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AU, Jana, Ujjivan report lower Q2 net profit, on higher expenses, credit cost
Small finance banks faced profitability pressures in the second quarter due to higher credit costs and expenses. AU Small Finance Bank saw a dip in net profit, while Ujjivan and Jana reported significant drops. Lenders expressed confidence in improving credit quality from unsecured business in the coming quarter.
Small finance banks see profit squeeze in Q2 as credit costs, expenses rise; hope for growth uptick
Small finance banks reported lower profits this quarter. Higher credit costs and expenses impacted their earnings. AU Small Finance Bank, Jana, and Ujjivan all saw their net interest margins contract. Despite these challenges, the banks expressed confidence in improving credit quality from unsecured lending in the coming months. Loan books showed growth, with a focus on secured assets.
India bonds edge up on softer state debt cut-offs; RBI minutes in focus
Indian government bonds ended slightly higher on Tuesday, buoyed by lower cut-offs at the weekly state debt auction, while traders awaited minutes from the central bank's latest policy meeting.
Centre implementing Shyama Prasad Mookerjee's policies, says RSS leader
An RSS ideologue asserts the current government follows Shyama Prasad Mookerjee's vision. He links Mookerjee's past statements to the Citizenship Amendment Act, emphasizing the need to protect Hindus. He also connects Mookerjee's ideas to the National Education Policy and the Aatmanirbhar Bharat program. The Kerala government has previously criticized the Raj Bhavan for hosting such lectures.
Indigenous Peoples' Day: Top LGBTQ+ films, TV shows, and documentaries you can watch on October 13. Full list
Indigenous Peoples Day is observed on the second Monday of October. Several US states now honor this day, some replacing Columbus Day. The observance celebrates Native American heritage and acknowledges ongoing struggles. This recognition reflects a growing awareness of Indigenous history and culture. Media selections are also recommended to further explore these narratives.
Up to 8.15% FD rate for senior citizens investing for three years; Here’s the full list of banks
Senior citizens can now invest in fixed deposit and get interest rates as high as 8.15% for a three-year term, with Utkarsh Small Finance Bank leading the pack. Other banks like Jana and Ujjivan also offer competitive rates. Remember, TDS is deducted if annual FD interest exceeds Rs 1 lakh, but Form 15H can help eligible individuals avoid it. Know how.
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UK PM Keir Starmer listens to 'Tujhe Dekha Toh Ye Jana Sanam' from 'DDLJ'
British Prime Minister Keir Starmer visited Yash Raj Films studio in Mumbai. He listened to the famous song 'Tujhe Dekha Toh Yeh Jaana Sanam' from the movie 'Dilwale Dulhania Le Jayenge'. The studio shared a video of this moment. Starmer met with Indian film producers. Yash Raj Films also announced upcoming projects in the UK.
Quant Small Cap Fund hikes stake in Adani Power and 4 other stocks, trims exposure in 6 firms
Quant Small Cap, the largest scheme under Quant Mutual Fund, raised its stake in Adani Power and four other stocks while trimming exposure to six counters during September.
Actor Bobby Deol's younger son quit studies after Class 12, elder one studied in a 'great college'. What his sons will do next?
Bobby Deol is experiencing a career resurgence. He is also a proud father, discussing his sons Aryaman and Dharam Deol's different life choices. Both sons show interest in films. Bobby emphasises preparation for his elder son Aryaman's acting debut. He acknowledges the pressure on star kids. Read on to know more about their career!
Highest FD rates for senior citizens 2025: Depositors can get up to 8.15% interest rate in this 3-year fixed deposit
Senior citizens can secure high fixed deposit rates now. Banks offer additional interest to seniors. The Reserve Bank of India kept repo rates unchanged. However, banks may still reduce FD rates soon. Small finance banks provide returns up to 8.15%. Investors should consider locking in these rates. DICGC insures deposits up to five lakh rupees in small finance banks.
Vande Mataram song's 150 years to be celebrated across India: Govt
The Union Cabinet has decided to celebrate 150 years of the national song, 'Vande Mataram', across India. Composed by Bankimchandra Chatterji and accorded national song status by the Constituent Assembly, the celebrations acknowledge its crucial role in the freedom struggle. This Sanskrit composition holds equal status with the national anthem.
Vijay Kumar Malhotra passes away: From Lahore to first Delhi BJP chief; a look at the veteran parliamentarian's life
Veteran BJP leader Vijay Kumar Malhotra, the first president of the party's Delhi unit, passed away at 94. A central figure in Delhi politics, he was a five-time MP who famously defeated Manmohan Singh in 1999. Malhotra was also an educationist and sports administrator, respected for his simplicity and public service.
'Pained by his passing away': PM Modi condoles death of first Delhi BJP President Vijay Kumar Malhotra
Senior BJP leader Vijay Kumar Malhotra passed away at 93 in New Delhi. Prime Minister Narendra Modi mourned his death, highlighting his role in strengthening the party in Delhi. Malhotra served as the first Delhi BJP president. He was a five-time Member of Parliament and a two-time MLA. AIIMS confirmed his passing on September 30, 2025.
Next-gen GST reforms to cut household costs by Rs 20,000 on annual expenditure of Rs 1 lakh: PM Modi
Prime Minister Narendra Modi on Monday said the next generation of Goods and Services Tax (GST) reforms will help households save nearly ₹20,000 annually on spending of ₹1 lakh towards daily needs. Speaking after inaugurating the Delhi BJP office, he said the BJP-NDA government has provided a new model of governance focused on development, service, and curbing corruption.
We will form government with more than two-thirds majority in Bihar: BJP's Dilip Jaiswal
BJP state president Dilip Jaiswal expressed confidence that the National Democratic Alliance (NDA) will achieve a two-thirds majority in the upcoming Bihar Legislative Assembly elections. He mentioned a meeting with Union Home Minister Amit Shah to discuss effective election strategies.
FD rate up to 8.4% for senior citizens investing for five years; Know the full list of banks
Senior citizens can secure fixed deposit rates of 8.4 percent. Some banks offer this for a five-year term. Investments up to three crore rupees qualify. Small finance banks provide these returns. DICGC insurance covers up to five lakh rupees. Tax rules for financial year 2025-26 allow rebates. Form 15H helps avoid TDS deduction.
RBI’s cell on regulations, advisory group to help systematic, timely review of rules
The Reserve Bank of India has established a Regulatory Review Cell (RRC) within its Department of Regulation to streamline regulatory changes and expedite the review process. This initiative includes an independent Advisory Group on Regulation, chaired by SBI MD Rana Ashutosh Kumar Singh, to gather industry feedback.
OG trailer released: Fan buys Pawan Kalyan's upcoming Telugu movie ticket for a whopping price in an auction. Guess how much it is?
The movie They Call Him OG, starring Pawan Kalyan, created buzz. The trailer launched at a Hyderabad event. It was not released online initially. Recently, a fan bought a ticket for a huge amount in an auction. Directed by Sujeeth, the film will be released on September 25, 2025. Read on to know how much the price of a record-breaking ticket is.
FD interest rate up to 8.4%: These three banks offer above 8% interest rate to senior citizens, check details
Senior citizens FD interest rate: Despite recent interest rate reductions by many banks, some small finance banks are offering attractive fixed deposit rates, especially for senior citizens, with rates up to 8.4% for deposits up to Rs 3 crore in September 2025. While these deposits are insured up to Rs 5 lakh, experts advise caution.
I resolve to continue working with even greater energy to realise Viksit Bharat: PM Modi
Prime Minister Narendra Modi, celebrating his 75th birthday, expressed gratitude for the overwhelming wishes and blessings received from across the globe. He pledged to dedicate himself to realizing the vision of a 'Viksit Bharat' with renewed vigor.
RBI forms committee for periodic review of regulations
The Reserve Bank of India (RBI) is establishing a Regulatory Review Cell (RRC) by October 1, 2025, to systematically review its regulations every five to seven years. To enhance stakeholder engagement, an independent Advisory Group on Regulation (AGR), comprising external experts, has been formed.
After putting weight for Madharaasi role, Sivakarthikeyan reveals 3 vegetarian food items that helped him get a leaner look for his next movie. What are they?
Sivakarthikeyan, celebrated for his muscular physique in Madharaasi, has undergone a major physical transformation for his upcoming period drama, Parasakthi. To accurately portray a character from the 1960s, he adopted a disciplined vegetarian diet consisting mainly of three food items. Read on to know what those are.
FD rate up to 8.25% for senior citizens investing for three years; Know the full list of banks
Several banks are offering high fixed deposit rates for senior citizens. If a senior citizen’s total income is Rs 12 lakh under the new tax regime in AY 2026-27, and the tax liability computed after considering the eligible rebate under Section 87A tax rebate is ‘Nil’, he can submit Form 15H so that no TDS is deducted on interest on fixed deposits (FD).
South Africa's top court allows husbands to take wives' surname
South Africa's Constitutional Court has declared sections of the Births and Deaths Registration Act unconstitutional, challenging gender discrimination. The ruling came after two couples were denied the right for husbands to assume their wives' surnames. Parliament has 24 months to amend legislation, allowing individuals the right to assume another surname, promoting equality and challenging patriarchal norms.
India bonds inch up before key inflation data
Indian government bonds gained slightly on Thursday before inflation data in both the U.S. and India.
'Strong democracy relies on Centre and State harmony': CP Radhakrishnan
Chandrapuram Ponnusamy Radhakrishnan, with strong RSS roots and cordial relations across Tamil Nadu's political spectrum, is set to become Vice-President. Highlighting cooperative federalism, he admires leaders across party lines while upholding core RSS principles. His election signifies a strategic move by the ruling alliance, balancing ideological commitment with political maturity.
Quant Small Cap Fund hikes stake in Gland Pharma & 2 other stocks, exits Siemens Energy, PG Electroplast in August
Quant Small Cap Fund, managed by Quant Mutual Fund, strategically adjusted its portfolio in August. The fund increased its stakes in Gland Pharma, Ethos, and Aster DM Healthcare, signaling confidence in these companies. Conversely, it fully exited Siemens Energy India and PG Electroplast.
Pawan Kalyan's OG sets box-office record in America 3 weeks ahead of its release
Pawan Kalyan's They Call Him OG is creating a buzz in North America, achieving record-breaking pre-sales before its release. The Telugu film has already surpassed $1 million in pre-sales, driven by strong fan support and marketing efforts. Read on to know more about it!
Jana, Ujjivan may sidestep promoter ring-fencing in universal bank shift
Experts suggest Jana SFB and Ujjivan SFB may bypass the promoter ring-fencing requirement for universal bank licenses, unlike AU SFB. Jana already has a listed holding company, while Ujjivan is fully publicly held after a reverse merger. This transition offers benefits like reduced capital adequacy and priority sector lending targets, enhancing their branding and deposit mobilization.
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