On Waking Early Morning
 karāgre vasate lakṣmiḥ karamadhye sarasvati .
 karamūle tu govindaḥ prabhāte karadarśanam .
 At the fore of the hands(fingers) resides Lakshmi, 
and at the middle(palms), Saraswathi; at the root 
(wrist) is seated Gauri, (so) see the palm of the 
hand at dawn (first).
 • Kara -  Hand
 Karuna yoga vidya Peetham                                                                                        
Mantra Chanting
 2
 • Karaagre - Beginning of the hand; Agra=beginnin