EMI BASED PURCHASES
GST cuts to boost consumer durables, affordable housing could gain later: Sunil Subramaniam
GST cuts on textiles and footwear may offer some relief. Market expert Sunil Subramaniam anticipates a demand surge in big-ticket items. The upcoming festive season is likely to drive purchases of cars and appliances. Real estate faces short-term challenges. Affordable housing could revive in the next 6–12 months. GST cuts and lower EMIs will make real estate an attractive investment.
Moneylenders quietly spread their nets as GST bargain rush begins
India's festive season coincides with GST 2.0. Banks and NBFCs offer credit deals to boost spending. Lower prices and tax reforms are expected to increase credit growth. Lenders are cautious about overextension risks. The streamlined GST aims to make essentials cheaper. Experts are analysing the impact of these changes on the Indian economy. The RBI is monitoring unsecured lending.
The H-1B silver lining; Festive sales: Day 1 surge
Happy Tuesday! Recently laid-off US-based tech workers may have just received a H-1B lifeline. This and more in today's ETtech Morning Dispatch.
GST rationalisation: More to it than meets the eye. 14 stocks from different sectors with upside potential of up to 53%
The new GST regime has kicked in and the street (like everyone else, from consumers to India Inc) was enthused. If the NIfty closed lower on Monday, it had to do with the H1-B scare over the weekend. Now, history tells us that every change in taxation structure, either direct or indirect, has multiple impacts. Some very obvious, others not so much. So, when FMCG and auto stocks move higher, it is a case of a simple and direct impact. But there is a set of companies which are big winners of the new GST rates. However, as they have only an indirect relationship with the rationalisation, not many are talking about them. In fact, some of these goods have not even seen any cut, but are still winners.
For wealth-creation in the market, look beyond the obvious. Silent gainers of GST rejig: 8 stocks of lenders that fit the bill
Which is the sectoral index that has gained the most after the GST rate rationalisation was announced? Answer: The Nifty Auto Index . Not a big surprise, though. But consider this: An auto company’s gain from the GST rejig is largely a one-time volume boost plus some operating leverage as capacity is better utilised. Competition and channel incentives tend to normalise such margins quickly. Now, consider how auto sales are financed, and you will find a sector that stands to gain a lot from the rejig – and for a longer time.
Taneira likely to turn profitable in next 2-3 years; expects 30% growth in festive season: CEO
Taneira, the ethnic wear chain by Titan, anticipates profitability within 2-3 years, projecting a 30% growth this festive season due to robust consumer demand. The company plans to expand its retail presence by adding 15-20 stores annually, primarily in metro and tier I cities, while also strengthening its online presence to reach double-digit revenue contribution by year-end.
- Go To Page 1
AC makers start pre-booking of units with reduced GST slab ahead of festive season
Air conditioner companies in India are offering pre-booking discounts. This is due to the Goods and Services Tax rate reduction. The new rate will be effective from September 22. Companies like Blue Star and Haier are already taking pre-orders. Customers can expect savings up to Rupees 4,000. These companies are also providing easy financing and free installation.
Oppo F31 Pro+, F31 Pro, and F31 models launched in India with extreme heat resistance, 7,000mAh battery
Oppo F31 Series Launched: OPPO launched its F31 5G series in India on September 15, 2025, featuring the Pro+, Pro, and base models, designed for durability in extreme conditions. Sales begin September 19 and 27, available through multiple channels with launch incentives.
Stock market risk-reward now in favour, time to deploy cash: Kotak MF’s Atul Bhole
Atul Bhole from Kotak Mutual Fund suggests that the Indian stock market's risk-reward is now favorable after a period of correction. He recommends deploying cash into equities, anticipating double-digit earnings growth driven by government reforms, GST, and addressed liquidity issues. Despite underperforming other markets, domestic flows remain strong, making IT sector a contrarian investment opportunity.
Macro the Mightiest: ET Prime Special Series - Part 1: Interest rates & how they move everything from the economy to the markets
This series will treat macroeconomics as a toolkit, not a lecture: Yes it is long read; maybe boring. So why read it? Because what finally matters to the stock market is a company’s earnings. And what impacts earnings is the macroeconomic condition of a country. So, to understand the market, you have to understand macroeconomics and its elements: Interest rates, inflation, or currency, everything matters. Even a basic understanding will tell you when to react and when not to react to macroeconomic headlines. What are macroeconomic headlines? Next week you will all read about whether the US Fed has cut rates or not. And all markets will react to it. So, start understanding the headlines…. because you react to it, knowingly or unknowingly.
Planning to buy iPhone 17? Here are some of the best credit card deals you can find
Apple's flagship iPhone 17 series will be available for pre-order soon. Croma has already started pre-orders for the phones. Pre-orders begin today, and availability starts September 19. Customers can save money using credit card deals. HDFC Infinia and ICICI Emerald cards offer significant savings, while SBI and Amazon Pay cards offer cashback.
Couple earn Rs 2.8 lakh monthly but their 'smart investment' turned into financial stress. CA shares the story
A couple earning Rs 2.8 lakh per month purchased two properties, anticipating rental income to cover EMIs. However, their EMIs severely strained their finances, leaving minimal funds for other investments, even for their child's education. CA Nitin Kaushik warns against prioritizing real estate without considering liquidity and future financial needs.
Is no-cost EMI really cost-free? Read terms and conditions carefully for hidden charges and missed discounts
Easy EMIs aid festive buys, but hidden charges and missed discounts require careful reading.
Can I take multiple term insurance plans from different insurers?
Can I take multiple term insurance plans from different companies? If yes, will the sum assured be paid by all the insurers in case of a claim?
Asking an educated, earning wife to contribute to household expenses is not 'cruelty': HC
The Calcutta High Court has stated that expecting an educated, working wife to help with household costs isn't 'cruelty' as defined by Section 498A of the IPC. This ruling came as the court dismissed criminal proceedings against a GSI employee and his family.
Silent and long-term winners of GST rationalisation: 17 stocks from different sectors which fit the bill
In the last few days, a simple trade has been taking place on the street. The government cuts the GST rate on a product, price falls, and households should buy more of it. So, stocks from FMCG and some other sectors have done well. But India’s experience over the last two decades tells a subtler story: Because a family saves on tax in one corner of its consumption basket, it doesn’t mean it will spend more in that same corner. Just to put this in perspective: If one is saving money on buying a soap, that saving will not go into buying additional soap. It might go into buying anything else. What is that something else? It may even be a product that has not seen any GST cut. The fact is that there are many stocks that are silent and long-term winners of the GST rate rationalisation.
Bajaj Finance, Bajaj Finserv shares rally up to 6% as GST cut for consumer durables likely to boost demand
Bajaj Finserv and Bajaj Finance shares jumped following the government's GST rate reduction on consumer durables like air conditioners and televisions. The GST cut, from 28% to 18%, is anticipated to stimulate retail demand, especially during the festive season. Bajaj Finance is expected to benefit from increased loan disbursals due to more affordable EMIs.
Festive smartphone sales may remain flat despite GST cut, strong monsoon: Samsung India
Samsung India anticipates flat smartphone sales volume this festive season compared to last year, despite increased consumption in smaller towns due to GST cuts and good monsoons. While urban consumers are holding onto devices longer, rural areas are expected to upgrade, driving revenue growth through premium smartphone purchases.
Affordable housing demand may slow if costs rise, but luxury segment remains resilient: Anuj Puri
Anuj Puri of ANAROCK Group suggests home loan rate hikes may affect affordable and mid-range housing demand. Luxury housing is expected to remain stable. Cost-sensitive buyers might delay purchases. Demand for larger homes, driven by lifestyle needs, is less vulnerable. Developers may offer flexible pricing to optimize costs. The real estate sector is watching interest rate impacts.
IT stocks can reverse losses in short-term, Krishnan VR of Marcellus explains why
Krishnan V R suggests a potential short-term rebound in the IT sector if US macro data improves, driven by possible Fed rate cuts due to weak jobs data and benign inflation. He favors premium consumption themes, allocating a significant portion to equities, with a smaller allocation to gold, silver, and debt.
Maximizing income and achieving financial freedom: Dilshad Billimoria’s insights
Dilshad Billimoria emphasizes maximizing income through passive streams and skill upgradation, disciplined spending, and structured saving. He highlights the importance of separating needs from wants, building emergency funds, investing early, and maintaining a balanced asset allocation across life stages. Discipline and compounding are key to achieving long-term financial freedom despite inflation and rising expenses.
Rs 80,000 EMI or Rs 35,000 rent? One viral Reddit post has everyone rethinking their financial and life choices
A Reddit post ignited debate on home buying versus renting. The discussion highlights financial implications and personal priorities. Some argue hefty loans make buyers bank tenants. Others emphasize ownership benefits like stability and control. Practical advice includes buying within means and considering cheaper locations. The core question remains: is owning worth the financial strain
FIIs won't let market rise and DIIs won't let it fall but retail investor real hero: Sunil Subramaniam
Mid and small-cap stocks currently trade at higher PEs, demanding superior growth to justify valuations compared to large caps. While seemingly overvalued based on current forward PEs, strong growth expectations, particularly in auto and consumer durables during the festive season, could validate these valuations. Fund manager allocation towards mid and small-caps suggests continued buying support despite valuation concerns.
Woman earns Rs 1.7 lakh per month but complains she 'has nothing left' for herself
A 27-year-old Indian woman's Reddit post about struggling to manage expenses despite a ₹1.7 lakh monthly salary has sparked widespread discussion. She details financial pressures from loan EMIs, investments, family obligations, and high commute costs, leaving little for personal needs.
How homebuyers can protect themselves from being scammed by builder-bank nexus when buying under-construction houses
The Supreme Court recently ordered a CBI probe into a builder-bank scam on interest subvention schemes. With projects stalled and poor enforcement, homebuyers are now stuck with EMIs for undelivered houses. Here’s what you should know before opting for such plans.
Amazon Great Freedom Festival Sale: Grab refrigerators at discounts of up to 45%
The Amazon Great Freedom Festival Sale is your golden opportunity to bring home high-quality refrigerators at up to 45% off. From single-door to side-by-side models, the sale features a wide range of options from trusted brands like LG, Samsung, Whirlpool, and more. With advanced features like inverter technology, smart cooling, and convertible zones, now is the time to upgrade your kitchen. Take advantage of exchange offers, bank discounts, and no-cost EMI for maximum savings on your refrigerator purchase.
Amazon Great Freedom Festival 2025: Irresistible Deals on Top AC Brands to Keep you Cool
The Amazon Great Freedom Festival is bringing a refreshing wave of irresistible deals on top AC brands just in time to beat the heat. This Amazon Sale offers massive discounts on best-selling air conditioners from LG, Samsung, Carrier, Haier, Godrej, Blue Star, and more. From energy-efficient inverters to Wi-Fi-enabled smart cooling systems, this is the perfect time to upgrade your cooling experience.
Explained: 5 reasons why you should avoid skipping mutual fund SIPs for your long-term goals
Skipping SIP instalments may seem harmless short term, but it breaks compounding, weakens rupee-cost averaging, affects goal-based investing, disrupts discipline, and could lead to cancelled mandates. Staying consistent is crucial for maximizing long-term returns and meeting financial targets.
ED raids against Bengaluru group in homebuyers 'fraud' case
The Enforcement Directorate raided Ozone Urbana Developers in Bengaluru and Mumbai. The company and its promoters are accused of defrauding home buyers. They allegedly failed to complete the Ozone Urbana project in Devanahalli, promising EMIs and discounts. Buyers claim they were cheated out of hundreds of crores. The project was supposed to be completed in 2018, but remains unfinished.
Load More
