Plan

    Lakshmi-approved! Smart money moves for Dhanteras 2025

    Dhanteras marks the beginning of Diwali, a festival that celebrates wealth and prosperity. It’s a day when people traditionally buy gold, silver, or utensils to invite good fortune. But th

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    Smart money 101: 10 costly mistakes that keep you from getting rich

    Small daily treats can quietly drain your wallet. That Rs 200 coffee or Rs 800 dinner may not feel like much, but over time, it adds up to more than Rs 1 lakh a year. These small expenses

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    Succession planning or succession management? Here's how to future-proof your business

    Succession planning is a strategic process that ensures business continuity when key employees leave or retire. It identifies important roles, develops internal talent, and prepares future

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    Family Business 101: 8 key traits, challenges & success strategies

    A family business is one where ownership and key decisions are shaped by members of the same family, connected by blood, marriage, or adoption. These enterprises often carry the family’s v

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    What is an annuity plan? A simple guide to building guaranteed retirement income and choosing the right type for you

    What is an annuity plan? A simple guide to building guaranteed retirement income and choosing the right type for you

    If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 72nd part

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    The end of retirement? How smart career planning can secure your income and financial independence after 60

    The traditional retirement dream is obsolete. With longer lifespans and shifting career landscapes, individuals must design their work for financial independence. Building durable skills, pivoting careers in your 40s, and creating paid offers in your 50s are crucial. Focus on 'careers over corpus' to ensure stability and avoid being controlled by money in later life.

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    10 essentials that are turning into luxuries for middle-class India

    With house price-to-income ratios as high as 14.3 in Mumbai and 10.1 in Delhi, owning a home is now out of reach for many middle-class families. As real estate prices surge, few can afford

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    How to build a Rs 1 crore retirement corpus

    Know how much you would need to retire comfortably and decide the number of years you have to reach that goal.

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    Why you earn well but still end up saving so little every month?

    As income rises, so do lifestyle choices such as better phones, restaurants, vacations, which often rise faster than earnings themselves. What feels like reward spending quietly erodes lon

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    Different children's succession rights can be different: Knowing their inheritance rights can prevent family fights

    Different children's succession rights can be different: Knowing their inheritance rights can prevent family fights

    Inheritance rights for children vary significantly based on their parents' marital status, legal standing, and religion. While biological children g

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    The Economic Times