Quality and
Performance 2011
Choosing a sustainable source for your financial needs
This material provides a summary of                                                          A responsible company committed to its clients and communities
MassMutual’s position as a high-performing                                                       •	 Installation of 600 solar panels atop our headquarters –
                                                                                                    part of our commitment to the environment
life insurance company that puts client
needs first.                                                                                 A strong, stable company with solid growth
                                                                                                  •	 Surplus4 increased 12 percent in 2010, to more than
What is the sign of a good decision?                                                                 $10 billion – a historic level
In the world of personal finance, it’s                                                              •	 Record sales in 2010 for weighted whole life insurance
working with…                                                                                          sales5 and retirement services
                                                                                                    •	 Assets under management6 reached $448 billion
One of America’s largest and most admired companies                                                    at year-end 2010 – up 10 percent from 2009
   •	 Listed as one of Fortune’s most
       admired companies1                                                                    A company with a growing network of local professionals
      •	 Ranked 101 in the FORTUNE 500 ranking of                                                •	 National network of more than 5,200 financial 	
         America’s largest corporations2                                                            professionals at year-end 2010
                                                                                                    •	 A 160-year-old company delivering strong 	
A mutual life insurance company providing long-term value                                              performance and offering quality solutions
   •	 Operating for the benefit of our members and 	
      participating policyholders – no stockholders
      •	 More than 103,000 policies in force for 50 years 	                                    1	
                                                                                                   Data source: Fortune Magazine, 3/21/11
         or longer as of December 31, 2010                                                     2	
                                                                                                   Data source: Fortune Magazine, 5/23/11
                                                                                               3	
                                                                                                   Dividends are determined annually, subject to change and not guaranteed.
A company with a long history of dividends to policyholders                                    4
                                                                                                	 Surplus is the amount the company has on hand after setting aside reserves
    •	 Dividends paid to eligible participating policyholders                                      to meet projected future obligations.
       every year since the 1860s3
                                                                                               5
                                                                                                	 Weighted sales are based on weighted annualized new premium, with single
                                                                                                   premium payments weighted at 10 percent.
      •	 Since 1960, dividends to eligible participating                                       6
                                                                                                  	Assets under management include assets and certain external investment
         policyholders totaled more than $25 billion                                               funds managed by MassMutual subsidiaries, including OppenheimerFunds,
                                                                                                   Inc., Baring Asset Management Limited, Babson Capital Management LLC
                                                                                                   and its subsidiary, Cornerstone Real Estate Advisers LLC.




© 2011 Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001. All rights reserved. www.massmutual.com. MassMutual Financial Group
is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives.

LI7602S  611                                                                                                                                           CRN201207-148924

Quality & Performance, 2011

  • 1.
    Quality and Performance 2011 Choosinga sustainable source for your financial needs This material provides a summary of A responsible company committed to its clients and communities MassMutual’s position as a high-performing • Installation of 600 solar panels atop our headquarters – part of our commitment to the environment life insurance company that puts client needs first. A strong, stable company with solid growth • Surplus4 increased 12 percent in 2010, to more than What is the sign of a good decision? $10 billion – a historic level In the world of personal finance, it’s • Record sales in 2010 for weighted whole life insurance working with… sales5 and retirement services • Assets under management6 reached $448 billion One of America’s largest and most admired companies at year-end 2010 – up 10 percent from 2009 • Listed as one of Fortune’s most admired companies1 A company with a growing network of local professionals • Ranked 101 in the FORTUNE 500 ranking of • National network of more than 5,200 financial America’s largest corporations2 professionals at year-end 2010 • A 160-year-old company delivering strong A mutual life insurance company providing long-term value performance and offering quality solutions • Operating for the benefit of our members and participating policyholders – no stockholders • More than 103,000 policies in force for 50 years 1 Data source: Fortune Magazine, 3/21/11 or longer as of December 31, 2010 2 Data source: Fortune Magazine, 5/23/11 3 Dividends are determined annually, subject to change and not guaranteed. A company with a long history of dividends to policyholders 4 Surplus is the amount the company has on hand after setting aside reserves • Dividends paid to eligible participating policyholders to meet projected future obligations. every year since the 1860s3 5 Weighted sales are based on weighted annualized new premium, with single premium payments weighted at 10 percent. • Since 1960, dividends to eligible participating 6 Assets under management include assets and certain external investment policyholders totaled more than $25 billion funds managed by MassMutual subsidiaries, including OppenheimerFunds, Inc., Baring Asset Management Limited, Babson Capital Management LLC and its subsidiary, Cornerstone Real Estate Advisers LLC. © 2011 Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001. All rights reserved. www.massmutual.com. MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. LI7602S  611 CRN201207-148924