Best Budgeting Software

Compare the Top Budgeting Software as of January 2026

What is Budgeting Software?

Budgeting software is software that helps individuals and organizations plan, track, and manage their income and expenses. It provides features for setting budget goals, monitoring spending habits, and generating detailed financial reports. With real-time insights and automated tracking, the software helps users make informed financial decisions and stay on top of their financial health. Budgeting software often includes tools for cash flow forecasting and alerts for budget variances, enabling proactive financial management. This software is invaluable for households, businesses, and non-profits seeking to optimize spending, allocate resources effectively, and achieve long-term financial goals. Compare and read user reviews of the best Budgeting software currently available using the table below. This list is updated regularly.

  • 1
    Martus

    Martus

    Martus Solutions

    Martus Solutions is the trusted budgeting, reporting, and forecasting platform for nonprofit organizations and small to mid-sized businesses (SMBs). Say goodbye to cumbersome spreadsheets and streamline your financial planning. Our robust, easy-to-use tools offer collaborative budgeting and flexible reporting to help you make informed, mission-driven decisions. With features like real-time data access, personnel budgeting, and automated workflows, Martus empowers your team to budget efficiently, report seamlessly, and forecast with precision. Martus offers quick implementation, seamless ERP integration, and an intuitive interface, providing powerful insights into your financial health and enabling your organization to grow while staying mission-focused. Join the hundreds of organizations already benefiting from smarter financial management with Martus. Achieve transparency, accountability, and efficiency- easily and affordably!
    Starting Price: $6,000
    View Software
    Visit Website
  • 2
    Budgyt

    Budgyt

    Budgyt

    Budgyt replaces Excel without the learning curve. No broken formulas. No circular references. No #REF error panic before board meetings. It's built on a true database, so your formulas never break and every number traces back to source. Import your chart of accounts and actuals directly from your accounting system. Click any variance to drill down to vendor-level detail instantly. Run rolling reforecasts every month without rebuilding everything from scratch. The interface feels familiar because it works like Excel. Except it actually works. API connections mean you're up and running in hours, not the months other platforms require. Built for multi-department organizations that need real collaboration without emailing spreadsheets around.
    Leader badge
    Starting Price: $425/month
    View Software
    Visit Website
  • 3
    Sage Intacct

    Sage Intacct

    Sage Intacct

    Sage Intacct provides powerful budgeting tools that enable finance teams to create, manage, and track budgets with ease. It supports driver-based and rolling forecasts to adapt to changing business conditions. Collaboration features allow multiple stakeholders to input and revise budget data within a controlled workflow. The platform integrates historical financial data and real-time insights for more accurate forecasting. Customizable dashboards and reports help track budget variances and highlight areas of concern. Sage Intacct also supports multi-entity and multi-currency budgeting for complex organizations. Automated alerts keep teams informed of deviations and ensure proactive management. Overall, the system empowers organizations to plan effectively and align spending with strategic goals.
    Leader badge
    View Software
    Visit Website
  • 4
    North One

    North One

    North One

    Business banking made for America. Business builders asked for better banking. So we built North One. Open an account in minutes. Building your business, creating jobs and serving your community is what you do. It’s hard work. North One makes the hardest parts of running your business easy. Focus on the road ahead, we’ve got your back. North One is proudly built for small businesses, startups and freelancers across America. Make payments easily, keep tabs on your money and put your finances on autopilot through smart integrations with the tools you’re already using. North One was built to make managing money easy so you can focus on running your business. No more branches. No more lines. No more paperwork. Get complete access to your North One Account from your phone or computer, wherever your business takes you. Create Envelopes for taxes, payroll, rent, and anything else automatically.
    Starting Price: Free
  • 5
    BILL

    BILL

    BILL

    BILL (NYSE: BILL) is a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. Our integrated platform helps businesses to more efficiently control their payables, receivables and spend and expense management. Hundreds of thousands of businesses rely on BILL’s proprietary member network of millions to pay or get paid faster. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. For more information, visit bill.com.
    Starting Price: $45 per user per month
  • 6
    Caflou

    Caflou

    Caflou

    Caflou lets you take control of business, your projects and team and increase your company’s profit. Caflou is all-in-one yet easy-to-use online business management system ideal for marketing agencies or IT teams. With Caflou you can manage your customer relations, projects with their budgets, finances and profitability, track time, manage your team and workload or even automate trivial activities, all in one place from anywhere. Caflou is professional and complex. Replaces the majority of tools that you’re using at present. Functions are logically connected and linked to each other. Constantly and quickly evolving. Keeps your data safe and in one spot. Join 3500+ companies using Caflou. Start Free!
    Starting Price: $13.00/month/user
  • 7
    Divvy

    Divvy

    Divvy

    Divvy has combined seamless expense management software with business cards so you never have to process another expense report. With Divvy, you can leverage faster expense reporting, enforceable budgets, and a single platform to offer real-time visibility into all spend. Ready to gain more control and streamline your spend management—in a one-stop, easy-to-use platform? Get Divvy today to empower your team and save everyone time (including yourself). Divvy provides their customers with a strong credit line and makes going over budget literally impossible. Put a stop to painful expense resorts and simplify the AP process with Divvy—all for free.
    Leader badge
    Starting Price: Free
  • 8
    Datarails

    Datarails

    Datarails

    Datarails is an AI-powered financial planning and analysis (FP&A) platform designed for Excel users who want to keep their existing models while automating tedious tasks. With FinanceOS, finance teams can consolidate data from multiple sources, generate automated reports, and streamline month-end close without leaving the familiar Excel environment. The platform integrates with leading accounting software, ERPs, and CRMs to centralize all financial data in one place. Built-in visualization tools make it easy to present KPIs, drill into real-time data, and answer stakeholder questions instantly. Datarails’ FP&A Genius uses conversational AI to deliver quick, accurate insights from fully consolidated data. By reducing manual work, the platform frees finance teams to focus on strategic analysis and business growth.
  • 9
    Yooz

    Yooz

    Yooz

    Yooz provides the smartest, most powerful, and easiest-to-use cloud-based E-invoicing and Purchase-to-Pay automation solution. It delivers unmatched savings, speed, and security with affordable zero-risk subscriptions to more than 5,000 customers and 300,000 users worldwide. Yooz’s unique solution leverages Artificial Intelligence and RPA technologies to deliver an amazing level of automation with extreme simplicity, traceability, and end-to-end customizable features. It integrates E-invoicing and AP Automation into information systems or ERPs with more than 250 native connectors, exceeding any other solution on the market. Yooz is an award-winning, SaaS innovator that is the perfect fit for organizations across all sectors. It has been recognized as a Great Place to Work®, AP Automation Software Top Performer by Featured Customers, Top 100 Fastest Growing Products by G2, Top AP Solution Provider by CFO Tech Outlook, AP/Invoicing Product of the Year Winner by Document Manager.
  • 10
    Microsoft Dynamics 365
    Accelerate your business growth with Dynamics 365, the next generation of CRM and ERP applications. Unify your data. Get predictive insights. Achieve amazing results. Make smarter decisions. Take actions that drive your business. Find and build stronger relationships. Improve productivity and performance. Get a single view of customers. Find and nurture the right leads. Create connected customer experiences. Stay on top of market trends. Deliver positive customer experiences—faster. Optimize resources and help technicians be more efficient. Reduce operational costs. Redefine your traditional global financial management. Automate processes to increase efficiency. Decrease operational expenses and financial complexities. Move from reactive to predictive operations. Automate and simplify your manufacturing and supply chain management. Maximize the life of your assets. Unify your physical and digital commerce. Build brand loyalty through personal engagement. Exceed customer expectations.
    Leader badge
    Starting Price: $190 per user per month
  • 11
    Moolamore

    Moolamore

    Moolamore

    Never waste time waiting to see your cash flow position again, one-touch updates allow you to have clear visibility and control of your finances, whenever you need them. View your real-time financial results direct to your mobile or desktop, on Moolamore's simple, easy-to-navigate dashboards. Forecast for the growth of your business. Create 'what-if' plans and compare business opportunities and entities. Consolidate multiple entities in multi-currency in exportable, shareable reporting.
    Leader badge
    Starting Price: $76.49/month
  • 12
    Dovico

    Dovico

    Dovico Software

    Dovico TimeSheet for Small Business is a fully scalable project time and expense tracking solution. Remove the barriers! Employees enter time and expenses through an intuitive web or mobile (iOS and Android) experience. Need some help? Free unlimited chat, email and phone support await you as we become a helpful extension of your profit-building team. Get away from time-consuming spreadsheets and get started with Dovico TimeSheet for Small Business now for free!
    Starting Price: Free
  • 13
    OnPlan

    OnPlan

    OnPlan

    OnPlan's FAST and FLEXIBLE FP&A platform gives Finance powerful planning, budgeting, and forecasting capabilities, layering visualization, integration, and collaboration features on top of spreadsheets. The OnPlan Engine is FAST TO DEPLOY with predesign best-practice Apps and FAST TO LEARN with spreadsheet syntax. It's FLEXIBLE to handle your core FP&A tasks like juggling many scenarios, BvAs, and allocations. And it AUTOMATES away annoying repetitive tasks like updating data from core systems like ADP, Quickbooks, Netsuite, Salesforce, and more; syncing structural changes everywhere; 1 click rollovers; and automatically toggling monthly, quarterly, yearly, and period-to-date summaries. Give your budgeting spreadsheets superpowers with OnPlan.
    Starting Price: $12,500/year
  • 14
    IBM Planning Analytics
    IBM Planning Analytics, powered by IBM TM1®, is an integrated planning solution designed to promote collaboration across the organization and help keep pace with the speed of modern business. With a powerful calculation engine, this enterprise performance management solution helps you move beyond the limits of spreadsheets, automating the planning process to drive faster, more accurate results. Simplify oceans of data by unifying data sources into one single repository and empowering users to build sophisticated, multidimensional models that drive more reliable forecasts. Forego time-consuming, error-prone planning in favor of an automated, more reliable planning process designed for real business. Break down siloes, unify data, and synchronize planning across the organization to reveal the full picture and drive integrated plans. See the impact of your decisions before making them using what-if scenarios. Plus, adjust plans in real-time to adapt to change.
  • 15
    Workday Adaptive Planning
    Build accurate planning models faster, reduce errors, and drive better decision-making. Your business is dynamic, so your planning and forecasting environment should be as well. That's why we built world-class scale, speed, and flexibility into the modeling and forecasting capabilities of Workday Adaptive Planning. Harness world-class modeling to stay ahead in finance, sales, workforce planning, and beyond. Plan as a team and adapt with agility with built-in collaboration. Drive business performance with interactive dashboards, data visualizations, and charts that are easy to create, personalize, and share. Access easy-to-use management, financial, and sales reporting software—all in the cloud. Deliver stunning, instantly updated management reports with the Microsoft Office Suite and OfficeConnect. Easily connect to ERP, HCM, CRM, and other data sources for fast, reliable, and accurate business planning.
  • 16
    Scoro

    Scoro

    Scoro

    Scoro is a professional services automation (PSA) software purpose-built for consultancies, agencies, IT firms, architecture companies, and other professional services businesses. It unites projects, resources, and finances in one system, so you don’t need to juggle multiple tools for planning, tracking, and billing for your work. Core features include: – Get a complete overview of your sales funnel and upcoming work – Estimate scope, track progress and budget burn, and bill for work in one system – Plan ahead with live heatmaps and utilization forecasts – Log time with built-in timers and auto-populated timesheets – Understand margins with role or service-level insights – Automate time & material, fixed-fee, and retainer billing – Track project income based on pipeline and committed work – Save time with automation and data-driven suggestions – Monitor progress, profitability, and capacity in real time Scoro gives you end-to-end visibility across your business.
    Starting Price: $19.90/month/user
  • 17
    Acterys

    Acterys

    FP&A Software

    Acterys is an integrated platform for Corporate Performance Management (CPM) and Financial Planning & Analytics (FP&A) integrated with Microsoft Azure, Power BI and Excel. Automate the integration of all your relevant data sources with connectors to a variety of ERP/ accounting / Saas solutions and run all CPM processes on a single platform based on market leading SQL Server technologies (Azure & on-premise) Profit form ready made, fully configurable application templates for all aspects of planning, forecasting and consolidation. Business users can implement FP&A and CPM processes exactly to their needs, natively integrated with your day to day productivity solutions.
    Starting Price: $55.00/month/user
  • 18
    Float

    Float

    Float

    Every business needs a cash flow forecast they can trust. Especially when 82% of companies that go out of business do so because of poor cash flow visibility and management. Float will give you an accurate picture of your past, current, and future cash flow so you can plan for the what-ifs, make more informed decisions, and unlock a brighter future for your business. It’s the smarter way to be more proactive with your cash.
    Starting Price: $59.00/month
  • 19
    IDOS

    IDOS

    Digital CFO - IDOS

    Digital CFO is an automated accounting, financial management & reporting software ERP, that is agnostic to sector and size of business. IDOS enables real-time and accurate transaction processing and ensures that the data processed is available in real-time for every upstream reporting & analytics activity. IDOS is used by businesses of all sizes including micro and small businesses as well as large multi national organisations with multiple branches and business segments. IDOS even powers the accounting & CFO services of two of the Big 4 Global Accounting & Audit firms, which use IDOS to provide accounting, financial management & reporting services to their end customers. One of the unique capability of IDOS is its ability to help the business to engage with the eco-system in which it functions. IDOS has in-built digital portal which can be accessed by customers, vendors, bankers of the business to transact and engage with the business in realtime. Contact us to know more.
    Starting Price: $5.00/month
  • 20
    Board

    Board

    Board International

    Board is a top-rated decision-making platform for organizations of any size. It unifies business intelligence, corporate performance management (CPM), and business analytics capabilities in one powerful solution, making it easy to build and maintain any apps in a matter of seconds--no coding required. Available in multiple deployment models, Board gives users access to the right information easier and faster.
  • 21
    Moneytree

    Moneytree

    Moneytree Software

    Build plans and relationships on the most accurate calculation engine. Join other serious financial planners and independent advisors that are using the most robust calculation engines in the wealth management space to grow their practices. From big picture to in depth, Moneytree delivers planning solutions for professionals. Make planning simple with quick data entry and clear results. Answer clients’ “What-Ifs” and show instant, side-by-side comparison results. Actively include clients in the process by creating plans collaboratively. Cover all your clients’ planning needs with in-depth data and analysis. Capture details of your clients’ situations and add future changes at any age. Choose the planning approach to best reflect your clients’ situation. Moneytree Elite’s in-depth planning captures and analyzes your clients’ current financial situation and illustrates impacts of important decisions on their financial future.
    Starting Price: $1981 per year
  • 22
    PlanGuru

    PlanGuru

    PlanGuru

    Build intelligent, dynamic financial forecasts with PlanGuro. Designed for small to medium-sized organizations, PlanGuru helps accountants prepare budget analysis, build financial forecasts, and address financial constraints of their businesses. This on-premise business planning and budgeting solution also provides financial ratios, cash flow analysis, and other analytical tools to evaluate and improve business performance. Core features include payroll utility, budget/forecast for up to 10 years, archive budget, custom report builder for Excel, business valuation tool, and more.
    Starting Price: $99.00/month
  • 23
    BudgetPak

    BudgetPak

    XLerant

    BudgetPak by XLerant is an easy-to-use, cloud-based budgeting, forecasting, and reporting software solution. Serving midsize and large organizations in a variety of industries, such as education, property management, insurance, and more, BudgetPak helps these businesses increase their engagement and achieve their strategic objectives. As XLerant's premier software solution, BudgetPak helps simplify complex processes for budget managers and various types of finance teams. This Software-as-a-Service solution is also ranked highest for ease of use, excellent support, and quick implementation.
    Starting Price: $10000.00/year
  • 24
    TimeSolv

    TimeSolv

    ProfitSolv

    Track time effortlessly and bill accurately with TimeSolv, a web-based time tracking and billing software for legal professionals. TimeSolv is an easy to use and intuitive platform that offers a wide range of features to help legal professionals improve their efficiency and profits. These include time tracking, document management, invoicing, reporting, expense tracking, and project management tools.
    Starting Price: $32.00/month/user
  • 25
    FinPro

    FinPro

    FinPro Solutions

    FinPro's Enterprise Performance Management (EPM) software is a 100% Excel-based product suite that empowers finance professionals and teams to create customizable, meaningful financial reporting that improves profitability and increases the company's competitive advantage. FinPro is scalable, easy to use, and feature-rich. It is comprised of four powerful modules that cater to a business' specific needs. This includes reporting, planning, analysis, and visualization modules.
    Starting Price: $1000.00/month
  • 26
    Invest for Excel

    Invest for Excel

    DataPartner Software

    Focus on your business numbers, rather than layout and formulas with Invest for Excel. The software solution for capital budgeting, financial modeling and valuation, Invest for Excel is trusted by over 1,600 international customers across a wide range of industries. It enables managers, investment analysts, controllers, investors, as well as production, marketing, and engineering teams to prepare complete cash flow models, introduce transparency in analytical calculations, and standardize investments analysis process in the whole organization.
    Starting Price: $384.00/year/user
  • 27
    Riskturn

    Riskturn

    Riskturn

    RISKTURN is a risk-based software dedicated to investment valuation, capital budgeting, and project portfolio management. Simple and efficient, RISKTURN helps professionals and enterprises create a set of advanced investment valuation criteria such as CFaR, VaR, probabilistic NPV, IRR, ROI via an intuitive interface. RISKTURN is available in two editions: Professional and Enterprise.
    Starting Price: $95.00/month/user
  • 28
    A3 Modeling

    A3 Modeling

    A3 Solutions

    A3 Modeling by A3 Solutions is a comprehensive budgeting and corporate performance management solution for organizations of all sizes. Available as as SaaS and on-premise solution, A3 Modeling brings greater efficiency to every business. The platform unified the entire spectrum of corporate performance management, which includes Enterprise Budgeting, Rolling Forecasting, Management Reporting, Multi-entity Consolidations, Dashboards and Ad-hoc Analysis.
    Starting Price: $500.00/month/user
  • 29
    Contractpedia

    Contractpedia

    Contractpedia

    Contractpedia - Better contract management from Denmark Contractpedia is a contract management solution that helps you to fix the contract mess and get a financial overview of your contracts. Contractpedia will remind you before it’s too late and the contract is renewed automatically. You will always know exactly when you should take action about each contract. Eliminate missed termination notices and never again be too late just because you didn’t know when you should send a termination notice or because you forgot. You don't have to remember dates anymore or go through your contract list, looking for the expiry date. Contractpedia helps you to be smart about your contracts and stay in control of your obligations.
    Starting Price: €0
  • 30
    IDU-Concept
    IDU-Concept is a budgeting, forecasting, and reporting system for midsize to large businesses in a wide variety of industries. In addition to these functions, the system also helps companies track spend, manage their assets and equipment, and more. IDU-Concept can be deployed in the cloud and paid as a monthly subscription, or purchased outright and installed on a local server, based on the preference and needs of each business. The Financial Reporting module aims to enhance visibility and provide full access to constantly updated, accurate data. The Revenue Reporting module allows users to comment on and analyze revenue data in real-time. It also helps calculate anticipated outcomes, predict risk, and report on past numbers. Alerts are automated and customizable, notifying users whenever new information is uploaded into the database, or a particular data set needs attention.
    Starting Price: $50.00/month/user
  • Previous
  • You're on page 1
  • 2
  • 3
  • Next