services Tax  Food security will ensure PM Kisan Samman Nidhi Yojana List Premium Amount for Rabi Season 2021 22 Name of crop Amount of premium per hectare Wheat Rs 11000.90 Mustard Rs 681.09 Barley Rs 661.62 Sunflower Rs 661.62 Chana Rs 505.95 Assured Sum per Hectare Name of the crop Sum Assured per hectare
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  Wheat Rs 67460 MustardRs 45405 Barley Rs 44108 Sunflower Rs 44108 Chana Rs 33730 Features and Benefits of Pradhan Mantri Fasal Bima Yojana Some of the key features and benefits of the Pradhan Mantri Fasal Bima Yojana 2022 are as follows:  All farmers pay the same premium cost for PMFBY  the farmer’s part of the premium is quite little. The remaining is cover by the government. Farmers will be able to obtain comprehensive coverage at a lower premium price as a result of this.  Farmers’ premium contributions drastically reduce by 2% for Kharif crops, 1.5 percent for Rabi crops, and 5% for Annual and Commercial crops.  Technology utilizes to capture and upload details on product loss/damage, decreasing claim settlement delays.  A single insurance company is in charge of enrolling beneficiaries, raising awareness of the plan, and processing claims.  Farmers can get on-account claim payments if their crop suffers local losses under the scheme.  Assessment of yield loss on a plot-by-plot basis in the event of a cyclone, cyclonic rains, or unseasonal rainfall across the country, resulting in damage to harvested crop laying in the field in ‘cut and spread’ condition for up to two weeks (14 days) after harvesting for the express purpose of drying.  Crop loss evaluates on an individual plot basis in the event of harsh climatic conditions and unseasonal precipitation.  This strategy will stimulate the usage of technology to a large extent. To eliminate claim payment delays to farmers, smartphones will use to gather and submit crop- cutting data. This approach will also employ remote sensing to reduce the number of crop-cutting experiments. Pradhan Mantri Fasal Bima Yojana 2022 Number of Farmers 93,28,259
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  Total Applications 1,90,65,427 LoaneeApplications 1,16,28,309 Non-Loanee Applications 74,37,118 Insured Sum 768.24 Cr Total Premium 9894.97 Cr Eligibility Criteria Applicants who want to apply for the scheme must fulfill the eligibility criteria put forward by the Ministry of Agriculture and Farmers Welfare Department. The eligibility criteria for Pradhan Mantri Fasal Bima Yojana 2022 are as follows:  Enrollment is open to farmers, sharecroppers, and tenant farmers for producing recognized crops in the specified areas.  Farmers that are eligible must have an insurable stake in the recognized produce.  Non-loanee farmers must present the state’s land records, such as the Record of Right (ROR), land possession certificate (LPC), and so on. They can also offer support contracts, details of agreements, or other documentation issued by the state government. Pradhan Mantri Fasal Bima Yojana Coverage The coverage of the Pradhan Mantri Fasal Bima Yojana is shown in the table below. Sum Insured of PMFBY The scheme’s insurance coverage is equal to the sum insured set by the Indian government. Compulsory Coverage Farmers who have been approved by financial institutions for Seasonal Agricultural Operations (SAO) loans for notified crops. Insurance applications are accepted until the State Level Coordination Committee on Crop Insurance sets a cut-off date (SLCCCI). Any changes to the crop plan should be communicated to the bank at least two weeks prior to the deadline.
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  Voluntary Coverage For loanee farmers,the program is optional. Risk Covered Aside from crop losses, the system also includes the Risk of prevented sowing, planting, and germination: The insured area is prevented from sowing, planting, and germination due to unfavourable meteorological conditions or unseasonal rainfall. Post-harvest loss: If there is any loss to the product after it has been harvested for up to two weeks, the policy will cover it.Loss of standing crops (from sowing to harvesting): The plan covers unforeseeable events that result in yield loss. Loss/damage to the product as a result of localized hazards such as hailstorms, landslides, cloud bursts, and animal assaults is also covered. Features of the PMFBY 1. Previous schemes were only allowed some specific farmers to enroll under it. Some were for big farmers while others were for smaller agricultural producers. With the implementation of this project, we got an insurance scheme that allowed farmers from all categories to enroll and get benefits. 2. private crop insurance policies are very costly and not possible for farmers to pay such heavy premiums. With PMFBY, it has fixed the premium at only 2% for Kharif and 1.5% for Rabi crops. 3. When farmer needs to claim the insurance money, central government will transfer the amount into the bank account that is in the name of the farmer. 4. Farmers will end up paying only a smaller fraction of the insurance premium. rest of amount has been taken care by central government. But each policy holder will receive full coverage against crop damage. Pradhan Mantri Fasal Bima Yojana PREMIUM RATES: 1. Kharif Food & Oilseeds crops (all cereals, millets, & oilseeds, pulses) : 2.0% of SI or Actuarial rate, whichever is less 2. Rabi Food & Oilseeds crops (all cereals, millets, & oilseeds, pulses) 1.5% of SI or Actuarial rate, whichever is less 3. Kharif & Rabi Annual Commercial / Annual Horticultural crops 5% of SI or Actuarial rate, whichever is less Eligibility criteria for the scheme
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  1. Under thisinsurance coverage scheme, no farmer needs to worry about any classification. Big, small, as well as marginal agricultural workers will be allowed to get the benefits of this project. 2. PMFBY will allow both landholding as well as landless farmers to get the coverage benefits. Landless farmers mean those who produce crops on another person’s land. 3. There are several agricultural workers who have not taken any loan from any bank or the government, for agricultural needs. These individuals are termed as non-loanee farmers. In case any such farmers desire to get the benefits of this project, they need to publish land documents. Haryana govt launched crop insurance portal of ‘Mukhya Mantri Bagwani Bima Yojana’:- Posted by bhawna bhardwaj:- The Haryana Agriculture Minister J P Dalal launched the portal of ‘Mukha Mantri Bagwani Bima Yojana’ with an initial corpus of Rs 10 crore for the scheme. Under this the farmers will be compensated for the damage caused to their crops due to adverse weather and natural calamities. .
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  Pradhan Mantri FasalBima Yojana The Pradhan Mantri Fasal Bima Yojana (PMFBY) was introduced by the Indian government on February 18, 2016. The Ministry of Agriculture and Farmers Welfare Department is in charge of implementing the scheme. NAIS and MNAIS, the previous crop insurance schemes, have been replaced with this one. Farmers can be covered under the scheme if they suffer financial losses as a result of unforeseeable incidents. Crop loss owing to local hazards, post-harvest financial loss, loss due to natural catastrophes, unseasonal rains, pests, crop diseases, and more are all covered by the policy. Highlights of Pradhan Mantri Fasal Bima Yojana Scheme Name Pradhan Mantri Fasal Bima Yojana Department Ministry of Agriculture and Farmers Welfare Introduced by PM Shri Narendra Modi Introduced On 18th Feb 2016 beneficiary Farmers of India Location All over India Objective To empower the country’s farmers
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  Last Date ofOnline Application Kharif- 31st July Rabi- 31st December Insurance amount up to ₹ 200000 Scheme Type Central Government Scheme Official website https://pmfby.gov.in Objectives of Pradhan Mantri Fasal Bima Yojana The Pradhan Mantri Fasal Bima Yojana is an attempt to increase crop sustainability. It provides assistance to farmers that have experienced catastrophic crop loss as a result of natural disasters such as heavy rainfall, flooding, droughts, floods, cyclones, natural fires, and so on. Crop insurance, according to the plan, is supposed to help such people stabilize and recoup from their losses. The following are some of the primary goals of the Pradhan Mantri Fasal Bima Yojana: –  The scheme provides financial assistance to farmers who have suffered severe crop losses due to natural catastrophes, pest,s and disease attacks.  Farmers are encourae to continue farming through PMFBY.  The farmers should encourage to use new and modern farming practices  Farmers need a steady income to support their families and their farming operations.  PMFBY gives farmers the opportunity to secure financial stability.  The goal of this Crop Insurance Scheme is to keep credit flowing in the sector.  To protect farmers against production risks  Provide low-cost crop insurance.  The plan is exempt from the Goods and Services Tax  Food security will ensure PM Kisan Samman Nidhi Yojana List Premium Amount for Rabi Season 2021 22 Name of crop Amount of premium per hectare
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  Wheat Rs 11000.90 MustardRs 681.09 Barley Rs 661.62 Sunflower Rs 661.62 Chana Rs 505.95 Assured Sum per Hectare Name of the crop Sum Assured per hectare Wheat Rs 67460 Mustard Rs 45405 Barley Rs 44108 Sunflower Rs 44108 Chana Rs 33730 Features and Benefits of Pradhan Mantri Fasal Bima Yojana Some of the key features and benefits of the Pradhan Mantri Fasal Bima Yojana 2022 are as follows:  All farmers pay the same premium cost for PMFBY
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   the farmer’spart of the premium is quite little. The remaining is cover by the government. Farmers will be able to obtain comprehensive coverage at a lower premium price as a result of this.  Farmers’ premium contributions drastically reduce by 2% for Kharif crops, 1.5 percent for Rabi crops, and 5% for Annual and Commercial crops.  Technology utilizes to capture and upload details on product loss/damage, decreasing claim settlement delays.  A single insurance company is in charge of enrolling beneficiaries, raising awareness of the plan, and processing claims.  Farmers can get on-account claim payments if their crop suffers local losses under the scheme.  Assessment of yield loss on a plot-by-plot basis in the event of a cyclone, cyclonic rains, or unseasonal rainfall across the country, resulting in damage to harvested crop laying in the field in ‘cut and spread’ condition for up to two weeks (14 days) after harvesting for the express purpose of drying.  Crop loss evaluates on an individual plot basis in the event of harsh climatic conditions and unseasonal precipitation.  This strategy will stimulate the usage of technology to a large extent. To eliminate claim payment delays to farmers, smartphones will use to gather and submit crop- cutting data. This approach will also employ remote sensing to reduce the number of crop-cutting experiments. Pradhan Mantri Fasal Bima Yojana 2022 Number of Farmers 93,28,259 Total Applications 1,90,65,427 Loanee Applications 1,16,28,309 Non-Loanee Applications 74,37,118 Insured Sum 768.24 Cr Total Premium 9894.97 Cr Eligibility Criteria Applicants who want to apply for the scheme must fulfill the eligibility criteria put forward by the Ministry of Agriculture and Farmers Welfare Department. The eligibility criteria for Pradhan Mantri Fasal Bima Yojana 2022 are as follows:
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   Enrollment isopen to farmers, sharecroppers, and tenant farmers for producing recognized crops in the specified areas.  Farmers that are eligible must have an insurable stake in the recognized produce.  Non-loanee farmers must present the state’s land records, such as the Record of Right (ROR), land possession certificate (LPC), and so on. They can also offer support contracts, details of agreements, or other documentation issued by the state government. Pradhan Mantri Fasal Bima Yojana Coverage The coverage of the Pradhan Mantri Fasal Bima Yojana is shown in the table below. Sum Insured of PMFBY The scheme’s insurance coverage is equal to the sum insured set by the Indian government. Compulsory Coverage Farmers who have been approved by financial institutions for Seasonal Agricultural Operations (SAO) loans for notified crops. Insurance applications are accepted until the State Level Coordination Committee on Crop Insurance sets a cut-off date (SLCCCI). Any changes to the crop plan should be communicated to the bank at least two weeks prior to the deadline. Voluntary Coverage For loanee farmers, the program is optional. Risk Covered Aside from crop losses, the system also includes the Risk of prevented sowing, planting, and germination: The insured area is prevented from sowing, planting, and germination due to unfavorable meteorological conditions or unseasonal rainfall. Post-harvest loss: If there is any loss to the product after it has been harvested for up to two weeks, the policy will cover it.Loss of standing crops (from sowing to harvesting): The plan covers unforeseeable events that result in yield loss. Loss/damage to the product as a result of localized hazards such as hailstorms, landslides, cloud bursts, and animal assaults is also covered.
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  Coverage of thefarmers All farmers including sharecroppers and tenant farmers growing the notified crops in the notified areas are eligible for coverage. The non-loanee farmers are required to submit necessary documentary evidence of land records prevailing in the State Records of Right (RoR), Land possession Certificate (LPC) etc. moreover, applicable contract, agreement details, other documents notified permitted by concerned State Government. Compulsory Component All farmers availing Seasonal Agricultural Operations (SAO) loans from Financial Institutions (i.e. loanee farmers) for the notified crops would be covered compulsorily. Voluntary Component The Scheme would be optional for the non-loanee farmers. Special efforts shall be made to ensure maximum coverage of SC/ ST/ Women farmers under the scheme. Budget allocation and utilization under this should be in proportion of land holding of SC/ ST/ General along with Women in the respective state cluster. Panchayat Raj Institutions (PRIs) may be involved for the implementation and also obtaining framers feedbacks on these crop insurance schemes. Coverage of the crops Food crops (Cereals, Millets and Pulses) Oilseeds Annual Commercial / Annual Horticultural crops Coverage of the Risk Following stages of the crop and risks leading to crop loss are covered under the Scheme. Prevented Sowing/ Planting Risk: Insured area is prevented from sowing planting due to deficit rainfall or adverse seasonal Conditions. Standing Crop (Sowing to Harvesting): Comprehensive risk insurance is provided to cover yield losses due to non- preventable risks, viz. Drought, Dry spells, Flood, Inundation, Pests and Diseases, Landslides, Natural Fire and Lightening, Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane and Tornado. Post-Harvest Losses: coverage is available only up to a maximum period of two weeks from harvesting for those crops which are allowed to dry in cut and spread condition in the field after harvesting against specific perils of cyclone and cyclonic rains and unseasonal rains. Localized Calamities: Loss/ damage resulting from occurrence of identified localized risks of hailstorm, landslide, and Inundation affecting isolated farms in the notified area.
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  Exclusion of theRisk The insurance cover will not be applicable in the damage of crops due to any of the following reasons. War & kindred perils Nuclear risks Riots Malicious damage Theft or act of enmity Grazed and/or destroyed by domestic and/or wild animals and other preventable risks shall be excluded. Documents Required for registration under PMFBY:-  Land registration papers – Only those farmers will be able to fill in the application to get the benefits of this insurance scheme that have access to all registration papers of the farmland. It applies for land owners as well as rented farmers. They need to have the land patta number.  Ownership papers of farmland – In case the farmer is the real owner of the farmland, then he needs to attach copies of those legal documents, which highlight that the land is registered in his name.  Aadhar card – Attaching a copy of the Aadhar card is a must for all farmers. It will be used for background checks by the authority.  Personal identification proof of registering farmer – The PAN card, voter card and ration card photocopies of each farmer must be attached with the application form. All personal identification details are a must for application.  Details of official bank account – As the insurance money will be offered via the bank, the farmers need access to active bank accounts. Details like bank and branch name, account code, back code and address are a must for proper money transfer.  Sowing information – In case any unfortunate incident takes place; government will need sowing details for compensating the loss. It will highlight the actual investment on the part of the agricultural labor, and the amount he has lost due to the losses. The papers which offer these details are termed as sowing declarations.  Application form – Last but not the least; all applicants need to collect the application forms from respective central or state government offices. The form has to be filled in carefully. In case it has any wrong info, it will be rejected by the scrutiny department. From where can one obtain online registration form?
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  Any farmer whowants to safeguard their crops and investment against damage can go online to register under PMFBY. The digitized application form can be accessed by landing on the official homepage, by clicking on the link http://pmfby.gov.in/. If one wants to bypass the primary steps, and get to the form directly, then he must click on the link http://pmfby.gov.in/farmerRegistrationForm. How to apply for Pradhan Mantri Fasal Bima Yojana online? 1. Some changes have been made in the online application process. Any applicant who desires to enroll under this crop insurance scheme will have to click on the official link, i.e. http://pmfby.gov.in/. 2. There are six separate tablets on the homepage. In case a farmer desires to apply for the first time, he will have to take the mouse pointer on the table marked as “Farmer Corner – Apply for Crop Insurance by Yourself.” 3. As soon as one clicks on this link, a smaller box will emerge on the screen that has two separate options. One is “Login for Farmer” and the other is “Guest Farmer.” 4. Farmers who have already applied can access other options by logging in with their credentials at “Login for Farmer”. 5. For a fresh application, one has to click on the option “Guest Farmer.” 6. It will trigger the site to bring up the official registration form on the computer screen. It is the revamped application form for 2018. 7. You have to fill the form with appropriate data. Any error will result in the cancellation of this application. 8. Once the details have filled in, the applicant needs to type in the captcha code in the box, and click on the green button that is marked as “Create User.” 9. After getting confirmation on registered mobile number, applicants must log in with their credentials for filling in other details. Only then the entire registration process will be complete. How to register any grievance Complaint for PMFBY? The website has a unique feature that allows farmers to highlight any complaints or grievances as well. It will allow the department to understand if farmers are having any issues during enrollment, crop loss report submission, claim status check and any general doubt clarification. It will help the government to serves these farmers better. 1. In case an applicant wants to register any complaint, then he has to click on the official web link, http://pmfby.gov.in/. 2. Then he has to bring the mouse pointer on the 5th option tablet from the left. 3. As soon as one clicks on this link, it will open a new page that will highlight the “Complaint/Grievance” box.
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  4. Four fieldsare visible in this box, which is “Name,” “Mobile Number,” “Email” and “Comments.” 5. The farmer needs to type in his name, registered mobile number, and email ID. Then he has to type in and describe his doubt, issue or complaint. 6. Once it has been done, it is time to register to the complaint by typing in captcha code in the box marked as “Enter Captcha Code” and clicking on the yellow “Submit” button. Role of banks and insurance agencies It is not possible for the central or the state government to take care of all transactions alone. Thus, it has been decided that a handful of financial institutes and insurance companies will be selected by central government. These banks and insurance companies will work in unison to work out every nitty-gritty of this scheme. The insurance companies will check the truth behind the claim, while compensation transfer will be handled by the selected banks. Regional Rural Banks, Cooperative Banks, and commercial banks will do the task. Some private insurance companies will be offered the responsibility to check the claim settlement procedure. Their presence will keep third-party agencies at bay. Types of coverage components As mentioned, no discrimination will be done when sorting the application of farmers, under any category. To ensue most farmers receive the perks of this insurance scheme, central government will keep additional reservation for those agricultural workers who fall in schedule caste, schedule tribe and OBC groups. Other than this, there are two additional categories – compulsory and voluntary. Compulsory component – It is associated with the SAO credit. When any farmer applies for credit from banks or other organizations, and utilizes it for reaping a seasonal harvest, then it is termed as SAO loan. All farm workers, which have attained this credit, will be categorized under compulsory component. They will not get entry under PMFBY. Voluntary component – In case a farm worker has not taken any such loan for crop harvest, then he will automatically fall under the voluntary category. All these farmers can register and get all benefits that PMFBY offers. Crops identified by the government For the time being, only a handful crops have been identified by central government. Keeping the soli, climate and farming practices, the national government has taken this decision. All farmers, who grow rice, wheat, pulses, millets, castor, groundnut, linseed, cashew nut, guava, banana, and mangoes, will be able to apply for this crop insurance scheme. This list will make sure that farmers from all parts of the nation will be able to safeguard their crops as per the guidelines of this scheme. With time,
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  more food andcommercial crops will be added to this list by the central government. After all, the main objective of this scheme is to offer financial security against any accidents. Risks covered under Pradhan Mantri Fasal Bima Yojana scheme The PMFBY offers protection to all farmers. But that does not mean that it will offer coverage against all incidents. The following are some coverage related details that all farmers must know about before applying for this insurance scheme: 1. Loss due to prevented sowing – Framers will not be able to get satisfactory returns if they fail to sow the seeds in the insured farmland. In case this delay has been due to natural causes like lack of precipitation, then the agricultural labor can attain compensation from the government. 2. Damage to standing crop – A standing time of any crop starts right after the sowing of seeds till before the crop harvesting season. In case the standing crop suffers from any damage, due to natural causes, then farmers will get paid under PMFBY. 3. Post yield damages – Before the product is taken to the market for sale, it needs some time for post-harvesting procedures. During this time, farmers need to store the crop in a safe place. In case this crop has damaged, farmers can opt for the insurance claims. But you can put claim before completion of two weeks, from the date of harvest. 4. Localized incidents – Localized natural calamities are common in many parts of India. Storms might damage the harvest in one part of the state, while others, located on the opposite side remain unaffected. Risks not covered under the scheme In the PMFBY scheme that government has to pay for damages only in case of natural calamities. If crops are destroyed by manmade causes, like nuclear disaster, wars, or radiation fallouts, then farmers will not receive any insurance coverage. If man-made fire chars the crops, or they are eaten by locusts or other animals, then that too will be the responsibility of the farmer. Any cause, other than natural events will not be considered under this insurance scheme. How to calculate premium? 1. For the ease of farmers, there is a unique option that will allow the applicants to calculate the premium amount. For this, one has to click on the official link of the yojana, gov.in. 2. Once the home page opens, the applicant has to click on the option tablet that has been marked as “Insurance Premium Calculator – Know Your Insurance Premium Before”
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  3. A newpage will open that will allow the person to calculate the premium amount for the insurance scheme. 4. The applicant has to enter about crop details like the Fasal name, year related date under the “Year” filed, pick the scheme name under the “Scheme” filed, and also fill in “State,” “District,” and “Crop” fields with proper date. 5. To get the final premium amount, applicants need to click on the yellow button 6. After clicking on the button, the site to do the necessary calculations. it will highlight the amount on the screen. Thus, the applicant will get an idea about the total premium that he has to pay in order to safeguard his investment and crops from any damage, caused due to natural reasons. Pradhan Mantri Fasal Bima Yojana Android App Along with the new and improved website, the agro department has also launched a mobile application for this scheme. For the design and launch of this app, the central agriculture department took help from the Information Technology department. The “Crop Insurance App” is only for any android smartphone. Any person can download this application from Google PlayStore for no extra payment. Just initiate a search on Google PlayStore with the name of this app, and then download it easily. The application can download from the link http://www.agri- insurance.gov.in/Document/CCE_Agri_121_27-03-2017.apk. All features, which you get on the website, are also available on this smartphone application. It will make things easy for farmers. Budget allocation for this scheme It is an ambitious project, undertaken by the Modi government. During the official budget speech of 2016 -2017, FM Arun Jaitley made it clear that it will put huge pressure on the national treasury. During this speech, he said that allocations of Rs. 550 crore for proper implementation of this scheme. During the 2017 budget announcement, 40% extra allocation towards this project that took the total cost to Rs. 9000 crores. By the end of this year, the central government aims at incorporating 50% cultivable land under this project. Pradhan Mantri Fasal Bima Yojana Contact details and helpline numbers In case any farmer desires to attain any information related to this scheme, then he can dial the number 011-23382012, followed by an extension 2715 / 2709 to talk to customer care executives. Any other doubt can clear on to the link help.agri- [email protected]. You can also visit the official website of PMFBY. Farmers have been using this unique scheme to reduce their crop losses. Poor farmers stake everything they have on the crop yield. They choose to take their lives
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  by committing suicide.But schemes like these have succeeded in lowering the farmer suicide percentage in the nation. The new site is still under development, and central government will notify applicants as and when any updates take place.