ACTUAL PROFIT RATES 2024

PRODUCT
MONTH JAN - 24
CODE

PKR DEPOSITS
MUDARIB PROFIT SHARING RATIO 45%

DEPOSITOR'S SHARE IN PROFIT 55%

FAYSAL ISLAMIC REMUNERATIVE CURRENT ACCOUNTS

MONTHLY PROFIT PAYMENT FREQUENCY
FAYSAL ISLAMIC MARGIN ACCOUNTS & SECURITY DEPOSIT 365 0.01%
ISLAMIC LOCKERS SECURITY MARGIN ACCOUNT 411 0.01%
FAYSAL ISLAMIC KAMIL ACCOUNTS 355 0.01%
FAYSAL ISLAMIC REHMAT PERSONAL ACCOUNT 786 0.01%
FAYSAL ISLAMIC REHMAT BUSINESS ACCOUNT 787 0.01%
FAYSAL ISLAMI REHMAT ACCOUNT - ROSHAN DIGITAL ACCOUNTS 789 0.01%
FAYSAL ISLAMIC TEZZ TAREEN ASAAN REMMITTANCE ACCOUNT 788 0.01%
FAYSAL ISLAMIC TEZZ TAREEN REMMITTANCE ACCOUNT 791 0.01%
FAYSAL ISLAMIC REHMAT PAYROLL ACCOUNT 405 0.01%
FAYSAL ISLAMIC ASAAN PAYROLL ACCOUNT 404 0.01%
FAYSAL ISLAMIC BASIC PAYROLL ACCOUNT 410 0.01%
FAYSAL ISLAMI - AMAL WOMEN CURRENT REMUNERATIVE ACCOUNT 444 0.01%
FAYSAL ISLAMI AMAL PAYROLL ACCOUNT 0.00%
FAYSAL ISLAMI AMAL WOMEN DIGITAL ACCOUNT 490 0.00%
FAYSAL ISLAMI YOUTH ACCOUNT 0.00%
FAYSAL ISLAMI KHUSHAAL KISAAN ACCOUNT 0.00%
6 MONTHLY PROFIT PAYMENT FREQUENCY
FAYSAL ISLAMI AMAL WOMEN ASAAN ACCOUNT 488 0.01%
FAYSAL ISLAMIC PAYCHEQ PLUS (PAYROLL ACCOUNT) 474 0.01%
FAYSAL ISLAMIC ISLAMIC TAWARRUQ CC NCA 435 0.01%
FAYSAL ISLAMI - TAWARRUQ RCS AGRI NCA 391 0.01%
FAYSAL ISLAMIC ISLAMIC TAWARRUQ CC NCA 422 0.01%
FAYSAL ISLAMI ASAAN YOUTH ACCOUNT 0.00%

Page 1
 PRODUCT
MONTH JAN - 24
CODE
PKR DEPOSITS
MUDARIB PROFIT SHARING RATIO 45%

DEPOSITOR'S SHARE IN PROFIT 55%

FAYSAL ISLAMIC - OTHER SAVING ACCOUNTS

MONTHLY PROFIT PAYMENT FREQUENCY
FAYSAL ISLAMI - ASAAN DIGITAL SAVINGS ACCOUNTS 702 17.00%
FAYSAL ISLAMI - ROSHAN DIGITAL SAVINGS ACCOUNT 413 8.50%
FAYSAL ISLAMI - ROSHAN DIGITAL BLUE SAVINGS ACCOUNT 466 8.50%
FAYSAL ISLAMI - AMAL WOMEN ACCOUNT 443 15.25%
FAYSAL ISLAMI - AMAL DIGITAL SAVING ACCOUNT 491 0.00%
FAYSAL ISLAMI - MANZIL ACCOUNT 420 8.50%
FAYSAL ISLAMI - ZAMIN ACCOUNT 421 8.50%
ALCO / OTHER SAVING FUNDS 442 13.50%
ALCO / OTHER SAVING PLUS FUNDS 471 18.00%
PREMIUM SAVINGS ACCOUNT 472 14.50%
PREMIUM PLUS SAVINGS ACCOUNT 395 15.50%
SPECIAL FINANCIAL INSTITUTION ACCOUNT 396 16.50%
PRESTIGE SAVING ACCOUNT 445 19.50%
PRESTIGE SAVING PLUS ACCOUNT 446 17.50%
PRESTIGE SAVING MAX ACCOUNT 447 19.00%
PLATINUM SAVING ACCOUNT 493 21.00%
PLATINUM SAVING PLUS ACCOUNT 494 18.50%
DAILY PROFIT SAVING ACCOUNT 476 20.50%
FAYSAL ISLAMI MUBARAK SAFAR SAVING ACCOUNT 487 16.00%
YOUTH BRANCH /DIGITAL ACCOUNT 0.00%
PLATINUM SAVING MAX ACCOUNT 485 21.50%
TITANIUM SAVING ACCOUNT 486 20.00%
GOLD SAVING ACCOUNT 508 0.00%
GOLD PLUS SAVING ACCOUNT 509 20.75%
6 MONTHLY PROFIT PAYMENT FREQUENCY
FAYSAL ISLAMI - ASAAN SAVINGS ACCOUNTS 382 17.00%
FAYSAL ISLAMI - AMAL ASAAN SAVING ACCOUNT 489 17.00%
FAYSAL ISLAMI - PAYCHEQ PLUS ACCOUNT 399 8.50%

Page 2
 PRODUCT
MONTH JAN - 24
CODE
PKR DEPOSITS
MUDARIB PROFIT SHARING RATIO 45%

DEPOSITOR'S SHARE IN PROFIT 55%

FAYSAL ISLAMIC SAVINGS ACCOUNTS - INDIVIDUAL

MONTHLY PROFIT PAYMENT FREQUENCY
Tier 1 (1-9,999,999) 307 8.50%
Tier 2 (10,000,000- 49,999,999) 307 8.75%
Tier 3 (50,000,000 - 99,999,999) 307 9.00%
Tier 4 (100,000,000 - 499,999,999) 307 9.25%
Tier 5 (500,000,000 to 999,999,999) 307 0.00%
Tier 6 (1,000,000,000 & above) 307 0.00%

FAYSAL ISLAMIC SAVINGS ACCOUNTS - CORPORATE

MONTHLY PROFIT PAYMENT FREQUENCY
Tier 1 (1-9,999,999) 308 8.50%
Tier 2 (10,000,000- 49,999,999) 308 8.75%
Tier 3 (50,000,000 - 99,999,999) 308 9.00%
Tier 4 (100,000,000 - 499,999,999) 308 9.25%
Tier 5 (500,000,000 to 999,999,999) 308 0.00%
Tier 6 (1,000,000,000 & above) 308 0.00%

FAYSAL ISLAMIC SAVINGS ACCOUNTS - PENSIONER

MONTHLY PROFIT PAYMENT FREQUENCY
Tier 1 (1-9,999,999) 356 8.50%
Tier 2 (10,000,000- 49,999,999) 356 8.75%
Tier 3 (50,000,000 - 99,999,999) 356 0.00%
Tier 4 (100,000,000 - 499,999,999) 356 0.00%
Tier 5 (500,000,000 to 999,999,999) 356 0.00%
Tier 6 (1,000,000,000 & above) 356 0.00%

FAYSAL ISLAMIC SAVINGS ACCOUNTS - DIGITAL SAVING ACCOUNTS

MONTHLY PROFIT PAYMENT FREQUENCY
Tier 1 (1-9,999,999) 708 8.50%
Tier 2 (10,000,000- 49,999,999) 708 0.00%
Tier 3 (50,000,000 - 99,999,999) 708 0.00%
Tier 4 (100,000,000 - 499,999,999) 708 0.00%
Tier 5 (500,000,000 to 999,999,999) 708 0.00%
Tier 6 (1,000,000,000 & above) 708 0.00%

Page 3
 PRODUCT
MONTH JAN - 24
CODE
PKR DEPOSITS
MUDARIB PROFIT SHARING RATIO 45%

DEPOSITOR'S SHARE IN PROFIT 55%

FINANCIAL INSTITUTIONS DEPOSIT

MONTHLY PROFIT PAYMENT FREQUENCY
Tier 1 (1-9,999,999) 321 8.50%
Tier 2 (10,000,000- 49,999,999) 321 8.50%
Tier 3 (50,000,000 - 99,999,999) 321 16.00%
Tier 4 (100,000,000 -499,999,999) 321 0.00%
Tier 5 (500,000,000 to 999,999,999) 321 0.00%
Tier 6 (1,000,000,000 to Above) 321 0.00%

FAYSAL ISLAMIC LIFEPLUS SAVINGS ACCOUNTS

MONTHLY PROFIT PAYMENT FREQUENCY
Tier 1 (0 - 499,999) 386 13.50%
Tier 2 (500,000 - 9,999,999) 386 14.00%
Tier 3 (10,000,000 - 49,999,999) 386 14.50%
Tier 4 (50,000,000 & Above) 386 15.00%

FAYSAL ISLAMIC MUNTAZIM SAVINGS ACCOUNTS

MONTHLY PROFIT PAYMENT FREQUENCY
Tier 1 ( Rs.1 & 9,999,999) 390 8.50%
Tier 2 ( Rs.10,000,000 & 24,999,999) 390 9.00%
Tier 3 ( Rs.25,000,000 & 99,999,999) 390 9.25%
Tier 4 ( Rs.100,000,000 & 499,999,999) 390 9.75%
Tier 5 ( Rs.500,000,000 & above) 390 10.00%

FAYSAL ISLAMIC MUNTAZIM PLUS SAVINGS ACCOUNTS

MONTHLY PROFIT PAYMENT FREQUENCY
Tier 1 ( 1- 9,999,999) 436 11.00%
Tier 2 ( 10,000,000 - 24,999,999) 436 11.50%
Tier 3 ( 25,000,000 & Above) 436 12.50%

FAYSAL ISLAMIC MUNTAZIM SAVINGS ACCOUNTS

6 MONTHLY PROFIT PAYMENT FREQUENCY
Tier 1 ( Rs.1 & 9,999,999) 387 8.50%
Tier 2 ( Rs.10,000,000 & 24,999,999) 387 8.75%
Tier 3 ( Rs.25,000,000 & 99,999,999) 387 9.00%
Tier 4 ( Rs.100,000,000 & 499,999,999) 387 9.25%
Tier 5 ( Rs.500,000,000 & above) 387 0.00%

FAYSAL ISLAMIC MUNTAZIM PLUS SAVINGS ACCOUNTS

6 MONTHLY PROFIT PAYMENT FREQUENCY
Tier 1 ( 1- 9,999,999) 437 11.00%
Tier 2 ( 10,000,000 - 24,999,999) 437 11.50%
Tier 3 ( 25,000,000 & Above) 437 12.50%

Page 4
 PRODUCT
MONTH JAN - 24
CODE
PKR DEPOSITS
MUDARIB PROFIT SHARING RATIO 45%

DEPOSITOR'S SHARE IN PROFIT 55%

FAYSAL ISLAMIC - BARKAT INVESTMENTS CERTIFICATES (PKR)

The following Tenures, Tiers and rates Declared apply for ROSHAN DIGITAL ACCOUNTS as well.

1 MONTH BIIC (Maturity)

Tier 1 ( 50,000 to 999,999) 309 6.25%
Tier 2 ( 1,000,000 to 9,999,999) 309 7.50%
Tier 3 ( 10,000,000 to 49,999,999) 309 7.75%
Tier 4 (50,000,000 and 99,999,999) 309 9.00%
Tier 5 (100,000,000 to 499,999,999) 309 0.00%
Tier 6 (500,000,000 to 999,999,999) 309 0.00%
Tier 7 (1,000,000,000 & abv) 309 0.00%

3 MONTHS BMIC (Monthly)

Tier 1 ( 50,000 to 999,999) 358 6.65%
Tier 2 ( 1,000,000 to 9,999,999) 358 7.15%
Tier 3 ( 10,000,000 to 49,999,999) 358 0.00%
Tier 4 (50,000,000 and 99,999,999) 358 0.00%
Tier 5 (100,000,000 to 499,999,999) 358 0.00%
Tier 6 (500,000,000 to 999,999,999) 358 0.00%
Tier 7 (1,000,000,000 & abv) 358 0.00%
3 MONTHS BIIC (Maturity)
Tier 1 ( 50,000 to 999,999) 311 7.65%
Tier 2 ( 1,000,000 to 9,999,999) 311 7.75%
Tier 3 ( 10,000,000 to 49,999,999) 311 7.75%
Tier 4 (50,000,000 and 99,999,999) 311 0.00%
Tier 5 (100,000,000 to 499,999,999) 311 0.00%
Tier 6 (500,000,000 to 999,999,999) 311 0.00%
Tier 7 (1,000,000,000 & abv) 311 0.00%
6 MONTHS BMIC (Monthly)
Tier 1 ( 50,000 to 999,999) 347 7.45%
Tier 2 ( 1,000,000 to 9,999,999) 347 7.85%
Tier 3 ( 10,000,000 to 49,999,999) 347 0.00%
Tier 4 (50,000,000 and 99,999,999) 347 0.00%
Tier 5 (100,000,000 to 499,999,999) 347 0.00%
Tier 6 (500,000,000 to 999,999,999) 347 0.00%
Tier 7 (1,000,000,000 & abv) 347 0.00%

Page 5
 PRODUCT
MONTH JAN - 24
CODE
PKR DEPOSITS
MUDARIB PROFIT SHARING RATIO 45%

DEPOSITOR'S SHARE IN PROFIT 55%

6 MONTHS BQIC (Quarterly)

Tier 1 ( 50,000 to 999,999) 401 7.45%
Tier 2 ( 1,000,000 to 9,999,999) 401 7.95%
Tier 3 ( 10,000,000 to 49,999,999) 401 0.00%
Tier 4 (50,000,000 and 99,999,999) 401 0.00%
Tier 5 (100,000,000 to 499,999,999) 401 0.00%
Tier 6 (500,000,000 to 999,999,999) 401 0.00%
Tier 7 (1,000,000,000 & abv) 401 0.00%
6 MONTHS BIIC (Maturity)
Tier 1 ( 50,000 to 999,999) 312 7.75%
Tier 2 ( 1,000,000 to 9,999,999) 312 8.00%
Tier 3 ( 10,000,000 to 49,999,999) 312 8.50%
Tier 4 (50,000,000 and 99,999,999) 312 0.00%
Tier 5 (100,000,000 to 499,999,999) 312 0.00%
Tier 6 (500,000,000 to 999,999,999) 312 0.00%
Tier 7 (1,000,000,000 & abv) 312 0.00%

1 YEAR - BMIC (Monthly)

Tier 1 ( 50,000 to 999,999) 348 8.35%
Tier 2 ( 1,000,000 to 9,999,999) 348 8.85%
Tier 3 ( 10,000,000 to 49,999,999) 348 9.25%
Tier 4 (50,000,000 and 99,999,999) 348 0.00%
Tier 5 (100,000,000 to 499,999,999) 348 0.00%
Tier 6 (500,000,000 to 999,999,999) 348 0.00%
Tier 7 (1,000,000,000 & abv) 348 0.00%
1 YEAR - BQIC (Quarterly)
Tier 1 ( 50,000 to 999,999) 327 8.35%
Tier 2 ( 1,000,000 to 9,999,999) 327 8.85%
Tier 3 ( 10,000,000 to 49,999,999) 327 9.35%
Tier 4 (50,000,000 and 99,999,999) 327 0.00%
Tier 5 (100,000,000 to 499,999,999) 327 0.00%
Tier 6 (500,000,000 to 999,999,999) 327 0.00%
Tier 7 (1,000,000,000 & abv) 327 0.00%
1 YEAR - BHIC (Half Yearly)
Tier 1 ( 50,000 to 999,999) 331 8.45%
Tier 2 ( 1,000,000 to 9,999,999) 331 8.95%
Tier 3 ( 10,000,000 to 49,999,999) 331 0.00%
Tier 4 (50,000,000 and 99,999,999) 331 0.00%
Tier 5 (100,000,000 to 499,999,999) 331 0.00%
Tier 6 (500,000,000 to 999,999,999) 331 0.00%
Tier 7 (1,000,000,000 & abv) 331 0.00%
1 YEAR - BIIC (Maturity)
Tier 1 ( 50,000 to 999,999) 313 8.50%
Tier 2 ( 1,000,000 to 9,999,999) 313 9.00%
Tier 3 ( 10,000,000 to 49,999,999) 313 9.50%
Tier 4 (50,000,000 and 99,999,999) 313 0.00%
Tier 5 (100,000,000 to 499,999,999) 313 0.00%
Tier 6 (500,000,000 to 999,999,999) 313 0.00%
Tier 7 (1,000,000,000 & abv) 313 0.00%

Page 6
 PRODUCT
MONTH JAN - 24
CODE
PKR DEPOSITS
MUDARIB PROFIT SHARING RATIO 45%

DEPOSITOR'S SHARE IN PROFIT 55%

2 YEARS - BMIC (Monthly)

Tier 1 ( 50,000 to 999,999) 324 9.25%
Tier 2 ( 1,000,000 to 9,999,999) 324 9.25%
Tier 3 ( 10,000,000 to 49,999,999) 324 0.00%
Tier 4 (50,000,000 & abv) 324 0.00%
2 YEARS - BQIC (Quarterly)
Tier 1 ( 50,000 to 999,999) 328 9.35%
Tier 2 ( 1,000,000 to 9,999,999) 328 0.00%
Tier 3 ( 10,000,000 to 49,999,999) 328 0.00%
Tier 4 (50,000,000 & abv) 328 0.00%
2 YEARS - BHIC (Half Yearly)
Tier 1 ( 50,000 to 999,999) 332 9.45%
Tier 2 ( 1,000,000 to 9,999,999) 332 9.45%
Tier 3 ( 10,000,000 to 49,999,999) 332 0.00%
Tier 4 (50,000,000 & abv) 332 0.00%
2 YEARS - BYIC ( Yearly )
Tier 1 ( 50,000 to 999,999) 338 0.00%
Tier 2 ( 1,000,000 to 9,999,999) 338 0.00%
Tier 3 ( 10,000,000 to 49,999,999) 338 0.00%
Tier 4 (50,000,000 & abv) 338 0.00%
2 YEARS - BIIC (Maturity)
Tier 1 ( 50,000 to 999,999) 335 9.50%
Tier 2 ( 1,000,000 to 9,999,999) 335 9.50%
Tier 3 ( 10,000,000 to 49,999,999) 335 9.50%
Tier 4 (50,000,000 & abv) 335 0.00%
3 YEARS - BMIC (Monthly)
Tier 1 ( 50,000 to 999,999) 325 9.25%
Tier 2 ( 1,000,000 to 9,999,999) 325 9.25%
Tier 3 ( 10,000,000 to 49,999,999) 325 0.00%
Tier 4 (50,000,000 & abv) 325 0.00%
3 YEARS - BQIC (Quarterly)
Tier 1 ( 50,000 to 999,999) 329 0.00%
Tier 2 ( 1,000,000 to 9,999,999) 329 0.00%
Tier 3 ( 10,000,000 to 49,999,999) 329 0.00%
Tier 4 (50,000,000 & abv) 329 0.00%
3 YEARS - BHIC (Half Yearly)
Tier 1 ( 50,000 to 999,999) 333 0.00%
Tier 2 ( 1,000,000 to 9,999,999) 333 0.00%
Tier 3 ( 10,000,000 to 49,999,999) 333 0.00%
Tier 4 (50,000,000 & abv) 333 0.00%
3 YEARS - BYIC ( Yearly )
Tier 1 ( 50,000 to 999,999) 339 9.50%
Tier 2 ( 1,000,000 to 9,999,999) 339 0.00%
Tier 3 ( 10,000,000 to 49,999,999) 339 0.00%
Tier 4 (50,000,000 & abv) 339 0.00%
3 YEARS - BIIC (Maturity)
Tier 1 ( 50,000 to 999,999) 336 9.50%
Tier 2 ( 1,000,000 to 9,999,999) 336 9.50%
Tier 3 ( 10,000,000 to 49,999,999) 336 0.00%
Tier 4 (50,000,000 & abv) 336 0.00%

Page 7
 PRODUCT
MONTH JAN - 24
CODE
PKR DEPOSITS
MUDARIB PROFIT SHARING RATIO 45%

DEPOSITOR'S SHARE IN PROFIT 55%

5 YEARS - BMIC (Monthly)

Tier 1 ( 50,000 to 999,999) 326 9.25%
Tier 2 ( 1,000,000 to 9,999,999) 326 9.25%
Tier 3 ( 10,000,000 to 49,999,999) 326 9.25%
Tier 4 (50,000,000 & abv) 326 0.00%
5 YEARS - BQIC (Quarterly)
Tier 1 ( 50,000 to 999,999) 330 9.35%
Tier 2 ( 1,000,000 to 9,999,999) 330 0.00%
Tier 3 ( 10,000,000 to 49,999,999) 330 0.00%
Tier 4 (50,000,000 & abv) 330 0.00%
5 YEARS - BHIC (Half Yearly)
Tier 1 ( 50,000 to 999,999) 334 0.00%
Tier 2 ( 1,000,000 to 9,999,999) 334 0.00%
Tier 3 ( 10,000,000 to 49,999,999) 334 0.00%
Tier 4 (50,000,000 & abv) 334 0.00%
5 YEARS - BYIC ( Yearly )
Tier 1 ( 50,000 to 999,999) 340 9.50%
Tier 2 ( 1,000,000 to 9,999,999) 340 9.50%
Tier 3 ( 10,000,000 to 49,999,999) 340 0.00%
Tier 4 (50,000,000 & abv) 340 0.00%
5 YEARS - BIIC (Maturity)
Tier 1 ( 50,000 to 999,999) 337 9.50%
Tier 2 ( 1,000,000 to 9,999,999) 337 9.50%
Tier 3 ( 10,000,000 to 49,999,999) 337 0.00%
Tier 4 (50,000,000 & abv) 337 0.00%

Page 8
 PRODUCT
MONTH JAN - 24
CODE
PKR DEPOSITS
MUDARIB PROFIT SHARING RATIO 45%

DEPOSITOR'S SHARE IN PROFIT 55%

FAYSAL ISLAMI - MUNTAZIM BIC

1 MONTH BIIC (Maturity)
Tier 1 ( 50,000 to 499,999) 423 8.50%
Tier 2 ( 500,000 to 999,999) 423 8.75%
Tier 3 ( 1,000,000 to 2,999,999) 423 9.00%
Tier 4 ( 3,000,000 to 7,999,999) 423 10.75%
Tier 5 ( 8,000,000 to 9,999,999) 423 10.85%
Tier 6 ( 10,000,000 to 24,999,999) 423 10.95%
Tier 7 ( 25,000,000 to 49,999,999) 423 16.00%
Tier 8 ( 50,000,000 to 99,999,999) 423 16.75%
Tier 9 ( 100,000,000 to 249,999,999) 423 17.00%
Tier 10 ( 250,000,000 to 499,999,999) 423 17.50%
Tier 11 ( 500,000,000to 1,499,999,999) 423 0.00%
Tier 12 ( 1,500,000,000 & Above) 423 0.00%

3 MONTHS BMIC (Monthly)

Tier 1 ( 50,000 to 499,999) 427 8.50%
Tier 2 ( 500,000 to 999,999) 427 8.75%
Tier 3 ( 1,000,000 to 2,999,999) 427 9.00%
Tier 4 ( 3,000,000 to 7,999,999) 427 11.00%
Tier 5 ( 8,000,000 to 9,999,999) 427 0.00%
Tier 6 ( 10,000,000 to 24,999,999) 427 11.50%
Tier 7 ( 25,000,000 to 49,999,999) 427 0.00%
Tier 8 ( 50,000,000 to 99,999,999) 427 0.00%
Tier 9 ( 100,000,000 to 249,999,999) 427 0.00%
Tier 10 ( 250,000,000 to 499,999,999) 427 0.00%
Tier 11 ( 500,000,000to 1,499,999,999) 427 0.00%
Tier 12 ( 1,500,000,000 & Above) 427 0.00%
3 MONTHS BIIC (Maturity)
Tier 1 ( 50,000 to 499,999) 424 0.00%
Tier 2 ( 500,000 to 999,999) 424 9.00%
Tier 3 ( 1,000,000 to 2,999,999) 424 9.25%
Tier 4 ( 3,000,000 to 7,999,999) 424 11.25%
Tier 5 ( 8,000,000 to 9,999,999) 424 0.00%
Tier 6 ( 10,000,000 to 24,999,999) 424 11.75%
Tier 7 ( 25,000,000 to 49,999,999) 424 12.50%
Tier 8 ( 50,000,000 to 99,999,999) 424 17.40%
Tier 9 ( 100,000,000 to 249,999,999) 424 0.00%
Tier 10 ( 250,000,000 to 499,999,999) 424 0.00%
Tier 11 ( 500,000,000to 1,499,999,999) 424 21.18%
Tier 12 ( 1,500,000,000 & Above) 424 0.00%

Page 9
 PRODUCT
MONTH JAN - 24
CODE
PKR DEPOSITS
MUDARIB PROFIT SHARING RATIO 45%

DEPOSITOR'S SHARE IN PROFIT 55%

6 MONTHS BMIC (Monthly)

Tier 1 ( 50,000 to 499,999) 428 10.00%
Tier 2 ( 500,000 to 999,999) 428 10.50%
Tier 3 ( 1,000,000 to 2,999,999) 428 11.00%
Tier 4 ( 3,000,000 to 7,999,999) 428 11.60%
Tier 5 ( 8,000,000 to 9,999,999) 428 0.00%
Tier 6 ( 10,000,000 to 24,999,999) 428 0.00%
Tier 7 ( 25,000,000 to 49,999,999) 428 11.90%
Tier 8 ( 50,000,000 to 99,999,999) 428 0.00%
Tier 9 ( 100,000,000 to 249,999,999) 428 0.00%
Tier 10 ( 250,000,000 to 499,999,999) 428 0.00%
Tier 11 ( 500,000,000to 1,499,999,999) 428 0.00%
Tier 12 ( 1,500,000,000 & Above) 428 0.00%
6 MONTHS BIIC (Maturity)
Tier 1 ( 50,000 to 499,999) 425 10.50%
Tier 2 ( 500,000 to 999,999) 425 11.00%
Tier 3 ( 1,000,000 to 2,999,999) 425 11.50%
Tier 4 ( 3,000,000 to 7,999,999) 425 11.95%
Tier 5 ( 8,000,000 to 9,999,999) 425 0.00%
Tier 6 ( 10,000,000 to 24,999,999) 425 12.15%
Tier 7 ( 25,000,000 to 49,999,999) 425 0.00%
Tier 8 ( 50,000,000 to 99,999,999) 425 0.00%
Tier 9 ( 100,000,000 to 249,999,999) 425 0.00%
Tier 10 ( 250,000,000 to 499,999,999) 425 0.00%
Tier 11 ( 500,000,000to 1,499,999,999) 425 21.75%
Tier 12 ( 1,500,000,000 & Above) 425 0.00%
1 YEAR - BMIC (Monthly)
Tier 1 ( 50,000 to 499,999) 429 9.50%
Tier 2 ( 500,000 to 999,999) 429 9.60%
Tier 3 ( 1,000,000 to 2,999,999) 429 9.70%
Tier 4 ( 3,000,000 to 7,999,999) 429 12.20%
Tier 5 ( 8,000,000 to 9,999,999) 429 12.30%
Tier 6 ( 10,000,000 to 24,999,999) 429 12.40%
Tier 7 ( 25,000,000 to 49,999,999) 429 12.50%
Tier 8 ( 50,000,000 to 99,999,999) 429 0.00%
Tier 9 ( 100,000,000 to 249,999,999) 429 18.50%
Tier 10 ( 250,000,000 to 499,999,999) 429 0.00%
Tier 11 ( 500,000,000to 1,499,999,999) 429 21.12%
Tier 12 ( 1,500,000,000 & Above) 429 0.00%
1 YEAR - BIIC (Maturity)
Tier 1 ( 50,000 to 499,999) 426 9.95%
Tier 2 ( 500,000 to 999,999) 426 10.05%
Tier 3 ( 1,000,000 to 2,999,999) 426 10.15%
Tier 4 ( 3,000,000 to 7,999,999) 426 12.95%
Tier 5 ( 8,000,000 to 9,999,999) 426 13.05%
Tier 6 ( 10,000,000 to 24,999,999) 426 13.15%
Tier 7 ( 25,000,000 to 49,999,999) 426 13.25%
Tier 8 ( 50,000,000 to 99,999,999) 426 21.75%
Tier 9 ( 100,000,000 to 249,999,999) 426 0.00%
Tier 10 ( 250,000,000 to 499,999,999) 426 0.00%
Tier 11 ( 500,000,000to 1,499,999,999) 426 0.00%
Tier 12 ( 1,500,000,000 & Above) 426 0.00%

Page 10
 PRODUCT
MONTH JAN - 24
CODE
PKR DEPOSITS
MUDARIB PROFIT SHARING RATIO 45%

DEPOSITOR'S SHARE IN PROFIT 55%

FAYSAL ISLAMI - MUNTAZIM BIC

1 MONTH BIIC (Maturity)
Tier 1: (50,000 to 4,999,999) 457 18.50%
Tier 2: (5,000,000 to 99,999,999) 457 19.00%
Tier 3: (100,000,000 to 299,999,999) 457 0.00%
Tier 4: (300,000,000 to 499,999,999) 457 0.00%
Tier 5: (500,000,000 to 999,999,999) 457 0.00%
Tier 6: (1,000,000,000 to 2,999,999,999) 457 0.00%
Tier 7: (3,000,000,000 to 4,999,999,999) 457 0.00%
Tier 8: (5,000,000,000 & above) 457 0.00%
3 MONTHS BMIC (Monthly)
Tier 1: (50,000 to 4,999,999) 459 18.25%
Tier 2: (5,000,000 to 99,999,999) 459 18.50%
Tier 3: (100,000,000 to 299,999,999) 459 0.00%
Tier 4: (300,000,000 to 499,999,999) 459 0.00%
Tier 5: (500,000,000 to 999,999,999) 459 0.00%
Tier 6: (1,000,000,000 to 2,999,999,999) 459 0.00%
Tier 7: (3,000,000,000 to 4,999,999,999) 459 0.00%
Tier 8: (5,000,000,000 & above) 459 0.00%
3 MONTHS BIIC (Maturity)
Tier 1: (50,000 to 4,999,999) 458 19.00%
Tier 2: (5,000,000 to 99,999,999) 458 0.00%
Tier 3: (100,000,000 to 299,999,999) 458 21.50%
Tier 4: (300,000,000 to 499,999,999) 458 0.00%
Tier 5: (500,000,000 to 999,999,999) 458 21.78%
Tier 6: (1,000,000,000 to 2,999,999,999) 458 22.55%
Tier 7: (3,000,000,000 to 4,999,999,999) 458 21.93%
Tier 8: (5,000,000,000 & above) 458 0.00%
6 MONTHS BMIC (Monthly)
Tier 1: (50,000 to 4,999,999) 461 0.00%
Tier 2: (5,000,000 to 99,999,999) 461 17.75%
Tier 3: (100,000,000 to 299,999,999) 461 0.00%
Tier 4: (300,000,000 to 499,999,999) 461 0.00%
Tier 5: (500,000,000 to 999,999,999) 461 0.00%
Tier 6: (1,000,000,000 to 2,999,999,999) 461 0.00%
Tier 7: (3,000,000,000 to 4,999,999,999) 461 0.00%
Tier 8: (5,000,000,000 & above) 461 0.00%
6 MONTHS BIIC (Maturity)
Tier 1: (50,000 to 4,999,999) 460 0.00%
Tier 2: (5,000,000 to 99,999,999) 460 0.00%
Tier 3: (100,000,000 to 299,999,999) 460 0.00%
Tier 4: (300,000,000 to 499,999,999) 460 0.00%
Tier 5: (500,000,000 to 999,999,999) 460 20.10%
Tier 6: (1,000,000,000 to 2,999,999,999) 460 0.00%
Tier 7: (3,000,000,000 to 4,999,999,999) 460 0.00%
Tier 8: (5,000,000,000 & above) 460 0.00%

Page 11
 PRODUCT
MONTH JAN - 24
CODE

PKR DEPOSITS
MUDARIB PROFIT SHARING RATIO 45%

DEPOSITOR'S SHARE IN PROFIT 55%

1 YEAR - BMIC (Monthly)

Tier 1: (50,000 to 4,999,999) 463 0.00%
Tier 2: (5,000,000 to 99,999,999) 463 18.50%
Tier 3: (100,000,000 to 299,999,999) 463 0.00%
Tier 4: (300,000,000 to 499,999,999) 463 0.00%
Tier 5: (500,000,000 to 999,999,999) 463 0.00%
Tier 6: (1,000,000,000 to 2,999,999,999) 463 0.00%
Tier 7: (3,000,000,000 to 4,999,999,999) 463 0.00%
Tier 8: (5,000,000,000 & above) 463 0.00%
1 YEAR - BIIC (Maturity)
Tier 1: (50,000 to 4,999,999) 462 20.00%
Tier 2: (5,000,000 to 99,999,999) 462 20.25%
Tier 3: (100,000,000 to 299,999,999) 462 22.00%
Tier 4: (300,000,000 to 499,999,999) 462 22.00%
Tier 5: (500,000,000 to 999,999,999) 462 21.00%
Tier 6: (1,000,000,000 to 2,999,999,999) 462 0.00%
Tier 7: (3,000,000,000 to 4,999,999,999) 462 21.90%
Tier 8: (5,000,000,000 & above) 462 0.00%

Page 12
 PRODUCT
MONTH JAN - 24
CODE

PKR DEPOSITS
MUDARIB PROFIT SHARING RATIO 45%

DEPOSITOR'S SHARE IN PROFIT 55%

FAYSAL ISLAMI - MUNTAZIM BIC PREMIUM

1 MONTH
Tier 1: (50,000 to 4,999,999) 397 0.00%
Tier 2: (5,000,000 to 99,999,999) 397 0.00%
Tier 3: (100,000,000 to 299,999,999) 397 0.00%
Tier 4: (300,000,000 to 499,999,999) 397 0.00%
Tier 5: (500,000,000 to 999,999,999) 397 0.00%
Tier 6: (1,000,000,000 to 2,999,999,999) 397 0.00%
Tier 7: (3,000,000,000 to 4,999,999,999) 397 0.00%
Tier 8: (5,000,000,000 & above) 397 0.00%

3 MONTHS - Monthly
Tier 1: (50,000 to 4,999,999) 448 0.00%
Tier 2: (5,000,000 to 99,999,999) 448 0.00%
Tier 3: (100,000,000 to 299,999,999) 448 0.00%
Tier 4: (300,000,000 to 499,999,999) 448 0.00%
Tier 5: (500,000,000 to 999,999,999) 448 0.00%
Tier 6: (1,000,000,000 to 2,999,999,999) 448 0.00%
Tier 7: (3,000,000,000 to 4,999,999,999) 448 0.00%
Tier 8: (5,000,000,000 & above) 448 0.00%
3 MONTHS - Maturity
Tier 1: (50,000 to 4,999,999) 449 0.00%
Tier 2: (5,000,000 to 99,999,999) 449 21.75%
Tier 3: (100,000,000 to 299,999,999) 449 23.57%
Tier 4: (300,000,000 to 499,999,999) 449 22.50%
Tier 5: (500,000,000 to 999,999,999) 449 0.00%
Tier 6: (1,000,000,000 to 2,999,999,999) 449 21.75%
Tier 7: (3,000,000,000 to 4,999,999,999) 449 0.00%
Tier 8: (5,000,000,000 & above) 449 0.00%

Page 13
 PRODUCT
MONTH JAN - 24
CODE

PKR DEPOSITS
MUDARIB PROFIT SHARING RATIO 45%

DEPOSITOR'S SHARE IN PROFIT 55%

FAYSAL ISLAMIC INSTITUTIONAL INVESTMENTS CERTIFICATES

1 MONTH BIIC (Maturity)
Tier 1 ( 50,000 & Above) 374 0.00%
3 MONTHS BMIC (Monthly)

Tier 1 ( 50,000 & Above) 378 0.00%

3 MONTHS BIIC (Maturity)
Tier 1 ( 50,000 & Above) 375 9.05%
6 MONTHS BMIC (Monthly)
Tier 1 ( 50,000 & Above) 379 8.95%
6 MONTHS BIIC (Maturity)
Tier 1 ( 50,000 & Above) 376 9.15%
12 MONTHS BMIC (Monthly)

Tier 1 ( 50,000 & Above) 380 9.00%

12 MONTHS BIIC (Maturity)

Tier 1 ( 50,000 & Above) 377 9.25%

PKR 1 YEAR BIC POOL & SPECIAL BIC 1 YEAR POOL

1 YEAR BMIC (Monthly)
Tier 1 ( 500,000 to 9,999,999) 320 16.75%
Tier 2 ( 10,000,000 & Above) 320 17.00%
1 YEAR BIIC (Maturity)
Tier 1 ( 500,000 to 9,999,999) 317 17.75%
Tier 2 ( 10,000,000 & Above) 317 0.00%
1 YEAR BMIC (Monthly)
Tier 1 ( 500,000 to 9,999,999) 1MS 16.75%
Tier 2 ( 10,000,000 & Above) 1MS 17.00%
1 YEAR BIIC (Maturity)
Tier 1 ( 500,000 to 9,999,999) 1YS 17.75%
Tier 2 ( 10,000,000 & Above) 1YS 18.00%

FAYSAL ISLAMIC LIFE PLUS INVESTMENT CERTIFICATE - 1 YEAR

1 YEAR BMIC (Monthly)
Tier 1 ( 50,000 TO 4,999,999) 464 16.75%
Tier 2 ( 5,000,000 & Above) 464 17.00%
1 YEAR BIIC (Maturity)
Tier 1 ( 50,000 TO 4,999,999) 465 17.75%
Tier 2 ( 5,000,000 & Above) 465 18.00%

Page 14
 PRODUCT
MONTH JAN - 24
CODE

PKR DEPOSITS
MUDARIB PROFIT SHARING RATIO 45%

DEPOSITOR'S SHARE IN PROFIT 55%

ISLAMIC LONG TERM FINANCING FACILITY & REFINANCE SCHEMES -

New Tiers effective October 2023
Islamic Financing Facility for Renewable Energy- (IFRE) BRE 1.9998%

Islamic Financing Facility for Renewable Energy- (IFRE) BRE 2.9997%

Islamic Long Term Financing Facility DLB 1.9998%

Islamic Long Term Financing Facility DLB 2.4998%

Islamic Long Term Financing Facility DLB 2.7001%

Islamic Long Term Financing Facility DLB 2.9997%

Islamic Long Term Financing Facility DLB 3.9996%

Islamic Long Term Financing Facility DLB 4.4996%

Islamic Long Term Financing Facility DLB 6.9994%

Islamic Temporary Economic Refinance Facility (ITERF) DLE 1.0000%

Islamic Refinance Facility for Combating COVID – 19 (IRFCC) SBI 0.0105%

Islamic Financing Facility for Storage of Agricultural Produce (IFFSAP) SFP 1.9998%

Page 15
Page 16
 PRODUCT
MONTH JAN - 24
CODE

USD DEPOSITS
MUDARIB PROFIT SHARING RATIO 90%

DEPOSITOR'S SHARE IN PROFIT 10%

FAYSAL ISLAMIC - OTHER USD SAVING ACCOUNTS

MONTHLY PROFIT PAYMENT FREQUENCY
FAYSAL ISLAMI MARGIN ACCOUNTS & SECURITY DEPOSIT 412 0.0433%
FAYSAL ISLAMI LOCKERS SECURITY MARGIN ACCOUNT 417 0.0000%
FAYSAL ISLAMI REHMAT ACCOUNT USD-NRP 790 0.0433%
FAYSAL ISLAMI SAVING ACCOUNT USD-NRP 414 0.0433%
FAYSAL ISLAMI - ROSHAN DIGITAL BLUE SAVING ACCOUNT 467 0.0433%

FAYSAL ISLAMIC SUPER SAVING ACCOUNT

MONTHLY PROFIT PAYMENT FREQUENCY
Tier 1 ( USD 1 to USD 49,999) 385 8.6505%
Tier 2 ( USD 50,000 to USD 499,999) 385 9.7319%
Tier 3 ( USD 500,000 to USD 999,999) 385 0.0000%
Tier 4 ( USD 1,000,000 above) 385 0.0000%

FAYSAL ISLAMI USD SAVING ACCOUNTS

MONTHLY PROFIT PAYMENT FREQUENCY

Tier 1 ( 0 to USD 49, 999) 370 0.0433%

Tier 2 ( USD 50,000 to USD 199,999) 370 0.2163%
Tier 3 ( USD 200,000 & above) 370 0.4325%

FAYSAL ISLAMI USD SAVING ACCOUNTS - DIGITAL

MONTHLY PROFIT PAYMENT FREQUENCY

Tier 1 ( 0 to USD 49, 999) 709 0.0433%

Tier 2 ( USD 50,000 to USD 199,999) 709 0.0000%
Tier 3 ( USD 200,000 & above) 709 0.0000%

Page 17
FAYSAL ISLAMIC USD SAVING ACCOUNTS - 6 Monthly
6 MONTHLY PROFIT PAYMENT FREQUENCY
Tier 1 ( 1 to USD 49, 999) 351 0.0433%
Tier 2 ( USD 50,000 to USD 199,999) 351 0.2163%
Tier 3 ( USD 200,000 & above) 351 0.4325%

FAYSAL ISLAMIC - BARKAT INVESTMENT CERTIFICATES (USD)

The following Tenures, Tiers and Expected Rates apply for ROSHAN DIGITAL ACCOUNTS as well.
1 MONTH BIIC (Maturity)
Tier 1 ( USD 1 to USD 49,999) 341 0.0000%
Tier 2 ( USD 50,000 above) 341 0.0000%
3 MONTHS BIIC (Maturity)

Tier 1 ( USD 1 to USD 49,999) 371 0.0433%

Tier 2 ( USD 50,000 above) 371 0.4325%
6 MONTHS BIIC (Maturity)

Tier 1 ( USD 1 to USD 49,999) 372 0.0433%

Tier 2 ( USD 50,000 above) 372 0.6488%
12 MONTHS BIIC (Maturity)

Tier 1 ( USD 1 to USD 49,999) 373 0.0433%

Tier 2 ( USD 50,000 above) 373 0.0000%

Page 18
 PRODUCT
MONTH JAN - 24
CODE

EURO DEPOSITS
MUDARIB PROFIT SHARING RATIO 90%

DEPOSITOR'S SHARE IN PROFIT 10%

FAYSAL ISLAMIC SUPER SAVER ACCOUNT EURO Monthly Profit

Tier 1 (0 to EUR 49, 999) 492 0.0000%
Tier 2 (EUR 50,000 & 499,999) 492 0.0000%
Tier 3 (EUR 500,000 & 999,999) 492 0.0000%
Tier 4 (EUR 1,000,000 & above) 492 0.0000%

FAYSAL ISLAMIC EURO SAVING ACCOUNTS

MONTHLY PROFIT PAYMENT FREQUENCY
Tier 1 ( EURO 1 to EURO 49, 999) 349 0.3907%
Tier 2 ( EURO 50,000 to EURO 199,999) 349 0.3907%
Tier 3 ( EURO 200,000 & above) 349 1.9534%

FAYSAL ISLAMIC EURO SAVING ACCOUNTS

6 MONTHLY PROFIT PAYMENT FREQUENCY
Tier 1 ( EURO 1 to EURO 49, 999) 352 0.3907%
Tier 2 ( EURO 50,000 to EURO 199,999) 352 1.9534%
Tier 3 ( EURO 200,000 & above) 352 1.9534%

FAYSAL ISLAMIC - BARKAT INVESTMENT CERTIFICATES (EURO)

1 MONTH BIIC (Maturity)
Tier 1 ( EURO 1 to EURO 49,999) 342 0.0000%

Tier 2 ( EURO 50,000 above) 342 0.0000%

3 MONTHS BIIC (Maturity)
Tier 1 ( EURO 1 to EURO 49,999) 343 0.0000%

Tier 2 ( EURO 50,000 above) 343 0.0000%

6 MONTHS BIIC (Maturity)
Tier 1 ( EURO 1 to EURO 49,999) 344 0.0000%

Tier 2 ( EURO 50,000 above) 344 0.0000%

12 MONTHS BIIC (Maturity)
Tier 1 ( EURO 1 to EURO 49,999) 345 0.0000%

Tier 2 ( EURO 50,000 above) 345 0.0000%

Page 19
 PRODUCT
MONTH JAN - 24
CODE

GBP DEPOSITS
MUDARIB PROFIT SHARING RATIO 90%

DEPOSITOR'S SHARE IN PROFIT 10%

FAYSAL ISLAMIC GBP SAVING ACCOUNTS

Tier 1 ( GBP 1 to GBP 49, 999) 350 0.3770%

Tier 2 ( GBP 50,000 to GBP 199,999) 350 1.8846%

Tier 3 ( GBP 200,000 & above) 350 1.8846%

FAYSAL ISLAMIC GBP SAVING ACCOUNTS

Tier 1 ( GBP 1 to GBP 49, 999) 353 0.3770%

Tier 2 ( GBP 50,000 to GBP 199,999) 353 1.8846%

Tier 3 ( GBP 200,000 & above) 353 1.8846%

FAYSAL ISLAMIC - BARKAT INVESTMENT CERTIFICATES (GBP)

1 MONTH BIIC (Maturity)

Tier 1 ( GBP 1 to GBP 49,999) 346 0.0000%

Tier 2 ( GBP 50,000 above) 346 0.0000%

3 MONTHS BIIC (Maturity)

Tier 1 ( GBP 1 to GBP 49,999) 392 0.3770%

Tier 2 ( GBP 50,000 above) 392 0.0000%

6 MONTHS BIIC (Maturity)

Tier 1 ( GBP 1 to GBP 49,999) 393 0.0000%

Tier 2 ( GBP 50,000 above) 393 0.0000%

12 MONTHS BIIC (Maturity)

Tier 1 ( GBP 1 to GBP 49,999) 394 0.0000%

Tier 2 ( GBP 50,000 above) 394 0.3770%

Page 20