Happy code freeze season to all who celebrate. If you're not retiring this year (like Abe and the penny), we'll see you in 2026.
Plaid
Software Development
San Francisco , California 225,688 followers
Our mission is to unlock financial freedom for everyone. Join us!
About us
Plaid is a data network that powers the tools millions of people rely on to live a healthier financial life. Plaid works with thousands of companies like Venmo, SoFi, and Betterment, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers more than 12,000 financial institutions across the US, Canada, UK and Europe. Headquartered in San Francisco, the company was founded in 2013 by Zach Perret and William Hockey.
- Website
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https://plaid.com
External link for Plaid
- Industry
- Software Development
- Company size
- 501-1,000 employees
- Headquarters
- San Francisco , California
- Type
- Privately Held
- Founded
- 2013
Locations
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Primary
Get directions
Plaid
San Francisco , California 94105, US
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Get directions
35-41 Folgate Street
London, England E1 6BX, GB
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Get directions
136 S Main St
Salt Lake City, Utah 84101, US
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Get directions
295 Lafayette St
New York, 10012, US
Employees at Plaid
Updates
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"The cat will win long term, but the mouse is winning right now." In 2026, AI will supercharge fraudsters--and our defenses. Listen to Plaid co-founder and CEO Zach Perret and Andreessen Horowitz's David Haber chat with Erik Torenberg about what's ahead for fintech next year and how we got here. 🎧 Listen here: https://lnkd.in/eiQjvVEH
How AI Will Transform Fintech In 2026
https://www.youtube.com/
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Catch Plaid CEO Zach Perret as he shares his predictions on where fintech is headed in 2026, joined by Credit Product Lead Michelle (Boros) Young and CTO Will Robinson. 📺 Watch now: https://lnkd.in/eRimVWNn
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You’ve heard of cash flow data. But you probably haven’t heard these tips on how to use it. We partnered with Tearsheet to create this playbook, packed with practical guidance on how to integrate cash flow data—and use it to make more precise risk decisions. 📝 Get your copy: https://lnkd.in/e56SPQzp
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Join Plaid’s CEO Zach Perret and team for a live look at what’s ahead in fintech. We’re breaking down the biggest trends shaping 2026—from AI and fraud to credit, payments, and open finance. 📅 TODAY - December 17 at 10 AM PT | 1 PM ET. Join us ➡️ https://lnkd.in/eRimVWNn
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Introducing LendScore, Plaid’s new credit risk score built from consumer-permissioned cash flow data and Plaid Network Insights. LendScore translates complex financial behaviors into a simple 1–99 score that helps lenders better assess risk, expand access, and strengthen decisioning, while meeting the highest standards for fairness, transparency, and explainability. Check out Brett Manning, PhD's blog post on how the team built LendScore ⬇️
We set out to answer a big question: How do you turn messy, unstructured financial data into a highly predictive, lender-ready credit risk score? In our new post, I walk through how we built LendScore: from structuring billions of transactions → engineering behavioral signals → blending in Plaid’s unique Network Insights → ensuring fairness and explainability by design. Proud of what the team delivered. Cash-flow underwriting doesn’t have to be complicated, and now it isn’t. 👉 Dive in: https://lnkd.in/giy67hs9
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We’re closing out the year with impactful improvements across payments, fraud prevention, onboarding, and financial insights. This month, we: 🏦 Boosted pay-by-bank conversion by 5% 📄 Rolled out clearer cash-flow insights in our redesigned Verification of Assets report 🛡️ Added more seamless access to Trust Index + facial-duplicates with new API endpoints 📈 Improved Link conversion with phone-number prefill 🧠 Enhanced our transaction categories with AI for clearer views of user cash flows Get the full breakdown of our December Product Updates ⬇️ https://lnkd.in/e-pfyTAP
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🎤 The brains behind Plaid are back for Fintech Predictions 2026. Join Zach Perret (CEO), Will Robinson (CTO), and Michelle (Boros) Young (Credit Product Lead) for a live discussion on the trends shaping fintech—from AI and credit to fraud and open finance. 📅 December 17 at 10 AM PT | 1 PM ET. Save your spot ➡️ https://lnkd.in/eRimVWNn
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