Application ID: (For office use)

APPLICATION FORM FOR FINANCIAL ASSISTANCE UNDER PRIME MINISTERS

EMPLOYMENT GENERATION PROGRAMME (PMEGP)
12 Name of the project / business activity proposed :

13 Amount of loan required (in Rs.)

Capital Expenditure Loan
Working
Building Type Workshed Machinery/ Pre
Capital /
Building Equipment/ Operative
Cash Credit Total
etc. Furniture Cost
Limit
Rented 750000 1600000 150000 150000 2650000
Details of earlier or current Loan/Grant and subsidy availed from
14 Central/State Govt. Scheme/ or any other Similar Scheme.
Activity of the Project with Address Amount Year of Sanction

I certify that all information furnished by me is true; and that I and any of my dependent have not
borrowed any money under subsidy linked scheme from any Central / State Government or bank for
establishing any such project

Place:
Date: Signature of the Applicant

For Official Use only: (Rejected / to be placed before District Task force Committee)
Reason (if Rejected):

Place: Signature, Name & Designation of Officer

Date:
 NOTE

Own contribution must be invested 5% for SC/ST/OBC/PHC/woman/ Ex-serviceman/ North

East Reason/Hill Boarder Area and 10% for General
Total Project Cost should not exceed 25 lakhs for Manufacturing unit and 10 lakhs for
service unit.
Applicant will not be entitled for additional Margin Money(Subsidy) in case of Own
Contribution over and above the prescribed limit.
VIIIth pass for Manufacturing Unit above Rs.10 lakhs project cost and under Service Sector
above Rs.5 lakhs
Application should be submitted complete in all respect along with attested copies of the
following documents:
1. Certificate of qualification-academic and technical (if project cost above 5 lakhs under
service industry or above 10 lakhs under Manufacturing industry)
2. Relevant Certificate for SC/ST/OBC/Minority/Ex-Servicemen/PHC
3. if Entrepreneur Development programme(EDP) training undergone (at least for two weeks)
then submit photocopy of the certificate
 DATA INPUT SHEET

Preference for sponsoring agency of the project to Bank: (mark )

KVIC KVIB DIC RURAL URBAN
1.1 Name of the Applicant/Institution
SAGAR VASANT MANDALE
1.2
VASANT MANDALE
2 Gender Male Female
3 Address of the Proposed location of Unit: Rural Urban
AT POST.BHAKRAWADI

Taluk/Block: BADNAPUR
District: JALNA Pin: 431202
State: MAHARASTRA
Email: Mobile: 9762237455

4 Qualification
Academic Technical
10th Pass

5 Whether the applicant belongs to (mark )

Ex- Hill
SC ST OBC PHC Service Minority Boarder General
man Area

Manu-
Whether the

Service
6 facturing
Unit
project (mark ) Unit
8 Name of the project / business activity proposed :
SHEEP & GOAT FRAM

Legal Status:

Land 5000 ###

BUILDING DETAILS
Particulars Area Rate/Sq.ft Amount in Rs.
3000 250.00 750000.00
0.00
0.00
0.00
0.00
0.00
0.00

MACHINERY DETAILS
Particulars Qty. Rate Amount in Rs.
GOAT 150 4500.00 675000.00
SHEEP 50 7500.00 375000.00
OTHER 550000.00 550000.00 Male
0.00
0.00
0.00 KVIC
0.00
0.00 DIC
0.00
0.00
0.00 Rura
0.00

Total 1600000.00 No

d. Preliminary & Pre-operative Cost : 90000.00 SC

e. Furniture & Fixtures :

f. Contingency/Others/Miscellaneous 60000.00

Working Capital : 150000.00

 Manu

Means of Financing ###

Own Contribution : 5%
Bank Finance : 95%
Margin Money (Govt. Subsidy) : 35%

DETAILS OF SALES Own

Rate/ Qantity Amount in Rs.
Particulars of Products
Unit
250.00 5910 1477500.00
0.00
0.00
0.00
0.00
0.00
0.00

Total 1477500.00

RAW MATERIALS
Particulars Unit Rate/Unit Reqd. Unit Amount In Rs.
165.00 974 160710.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total 160710.00

WAGES
No. of Wages Per Month Amount in Rs.
Particulars
Worker Total Month 12
6 7000.00 504000.00
0.00
0.00
0.00
0.00
0.00
0.00
Total 6 504000.00

SALARY DETAILS
No. of Wages Per Month Amount in Rs.
Particulars
Staff Total Month 12
0.00
0.00
0.00
0.00
0.00
Total 0 0.00

WORKING CAPITAL ESTIMATE

Element of Working Capital No. of Days

Stock in process

Finished goods

Receivable by

POWER ESTIMATE
Power Requirement 2HP

Repair and Maintanance 2.00% Rs. 29550.00

Power and Fuel 3.00% Rs. 44325.00

Other Overhead Expenses 1.00% Rs. 14775.00

Telephone Expenses 1.00% Rs. 14775.00

Stationery & Postage 1.00% Rs. 14775.00

Advertisement & Publicity 3.00% Rs. 44325.00

Building Rent Rs.

Other Miscelleneous Expenditure Rs. 0.00

Rate of Interest 12.50%

Depreciation
On Building
On Machinery

INTRODUCTION

ABOUT THE PROMOTER

 PROJECT AT A GLANCE - TOP SHEET
1 Name of the Entreprenuer SAGAR VASANT MANDALE

2 Constitution (legal Status) Individual

3 Father's/Spouce's Name VASANT MANDALE

4 Unit Address : AT POST.BHAKRAWADI

Taluk/Block: BADNAPUR
District : JALNA
Pin: 431202 State: MAHARASTRA
E-Mail :
Mobile 9762237455
5 Product and By Product

6 Cost of Project : Rs. 25,00,000

Name of the project / business SHEEP & GOAT FRAM
activity proposed :
7 Means of Finance
Term Loan Rs. 23,75,000.00
KVIC Margin Money Rs. 8,75,000.00
Own Capital Rs. 125000.00

8 Debt Service :
Coverage Ratio

9 Pay Back Period : 5 Years

10 Project : 0 Months
Implementation
Period

11 Break Even Point :

12 Employment : 6

13 Power Requirement : 2HP

14 Major Raw materials : ,,

15 Estimated Annual : Rs. 1477500.00

Sales Turnover

PMEGP Project Report Page 10

 DETAILED PROJECT REPORT
1 INTRODUCTION :

2 ABOUT THE PROMOTER :

3 COST OF PROJECT
A. Fixed Capital Investment
a. Land : 5000 Own

b. Workshed Area Sq.ft Rate in Rs. Amt. In Rs.

0 3000 250.00 750000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 750000.00
#REF!
C. Machinery Qty. Rate Amount in Rs.
GOAT 150 4500.00 675000.00
SHEEP 50 7500.00 375000.00
OTHER 550000.00 550000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 1600000.00

PMEGP Project Report Page 11

 d. Preliminary & Pre-operative Cost : Rs. 90000.00

e. Furniture & Fixtures : Rs. 0.00

f. Contingency/Others/Miscellaneous Rs. 60000.00

Total Capital Expenditure : Rs. 2500000.00

Working Capital : Rs. 0.00

Total Cost Project : Rs. 2500000.00

3.1 Means of Financing :

Own Contribution 5% Rs. 125000.00

Bank Finance : 95%

Term Loan Rs. 2375000.00
Working Capital Rs. 0.00

Total Rs. 2375000.00

Margin Money (Govt. Subsidy) From KVIC 35% Rs. 875000.00

Margin Money Subsidy received From KVIC will be kept in term deposit as per norms of
PMEGP in the name of Beneficiary for three years in the financing branch.

3.2 STATEMENT SHOWING THE REPAYMENT OF TERM LOAN & WORKING CAPITAL :
TERM LOAN

Interest @
Year Opening Balance Installment Closing Balance
12.50%
1st 2375000 0 2375000 296875
2nd 2375000 475000 1900000 296875
3rd 1900000 475000 1425000 237500
4th 1425000 475000 950000 178125
5th 950000 475000 475000 118750
6th 475000 475000 0 59375
7th 0 0 0 0
8th 0 0 0 0

WORKING CAPITAL

Interest @
Year Opening Balance Installment Closing Balance
12.50%
1st 0 0 0 0
2nd 0 0 0 0
3rd 0 0 0 0
4th 0 0 0 0
5th 0 0 0 0
6th 0 0 0 0
7th 0 0 0 0
8th 0 0 0 0

PMEGP Project Report Page 12

3.3 STATEMENT SHOWING THE DEPRECIATION ON FIXED ASSETS:
WORKSHED @ 0.00%
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Opening Balance 750000 750000 750000 750000 750000
Depreciation 0 0 0 0 0
Closing Balance 750000 750000 750000 750000 750000
MACHINERY @ 0.00%
Opening Balance 1600000 1600000 1600000 1600000 1600000
Depreciation 0 0 0 0 0
Closing Balance 1600000 1600000 1600000 1600000 1600000
TOTAL DEPRECIATION
Workshed 0 0 0 0 0
Machinery 0 0 0 0 0
Total 0 0 0 0 0

4 Schedule of Sales Realization :

4.1 Details of Sales
Rate/ No. of Amount in Rs.
Particulars of Product Pair/Unit Pair/Unit
0
0 250.00 5910 1477500.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
Total 1477500.00

4.2 Capacity Utilization of Sales

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

Capacity Utilization 70% 80% 90% 90% 90%

Sales / Receipts 1034250 1182000 1329750 1329750 1329750

5 Rawmaterials :
Particulars Unit Rate/unit Reqd.Unit Amount in Rs.
0 0 165.00 974 160710.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
Total 160710.00
5.1 Wages :
No. of Wages Amount in Rs.
Particulars Worker Per Month (Per Annum)
0 6 7000.00 504000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 6 504000.00

PMEGP Project Report Page 13

5.2 Repairs and Maintenance : Rs. 29550.00

PMEGP Project Report Page 14

5.3 Power and Fuel : Rs. 44325.00

5.4 Other Overhead Expenses : Rs. 14775.00

6 Administrative Expenses :
6.1 Salary
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0.00 0.00
0 0.00 0.00
Total 0 0.00

6.2 Telephone Expenses 14775.00

6.4 Stationery & Postage 14775.00

6.5 Advertisement & Publicity 44325.00

6.6 Workshed Rent 0.00

6.7 Other Miscellaneous Expenses 0.00

Total 73875.00
7 Capacity Utilization of Manufacturing & Administrative Expenses :
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilization 70% 80% 90% 90% 90%
Manufacturing Expenses
Rawmaterials 112497 128568 144639 144639 144639
Wages 352800 403200 453600 453600 453600
Repairs & Maintenance 20685 23640 26595 26595 26595
Power & Fuel 31028 35460 39893 39893 39893
Other Overhead Expenses 10343 11820 13298 13298 13298
Administrative Expenses
Salary 0 0 0 0 0
Postage Telephone Expenses 10343 11820 13298 13298 13298
Stationery & Postage 10343 11820 13298 13298 13298
Advertisement & Publicity 31028 35460 39893 39893 39893
Workshed Rent 0 0 0 0 0
Other Miscellaneous Expenses 0 0 0 0 0
Total: 579065 661788 744512 744512 744512
8 Assessment of Working Capital :
Particulars Amount in Rs.
Sale 1477500.00

Manufacturing Expenses
Raw Material 160710.00
Wages 504000.00
Repair & Maintenance 29550.00
Power & Fuel 44325.00
Other Overhead Expenses 14775.00

Production Cost 753360.00

Administrative Cost 73875.00
Manufacturing Cost 827235.00

PMEGP Project Report Page 15

 Working Capital Estimate :
Element of Working Capital No of Days Basis Amount in Rs.
0 0 Material Cost 0.00

Stock in process 0 Production Cost 0.00

Finished goods 0 Manufacturing Cost 0.00

Receivable by 0 Manufacturing Cost 0.00

Total Working Capital Requirement Per Cycle 0.00

9 Financial Analysis
9.1 Projected Profit & Loss Account :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Sales / Receipts 1034250 1182000 1329750 1329750
1034250 1182000 1329750 1329750
Manufacturing Expenses
Rawmaterials 112497 128568 144639 144639
Wages 352800 403200 453600 453600
Repairs & Maintenance 20685 23640 26595 26595
Power & Fuel 31028 35460 39893 39893
Other Overhead Expenses 10343 11820 13298 13298
Depreciation 0 0 0 0
Production Cost 527352 602688 678024 678024
Administrative Expenses
Salary 0 0 0 0
Postage Telephone Expenses 10343 11820 13298 13298
Stationery & Postage 10343 11820 13298 13298
Advertisement & Publicity 31028 35460 39893 39893
Workshed Rent 0 0 0 0
Other Miscellaneous Expenses 0 0 0 0
Administrative Cost 51713 59100 66488 66488
Interest on Bank credit @ 12.5%
Term Loan 296875 296875 237500 178125
Working Capital Loan 0 0 0 0
Cost of Sale 875940 958663 982012 922637
Net Profit Before Tax 158311 223337 347739 407114
Less Tax 0.00 0.00 0.00 0.00
Net Profit 158311 223337 347739 407114

9.2 CALCULATION OF DEBT SERVICE CREDIT RATIO (D.S.C.R) :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 158311 223337 347739 407114
Add :
Depreciation 0 0 0 0
TOTAL - A 158311 223337 347739 407114
Payments :
On Term Loan :
Interest 296875 296875 237500 178125
Installment 0 475000 475000 475000
On Working Capital
Interest 0 0 0 0
TOTAL - B 296875 771875 712500 653125
D.S.C.R = A/B
0.53 0.29 0.49 0.62
Average D.S.C.R

PMEGP Project Report Page 16

9.3 PROJECTED BALANCE SHEET :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
LIABILITIES :
Promoters Capital 125000 125000 125000 125000
Profit 158311 223337 347739 407114
Term Loan 2375000 2375000 1900000 1425000
Working Capital Loan 0 0 0 0
Current Liabilities 0 0 0 0
Sundry Creditors 0 0 0 0
2658311 2723337 2372739 1957114
ASSETS :
Gross Fixed Assets : 2350000 2350000 2350000 2350000
Less : Depreciation 0 0 0 0
Net Fixed Assets 2350000 2350000 2350000 2350000
Preliminary & Pre-Op. Expenses 90000 67500 50625 37969
Current Assets 0 0 0 0
Cash in Bank/Hand 308311 373337 22739 -392887
Total 2658311 2723337 2372739 1957114

9.4 CASH FLOW STATEMENT :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 158311 223337 347739 407114
Add : Depreciation 0 0 0 0
Term Loan 2375000 2375000 1900000 1425000
Working Capital Loan 0 0 0 0
Promoters Capital 125000 0 0 0
Total 2658311 2598337 2247739 1832114

Total Fixed Capital Invested 2500000

Repayment of Term Loan 0 475000 475000 475000

Repayment of WC Loan 0 0 0 0
Current Assets 0 0 0 0
Total 0 475000 475000 475000

Opening Balance 0 2658311 4781648 6554386

Surplus 2658311 2123337 1772739 1357114
Closing Balance 2658311 4781648 6554386 7911500

9.5 BREAK EVEN POINT AND RATIO ANALYSIS :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Fixed Cost 348588 355975 303988 244613
Variable Cost 527352 602688 678024 678024
Total Cost 875940 958663 982012 922637

Sales 1034250 1182000 1329750 1329750

Contribution (Sales-VC) 506898 579312 651726 651726

B.E.P in % 68.77% 61.45% 46.64% 37.53%

Break Even Sales in Rs. 711241 726314 620241 499095

Break Even Units 2845 2905 2481 1996

Current Ratio 0.00 0.00 0.00 0.00

PMEGP Project Report Page 17

 Net Profit Ratio 15.31% 18.89% 26.15% 30.62%

PMEGP Project Report Page 18

 This Project Report has been prepared based on the data furnished by the entrepreneur whose details are
given in the application.
Place :
Date:
Prepared by :
Full Name : SAGAR VASANT MANDALE

Signature of the Beneficiary

PMEGP Project Report Page 19

 PROJECT REPORT FOR

Affix latest
attested
Photograph

1 Name of the Entreprenuer SAGAR VASANT MANDALE

1
2 Constitution (legal Status) Individual

3 Father's/Spouce's Name #REF!

5 Unit Address : AT POST.BHAKRAWADI

0
Taluk/Block: BADNAPUR

District : BADNAPUR
Pin: 431202 State: #REF!
Phone #REF!
E-Mail #REF!

6 Background of the Proprietor/Partners/Directors : Furnished detailed information in the DPR

7 Name of Business House/Group if any :

8 Details Other Companies/Units in the group :

Other Companies / Units in the Group (Rs. in Lakhs)
Name & Address Business Equity Reserves Loans Turnover *P.B.T **P.A.T
of Company / Unit

* Profit Before Tax ** Profit After Tax

`

8.1 How the activity was financed so far : ( To be filled up in case of existining unit Only )
*Source of Funds Security Rate of Repayment per Present O/s Amount of Default
Interest Month ( Rs. in '000 ) (if any)

8.2 If the Unit is an ancillary one, undertaking to

which it is catering and its address :
8.3 Employment : Present Proposed
0 6
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
Total 6

9 Project Details for Proposed New Unit : Copy of detailed project report is enclosed.
a Expansion / Mordenisation :

b Setting up of New unit :

c Activity for proposed new unit :

d Product / Item proposed to undertake :

9.1 Capacity (Furnish the details of Installed capacity & production : (No. in Units/ Qty. in Kg./Volume in liter per annum)
Capacity is arrived at on the basis of Days working on shift basis
Product & Present Installed Maximum Prod. Proposed Installed Maximum Prod.
By-product if any Capacity Achieved Capacity of 1st Year envisaged
70.00% 527352

9.3 State the manufacturing process in brief :

9.4 Has the proposed process ever been tried in the
country or newly adopted? :

9.5 Technical Arrangements :

9.6 Describe arrangement for Key Official

for managing the proposed unit :
Technical Manpower

Administrative Manpower

Accounting personnel

9.7 Particulars of Land Existing Proposed

Location of the Land :
Area of Land
Status of the Land
Nature of Land
Availability of Water :

9.8 Particulars of Building Existing Proposed

(Enclose the plan & Estimation for the proposed Building) Area Value in Rs. Status Area Value Status
Factory Building :

Ancillary Building

Storage

Total 0.00 0.00

9.9 Plant and Machinery Existing (Value in Rs.) Proposed (Value in Rs.)
Indigenous 1600000.00

Imported

(Enclose the plan layout of the existing plant and machinery )

9.10 Rawmaterials / Components
Req. of Raw material/Components/Chemicals Qty. in Nos./Kgs./Ton Rate/Nos./Kgs/Tons Value in Rs.

Total 0.00

9.11 Utilities (Furnish details on requirement, availability, adequacy, qualitative aspects etc..)
Particulars of Utilities Contracted Load Connected Load Further requirement
in HP/KW/W in HP/KW/W in HP/KW/W
Power

Water

Fuel

Others (Specify)
9.12 Environment Aspect of the Project :

9.13 Requirement of Manpower for the Project :

Particulars of Manpower Total Requirement Salary/Wages per month Cost per Annum
0 6 7000.00 504000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 6 504000.00

9.14 Schedule of Implementation : BAR CHART

Activities Date of Commencement Expected Date of Completion
a. Acquisition of Land
b. Development of Land
c. Civil Works for Factory / Building
Machinery / Foundation etc..
d. Plant & Machinery
Imported
Indigenous
e. Arrangement for power
f. Arrangement for water
g. Errection of equipment
h. Commissioning
I. Procurement of Raw materials/Chemicals
j. Trail Runs
k. Commercial Production
10 Cost of Project :
(Rs. in '000)
Sr.No. Particulars Already Incurred To be Incurred Total Cost
A Land including Development 0.00 0.00

B Building & Other Civil Works 750000.00 750000.00

C Plant and Machinery

1. Indigenous 1600000.00 1600000.00
2. Imported 0.00

D Furniture & Fixture 0.00 0.00

E Testing equipment 0.00

F Miscellaneous Fixed Assets 0.00

G Errection & Installation Charges 0.00

H Contingency 60000.00 60000.00

I Preliminary & Pre-Op. Cost 90000.00 90000.00

J Provision for
1. Buildings 0.00
2. Plant & Machinery 0.00
3. Other Fixed Assets 0.00

K Working Capital for one 0.00 0.00

Operating Cycle

L Total 0.00 2500000.00 2500000.00

 11 Means of Financing :
(Rs. in '000)
Sr.No. Particulars Amount already Amount Proposed Total
Raised to be Raised
A Equity / Promoters Contribution 125000.00 125000.00

B Reserves 0.00

C Term Loans 2375000.00 2375000.00

D Unsecured Loans and Deposits 0.00

(Indicate sources, roi, repayment etc)

E Deferred Payment 0.00

Arrangements including Suppliers credit

F Subsidy
Central Government 875000.00 875000.00
State Government 0.00

G Seed Capital 0.00

H Internal Cash Accruals 0.00

I Other Sources (Specify) 0.00

J Total 0.00 2500000.00 2500000.00

11.1 In case internal accruals are taken as

source of finance explain the basis of
estimation of internal accruals :

11.2 Indicate source from which expenditure

already incurred has been financed :

11.3 % of Promoters contribution of the :

total cost of project
 12 Marketing & Selling Arrangements of the Product :

13 Projected Profitability : Projected Profitability Statement given in the

Detailed Project Report.

14 Projected Cash flow Statement : Projected Cash flow Statement given in the
Detailed Project Report.

% of Cash Sales in Total Sales :

Period in which payment is received Days

in respect of Credit Sales

Average Credit Available on Purchase : Days

15 Working Capital Required for the : Rs. 0.00

anticipated turnover

16 Repayment Programme : Detailed Repayment programme for Term loan and

Working capital loan have been given in the DPR.

17 Details of Securities to be Offered :

17.1 Primary ( Furnish details for term loan and : :

working capital loan separately )
17.2 Collateral, if any (Details) :

17.3 Details of Guarantor(s) :

1. Name
2. Residential Address :

3. Occupation :
4. Details of movable & immovable
properties owned by him /her/other
family members

5 Details of any other similar guarantees:

if any, given to other institutions

18 Government Consents :
(Give deatails of various licenses / consents required to be obtained from various authorities for the proposed project)

19 DECLARATION

I / We hereby declare that the information given herein before and the statements and other
papers enclosed are, to the best of our knowledge and belief, true and correct in all particulars

Date : 0 Signature of the Borrower

Place : 0 Name & Designation (In case of Regd. Inst.)
 Project Report on

Prepared By:
#REF!
Khadi & V.I.Board
#REF!
#REF!
#REF! State: #REF!
e-Mail:
Ph. No.: Fax: