The future of SME finance - business as usual?

The future of SME finance - business as usual?

• 1.
  @kleverlaan | Crowdfundingstrategy | Alternative Finance expert, author, strategic advisor The Future of SME Finance - Business as usual?
• 2.
  Alternative Finance inEurope 3 billion in 2014 (146% yearly growth) -> 7 billion in 2015 @kleverlaan | Crowdfunding strategy
• 3.
  Alternative Finance inEurope UK leading - 2nd NL, FR, DE, SE @kleverlaan | Crowdfunding strategy
• 4.
  ! Peer-to-peer consumer lending Personalloans from a group of anonymous investors ! Peer-to-peer business lending Business loans from a group of anonymous investors ! Crowdfunding Community funding (+ marketing & market research) Alternative Finance @kleverlaan | Crowdfunding strategy
• 5.
  Peer-to-peer consumer lending @kleverlaan |Crowdfunding strategy
• 6.
  LendingClub (2006) First SECregulated peer-to-peer lending company @kleverlaan | Crowdfunding strategy
• 7.
  LendingClub (2006) $8 billionin loans issued @kleverlaan | Crowdfunding strategy
• 8.
  Fund Google tofinance partners Max $600K loan though LendingClub for all 10.000 partners @kleverlaan | Crowdfunding strategy
• 9.
  Fund Alibaba tofinance customers $5-300K loan for sales on Alibaba.com @kleverlaan | Crowdfunding strategy
• 10.
  BancAlliance + CitiGroup($150M) Co-branding to provide personal loans @kleverlaan | Crowdfunding strategy
• 11.
  Peer-to-peer business lending @kleverlaan |Crowdfunding strategy
• 12.
  @kleverlaan | Crowdfundingstrategy Funding Circle (UK) Peer-to-business lending company (£603 million)
• 13.
  Crowdfunding Finance and morefrom donors, investors and clients @kleverlaan | Crowdfunding strategy
• 14.
  ! Crowdfunding more than money sales marketing marketresearch community building access to additional finance @kleverlaan | Crowdfunding strategy
• 15.
  Market research 18.000 subscribers- 1 million euro (pre-sales) @kleverlaan | Crowdfunding strategy
• 16.
  Pebble $10 million pre-sales(2012) @kleverlaan | Crowdfunding strategy
• 17.
  Pebble >$20 million secondversion (2015) @kleverlaan | Crowdfunding strategy
• 18.
  Community building 560K by481 investors @kleverlaan | Crowdfunding strategy
• 19.
  Community building 1000 localcitizens invest 2-3 million in wind farm @kleverlaan | Crowdfunding strategy
• 20.
  ! „In 10 yearsCrowdfunding is gone” ! ! „Banks will not finance SMEs in the future” ! ! „The Alternative Finance consultant will be the guide for entrepreneurs in the fragmented Finance market” Input for discussion @kleverlaan | Crowdfunding strategy
• 21.
  Ronald Kleverlaan ! Crowdfunding strategy ! FounderCrowdfundingHub Co-founder & Board Member European Crowdfunding Network ! Expert Advisor “Crowd Investing” European Commission @kleverlaan [email protected] slideshare.net/kleverlaan