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The Global Financial Tsunami During 2007-2009
The Global Financial Tsunami during 2007 2009 is considered as the most serious financial crisis
since the second half of the twentieth century, leading to liquidity shortage in the world s main
financial markets, further influencing the real economy, and sending the world into recession. This
crisis primarily stemmed from the subprime mortgage crisisin the U.S., which can be interpreted as
the banking emergency triggered by the burst of the real estate market bubble, excessive credit, and
abuse of financial derivative instruments (Szyszka, 2011). Most studies about the chief culprit of
this crisis mainly focused on institutional failure (Barberis, 2011), while psychological factors also
played a central role because of animal spirits ... Show more content on Helpwriting.net ...
It can be intensified by the tendency that people evaluate highly possible and unlikely events very
extremely, that is, regard high probability as certainty and very low probability as impossibility
(Kahneman and Tversky, 1979). The non linear probability weighting function is shown in Figure 1.
Risk undervaluation is mainly attributed to overconfidence, which is the tendency to exaggerate the
predictive ability and assess the situation over optimistically (Rizzi, 2010). According to Lichtenstein
and Fischhoff (1977), experts are more prone to be overconfident than nonexperts because of the
awareness of their knowledge. This was reflected by managers overreliance on quantitative risk
models without understanding their limitations.
Overconfidence is related to five types of heuristics, which are illusion of control, anchoring,
hindsight, representativeness bias, and confirmation bias. Illusion of control is the belief that people
can influence outcomes that actually cannot be influenced (Langer, 1975). By relying on
quantitative credit scoring models, managers believed that they can take charge of the market,
overlooking the concept of systematic risk, which can never be avoided. Anchoring refers to the
behavior that people evaluate an event based on past data (Dedu, Sebastian and Radu, 2011).
Because financial derivative instruments became increasingly complex, managers were
Jonathan Edwards Research Paper
Cooper Heaton
American Literature 1
Dr. Stephen Monti
February 26, 2017
Jonathan Edwards
Jonathan Edwards is one of the most misunderstood people in American History. Some people
despise him for embodying everything that there is to hate about American Christianity, while others
praise him for his marvelous understanding of God. His views were formed because of people s lack
of spirituality during the Great Awakening. This infuriated him, therefore he used harsh imagery
and metaphors to make people fear God s wrath. His sermons paint a picture of an angry God but
was it really Edwards own anger that he described in his writings?
Jonathan Edwards was a renowned and influential Puritan leader. He was active in a time of spiritual
weariness in ... Show more content on Helpwriting.net ...
Without Edwards dedicating most of his life to trying to interpret God, preachers today would
have a tougher time creating a sermon, but his writing talents are also what would backfire on
him. His imagery helped show God s hell, instead of showing God s beauty. Although before you
say Edwards was just an angry man or that he was angry with God you must realize the time it
was written. The Great Awakening was a time where people started becoming more concerned
with worldly matters. He thought that some people found the pursuit of wealth to be more
important than the pursuit of God. People even started suggesting that predestination was wrong
and that by doing good works, they could earn their way to heaven. Edwards was furious with
that idea and that is why he calls God an angry judge. Although Jonathan Edwards had some
unorthodox beliefs, he tried to help bring people closer to God. Because of his intense sermons
and trying to make people fear God, people today do not understand the context of his work.
Jonathan Edwards was an extremely religious man, he was so intense in his beliefs that when
people did not share his views it made him angry. I believe he makes God look angry because of his
anger towards nonbelievers. For that reason, Jonathan Edwards is one of the most misunderstood
Americans in history.
Works Cited
Lauter, John. Sinners in the Hands of an Angry God. The
Use Of Imagery In Poe s Annabel Lee
Love is a strong word but the bond it holds is even stronger. Loving someone through cancer,
death, or distance are all forms of strong bonds. In Annabel Lee , love comes by never leaving
each others side. In Poe s poem, Annabel Lee the author uses diction, imagery and hyperbole to
show that love is stronger than death. Poe uses imagery to create on the events that were taking
place at the time. He describes how he pictured In a kingdom by the sea (2) as a place that will
hold their bond forever. This piece of imagery shows that the word royalty might be used to say that
he imagined themselves above all with their love. This demonstrates that people around them wanted
devotion like theirs. In addition, he states The angels, not half so happy in heaven, . (21) This shows
how even the angels in heaven were not happy with their lives therefore, that was a reason they
envied Annabel leeand him. Additionally, trying to destroy it and separate them. Many people will
envy you in many ways and will try to destroy the affection and bond two people have together but
only the ones that are meant to be will survive through it all.... Show more content on Helpwriting.net
...
In the poem Annabel Lee he states, And neither the angels in heaven above, Nor the demons
down under the sea, Can ever dissever my soul from the soul of my beautiful Annabel Lee . This
statement shows how he is explaining that the angels and the demons are attempting to separate
them. You usually would not expect the angels to be bad guys in a poem instead you would see
them being heroes. To add on, Poe says With a love that the winged seraphs of heaven coveted her
and me The word coveted means desired. This shows how the winged seraphs of heaven desired to
have something like Annabel lee and Poe
Colombia s Political System And Policies
I was a stranger in a foreign country and I was surrounded by numerous people known to have
killed in the past. This is how I spent many afternoons during the summer of 2014. That year, I
traveled to a city called Cartagena in the South American country of Colombia. At this time, I had
big plans of studying law and getting involved in politics. I was involved in a joint program
between my undergraduate university and the University of Cartagena, which is where I was
introduced to Professor Germán Ruiz. Professor Ruiz worked in the university s global and
public policy office and I was offered an internship with him. I assumed I would be learning about
Colombia s political system and policies but I was surprisingly mistaken. The first day of my
internship was the day Professor Ruiz told me about Bonché. Bonché was a social project aimed at
combating urban youth violence by using sports to help generate a sustained dialogue between rival
street gangs. The project would engage youth gangmembers in certain outlets that would eventually
lead toward open conversations between enemies in an effort to better their communities as a team.
I had the opportunity to be involved in the beginning stages of this project. Professor Ruiz, one
social worker, one former gang member, and I would travel to the outlying neighborhoods in
Cartagena and convince known violent gang members to take part in our project and figure out how
best to implement it. The first day of fieldwork we went to a
Imbalance Case Studies
The aim and objective of this dissertation was to contribute to the fascinating body of knowledge in
the field of gender imbalance throughout two of sports most prolific governing bodies, the LTA
(Lawn Tennis Association) and the FA (Football Association). To this end, a case study was
conducted into the process of the defining desideratum in tipping the genderimbalance, if any, in
both governing bodies. A review of existing literature led to the formation this was able to guide the
primary research. Through the medium of semi structured interviews questions respondents were
asked to address a number of issues which included, what are both organisations actively doing
through their policies to address gender imbalance? How are they building,
Essay on The Moment of Inertia of a Disk and a Ring
Objective: The objective of this laboratory was to theoretically calculate the moment of inertia of a
disk and a ring and then to verify the moment of inertia for both objects through experiment. This
laboratory shows that while the theoretical is not within the uncertainty of the experimental, both
values are extremely similar to each other.
Data and Analysis:
Data:
Table 1: The Angular Acceleration of No Ring and Ring
TrialNo RingRing
5g4.57 ± 0.005 rad/s21.32 ± 0.005 rad/s2
10g13.16 ± 0.005 rad/s23.09 ± 0.005 rad/s2
15g20.45 ± 0.005 rad/s24.83 ± 0.005 rad/s2
20g27.89 ± 0.005 rad/s26.60 ± 0.005 rad/s2
25g35.65 ± 0.005 rad/s28.35 ± 0.005 rad/s2 Table 2: The Average Experimental and Theoretical
Moment of Inertia for No ... Show more content on Helpwriting.net ...
This calculation will be done later on. After using equation 1 to find the experimental moment of
inertia, the average and standard deviation of the five trials for No Ring and Ring were calculated
using Excel commands for average and standard deviation. The averages will be used later on in
order to calculate the experimental moment of inertia for the ring. In the next step, the theoretical
moment of inertia was calculated for the disk by using equation 2.
I_disk^th=1/2 M_d R_d^2(2)
In the equation above, the I_disk^th is the theoretical moment of inertia of the disk, M_d is the
mass of the disk, Rd is the radius of the disk. Next, the theoretical moment of inertia of the Ring was
calculated using equation 3 below.
I_ring^th=1/2 M_r (R_1^2+R_2^2)(3)
In the equation above, I_ring^this the theoretical moment of inertia of the Ring, Mr is the mass of
the ring, R_1^2 is the inner radius of the ring, and R_2^2 is the outer radius of the ring. In order to
compare the experimental and theoretical moments of inertia of the Ring, the experimental moment
of inertia of the ring alone has to be calculated. It is given that the experimental moment of the
system equals to the experimental moment of inertia of the ring plus the experimental moment of
inertia of the disk. The experimental moment of inertia can be found by solving
Social Issues In The Grapes Of Wrath
In the novel The Grapes of Wrath, we are shown many social issues within the story. Social issues
are displayed through homelessness, adaptation, prejudice and more. The social issues bring the
novel together as one, and they have a great effect on the Okies in the book. Also, adaptation plays
a big part in the social issues. Steinbeck captures great struggles in migrant work on the farm and
shows how workers needed to come together as one. Homelessness is just one of the social issues
that are displayed in the novel. John Steinbeckfocus on families that are homeless and have
nowhere to go. The ex pastor Casey was just one of the family people and families that were
affected in the novel by being homeless. Mostly everyone is homeless, and due to the bankers
powerful role, it makes it that much harder to live in the novel: They breath profits they eat the
interest on the money. If they don t get it, they die the way you die without air, with out side meat (
Steinbeck 35). This quotes shows us that the bankers did anything to get to the money of the people
and the farmers. All the farmers should have collaborated together as one to fight against the
businessmen and bankers. The farmers went West and left with close to nothing. Many people died
in the novel including grandpa and grandma who die on the quest of getting to California. Families
in the novel also had children that were dying of starvation. How can you frighten a man whose
hunger is not only in his own
The Advantages Of Corporate Social Responsibility
Advantages of Corporate Social Responsibility There is a change in the expectation of
employees, customers and shareholders which makes CSR more favorable in doing business
today. It is a more sustainable way of doing business and those organization which are more
involved in corporate social responsibility will most likely reap the rewards in the longrun.In
today s fast speed and digital world, each business despite its size need to have CSR program in
place. Those without CSR programs must implement it as fast as possible otherwise they will lose
valuable stakeholders in the long run. Innovation Companies lthat incorporate CSR in their strategic
objectives are more innovative,for example Unilever was able to create new products such as... Show
more content on Helpwriting.net ...
Companies will be able to reduce unnecessary waste of money on expensive advertising
campaigns rather they generate free publicity and benefit from worth of mouth marketing.
Kenneth Cole in the United States of America is well known for sponsoring HIV and AIDs
prevention and awareness programs. The company is making huge amounts of revenue and the
brand name is well known for its charitable activities. Costs reductions A CSR program if
conducted properly can reduce costs through more efficient staff hire and retention. The company
will reduce the costs of continuous recruitment and selection because of lower turnover rate. It also
reduce costs by implementing energy savings programs, managing potential risks and liabilities
more effectively as well as less investment in traditional advertising. Companies like Unilever,
Google, BMW, Microsoft, Benny and Jerry are known for their charitable deeds and they are
thriving because they able to attract the best employees in the world because of their reputation.
Recycling of products increases the life span of the products and promotes greater use of renewable
resources which is cost effective to the
