HOUSING AND CONSUMER
ECONOMICS

Presentation by Dr. Andy Carswell
Before the Athens Rotary Club
April 21, 2010
SOME OF THE THINGS THAT
WE DO
•
•
•
•

Voluntary Income Tax Assistance
Georgia Initiative for Community Housing
Money Skills for Life
Collaborative Couples and Financial
Therapy Project
• UGA GreenWay Project
• Residential Property Management
VOLUNTARY INCOME TAX
ASSISTANCE (VITA)
• Service learning project offered through FFP
• IRS-assisted project
• Benefits low- to moderate-income populations
throughout Athens
• Backed by several corporate sponsors
• Provides an opportunity to introduce the
broader concept of financial education
GROWTH OF VITA
•
•
•
•

2007  133 returns/31 students/558 hours
2008  260 returns/73 students/1,314 hours
2009  406 returns/78 students/1,650 hours
2010  450 returns (est.)
STUDENT OUTCOME
BENEFITS TO VITA
•
•
•
•

Expanded skill base
Improved understanding of classroom content
Increased student motivation
Enhanced appreciation for university based
outreach
• Increased charitable giving
• Higher probability of joining Rotary (?)
• Addresses housing needs in some of the
smaller to mid-size communities throughout
the state
• Provides workforce housing and long-term
housing solutions
• Unique collaboration of government officials
with housing professionals
• HACE officials help provide technical housing
assistance and needs assessment
MONEY SKILLS FOR LIFE
• Review of practical
money skills for college
students
• Specialized topics
include such things as:
 how to save
 how to pick an
insurance policy
 how to read/interpret
credit reports and scores
 employee
benefits/health
COLLABORATIVE COUPLES
AND FINANCIAL THERAPY
• Combines financial and couples counseling to more
effectively assist couples experiencing both financial
and relationship strain
• Involved 12 couples in poverty-like situations
• Required attendance and participation in five-session
intervention model
• Both a couples therapist and financial counselor were
present
• Graduate students part of the training
•
•
•
•

Cooperative Extension driven initiative
Tips on resource conservation and recycling
Provides info on sustainable living practices
Warns against the dangers of “greenwashing”
EMPHASIS IN PROPERTY
MANAGEMENT
• Became a reality in 2005
• Currently about 20-25
students with designation
• Attracting big recruiters for
employment despite market
conditions
• Challenges in finding
research opportunities
THANK YOU FOR YOUR TIME!

UGA Department of Housing and Consumer Economics Presentation To Athens Rotary

  • 1.
    HOUSING AND CONSUMER ECONOMICS Presentationby Dr. Andy Carswell Before the Athens Rotary Club April 21, 2010
  • 2.
    SOME OF THETHINGS THAT WE DO • • • • Voluntary Income Tax Assistance Georgia Initiative for Community Housing Money Skills for Life Collaborative Couples and Financial Therapy Project • UGA GreenWay Project • Residential Property Management
  • 3.
    VOLUNTARY INCOME TAX ASSISTANCE(VITA) • Service learning project offered through FFP • IRS-assisted project • Benefits low- to moderate-income populations throughout Athens • Backed by several corporate sponsors • Provides an opportunity to introduce the broader concept of financial education
  • 4.
    GROWTH OF VITA • • • • 2007 133 returns/31 students/558 hours 2008  260 returns/73 students/1,314 hours 2009  406 returns/78 students/1,650 hours 2010  450 returns (est.)
  • 5.
    STUDENT OUTCOME BENEFITS TOVITA • • • • Expanded skill base Improved understanding of classroom content Increased student motivation Enhanced appreciation for university based outreach • Increased charitable giving • Higher probability of joining Rotary (?)
  • 6.
    • Addresses housingneeds in some of the smaller to mid-size communities throughout the state • Provides workforce housing and long-term housing solutions • Unique collaboration of government officials with housing professionals • HACE officials help provide technical housing assistance and needs assessment
  • 7.
    MONEY SKILLS FORLIFE • Review of practical money skills for college students • Specialized topics include such things as:  how to save  how to pick an insurance policy  how to read/interpret credit reports and scores  employee benefits/health
  • 8.
    COLLABORATIVE COUPLES AND FINANCIALTHERAPY • Combines financial and couples counseling to more effectively assist couples experiencing both financial and relationship strain • Involved 12 couples in poverty-like situations • Required attendance and participation in five-session intervention model • Both a couples therapist and financial counselor were present • Graduate students part of the training
  • 9.
    • • • • Cooperative Extension driveninitiative Tips on resource conservation and recycling Provides info on sustainable living practices Warns against the dangers of “greenwashing”
  • 10.
    EMPHASIS IN PROPERTY MANAGEMENT •Became a reality in 2005 • Currently about 20-25 students with designation • Attracting big recruiters for employment despite market conditions • Challenges in finding research opportunities
  • 11.
    THANK YOU FORYOUR TIME!