Disasters occur when communities lack the capacity to cope with disruptions, affecting them socially, economically, politically, psychologically, and culturally. Disaster risk is defined as potential loss from hazards, and can be intensive from extreme events or extensive from low-moderate hazards. The Philippines is highly vulnerable, being frequently hit by natural disasters that account for thousands of deaths and millions of victims annually. Impacts of disasters can be direct damage or indirect social effects long-term on housing, health, education, and the environment.