LOAN MARKET
Carvana under fire: Is it the 'Cockroach' Jamie Dimon just warned investors about?
Carvana is listed in New York Stock Exchange (NYSE). Online used car dealer 'Carvana' share price has gone up 70 per cent in 2025, and 1,780 per cent in past three years.
ICICI Bank Q2 net profit up 5% to Rs 12,359 cr on lower provisions, beats estimates
ICICI Bank's net profit rose 5.2% to Rs 12,359 crore in Q2, exceeding market expectations due to lower provisions. Despite a predicted marginal rise in credit cost, the bank anticipates better loan growth in the second half of the fiscal year, supported by government initiatives.
ET Prime Series: Q2 earnings estimate special Part 2 – Will banks deliver a surprise?
The earnings season is an important time in the yearly market calendar. If you are a trader, it is an opportunity to exploit the up/down movement of stock prices. As an investor, it helps you figure out whether managements are delivering on promises. It is also a volatile period – and with a good reason. There is something which causes the volatility. What is that something? Which stocks are going to be up or down earnings announcement day? The answers depend on many factors. While many of them cannot be tracked, some can be. Prices are not reacting to the absolute numbers delivered; they are reacting to the surprise relative to what was priced in.
Banking stocks lead markets to four-month high ahead of Diwali
Indian stock markets saw their best weekly performance in four months. Banking stocks led the rally, fueled by positive business updates and loan growth. Investors are optimistic ahead of the Diwali trading session. While short-term gains are expected, analysts suggest caution post-Diwali as loan growth may not sustain. Foreign investors showed buying interest.
Two regional banks rattle Wall Street - is credit among customers weakening? Jamie Dimon raises alarm
Wall Street credit worries Jamie Dimon warning: Wall Street faces growing worries over credit after Zions and Western Alliance reported loan losses. This has led to a market sell-off. JPMorgan CEO Jamie Dimon warned of more problems hidden in the US economy. Jefferies also faces exposure from a collapsed auto parts supplier. Investors are watching for wider credit stress.
Strides Founder raises Rs 1000 crore to refinance debt
Arun Kumar, founder of Strides Group and OneSource, has secured ₹1,000 crore by pledging shares. This move refinances existing loans, extending maturities and simplifying repayments. The transaction aims to consolidate smaller borrowings into larger, long-term facilities. It reflects a broader effort to clean up the promoter's balance sheet and shows a decline in pledged shares, indicating deleveraging.
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Will First Brands and Tricolor bankruptcy spell the beginning of a wider crisis in the US financial sector?
U.S. financial sector has been jolted by shocking developments pertaining auto parts supplier First Brands and car dealership Tricolor, and Zions Bancorporation and Western Alliance.
US stocks Dow, S&P 500, and Nasdaq move uneasily as Trump calms China trade fears, banks start to recover
US stocks turned higher after President Trump said high tariffs on China will not stay. This helped markets recover from earlier losses caused by worries about bad loans in regional banks. Investors are now mixing risky tech shares with safe options like gold and bonds as market fears ease slightly.
How will US regional banking stocks open after Zions and Western Alliance tumble over risks?
Zions Bancorp and Western Alliance shares at the US Stock Market are under scrutiny following shocking comments from these two banks.
Mortgage rates today dip again: Average 30-year fixed rate at 6.27% - is now the right time to buy a home?
Mortgage rates today: Homebuyers are experiencing a slight relief as mortgage rates have dipped again this week. The national average for a 30-year fixed mortgage now stands at 6.27%, a modest decrease from last year. This offers a more favorable environment for those considering a home purchase, with rates remaining steady but below their 52-week average.
FHA loan access ends for H-1B visa holders and other non-permanent residents, squeezing them out of US housing market
The US government has stopped insuring FHA mortgages for non-permanent residents, including H-1B visa holders, effective May 25. This policy change, aligning with broader immigration restrictions, means only citizens and permanent residents now qualify for these loans. The move significantly reduces non-permanent residents' access to homeownership, impacting entry-level housing markets.
Sihora Industries shares list at 6% premium over IPO price on BSE SME platform
Sihora Industries' debut on the BSE SME platform is met with a flat grey market premium, indicating a listing near its issue price of Rs 66. The Rs 10.56 crore IPO saw lukewarm investor response, subscribed only 1.27 times overall.
GIFT Nifty down 25 points; here's the trading setup for today's session
Indian equities surged on Thursday, with Nifty advancing 262 points, driven by expectations of a domestic earnings rebound and renewed foreign inflows. The broad-based rally was supported by strong Q2 results and improving sentiment, with analysts anticipating further upward movement as the earnings season progresses.
Mortgage rates today: 30-year fixed slips to 6.21%, lowest in months — will rates drop even further or is now the time to lock in your loan?
Mortgage rates just dropped again. The average 30-year fixed mortgage rate in the U.S. now stands at 6.218%, its lowest level in nearly a year, according to Optimal Blue. That’s down 4 basis points from Monday and 7 basis points from last week, signaling fresh momentum in the housing market. With the Federal Reserve’s recent rate cut and inflation easing, experts say borrowers could finally catch a break. But the big question remains — will mortgage rates fall even further or is now the time to lock in?
Centre released ₹3,700 crore under PM-FME scheme; over 1 lakh entrepreneurs trained, says Nirmala Sitharaman
Finance Minister Nirmala Sitharaman announced the release of over ₹3,700 crore under the PM-FME scheme, supporting over one lakh entrepreneurs with training and ₹11,000 crore in loans for micro food processing units. She also launched the PM Dhan Dhaanya Krishi Yojana, aiming to empower farmers through value addition and market access.
These mid-cap stocks with ‘Strong Buy’ & ‘Buy’ recos can rally over 25%, according to analysts
There was a time when the mid-cap segment was one of the most vulnerable in the market. The reason: Lack of participation by domestic institutional investors. In the last three years, things have changed dramatically. Continuous flows to mid-cap mutual fund schemes have ensured that even at a time when valuations are expensive, as a segment, midcaps have been able to outperform the market. ET Screener, powered by Refinitiv’s Stock Report Plus, lists quality stocks with high upside potential over the next 12 months, and having an average recommendation rating of “Buy” or "Strong Buy". This predefined screener is only available to ET Prime users.
Air India arm gets USD 215 mn loan from StanChart, BoI for financing 6 Boeing planes
In a landmark move, Standard Chartered and Bank of India have injected a substantial USD 215 million into AI Fleet Services IFSC Limited, the leasing arm of Air India. This funding facilitates the acquisition of six state-of-the-art Boeing 777-300 ER aircraft, marking a pivotal moment for GIFT City as it solidifies its status as a rising aviation finance hub.
30-year fixed mortgage set to fall sharply as Fed rate-cut hopes rise — turning point for homeowners to refinance and save big?
Mortgage rates are falling. The 30-year fixed mortgage rate is near 6.3%. This is a significant drop from over 7% earlier this year. Experts predict further declines if the Federal Reserve cuts interest rates soon. This could be a turning point for homeowners considering refinancing. Federal Reserve signals a possible rate cut in late October 2025. Investors expect the Fed to lower interest rates to support economic growth. This expectation causes bond yields, especially the 10-year Treasury, to fall. Since mortgage rates closely follow bond yields, they tend to decline as well.
Travel loans vs home loans: Are Indians borrowing more for vacations? CA explains
Indians are increasingly borrowing for travel, with holiday loans now surpassing those for homes, credit cards, and weddings. This shift prioritizes experiences over assets, influencing market trends and creating new investment opportunities. However, experts warn that personal loans for vacations can lead to significant EMI stress and long-term debt if not managed carefully.
HDB Financial Q2 results today: Shares in consolidation mode after listing. Should you buy?
HDB Financial Services shares are in focus today. The company will announce its September-quarter results. The stock has slipped since its market debut. Investors are cautious due to sector pressures. Analysts expect loan growth and modest margin expansion. Credit costs are anticipated to rise. The company's performance and asset quality will be closely watched.
Youth powering next-gen fintech ideas amid 87% digital adoption, says FM Sitharaman
The vibrant youth of India are spearheading a revolution in fintech, as highlighted by Nirmala Sitharaman's announcement of an impressive 87% digital payment adoption rate—well above the global norm of 62%. Through initiatives like Jan Dhan and enhanced digital frameworks, financial inclusion has soared. The fintech landscape now offers instant credit and simplified loan processes.
With digital payment adaptability at 87%, India working on next-gen fintech ideas, says FM
Interacting with students at IIT-Dharwad, where Nirmala Sitharaman inaugurated the dhaRti BioNEST Incubation Centre, the finance minister praised the ideas coming from the youth at the recent global fintech fest in Mumbai.
These 8 banking stocks can give more than 21% returns in 1 year, according to analysts
In the last two trading sessions, banking stocks have witnessed slightly higher volatility. But don’t assume that volatility is always a bad word. Some banks will report their numbers soon, and given that interest rates are headed south, there might be some pressure on margins, which should not be a surprise. Sometimes, volatility is an opportunity if things are improving structurally. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardized scores. SR+ Reports is a complimentary offering to ETPrime members.
Mortgage rate today: Mortgage rates dip slightly, but homebuyers still waiting for big relief - when are rates coming down?
US mortgage rates today dipped slightly on October 14, 2025. The 30-year fixed mortgage averaged 6.30%, while the 15-year fixed stayed near 5.53%. The 5-year ARM hovered around 6.85%. Buyers hoped for bigger relief, but rates remain high. Treasury yields and Fed policy continue to influence the market. Experts warn that rates may decline gradually, with the 30-year fixed possibly falling to 5.9% by the end of 2026. Homebuyers and refinancers need careful planning now.
Gems and jewellery exports rise by 6.5 pc to $2.9 bn in September
India's gem and jewellery exports have seen an uplift in September and during the first half of the fiscal year, driven largely by increased demand during the festive and wedding period. Key markets such as the UAE, Hong Kong, and the UK reflect promising growth trends.
Mortgage rates today: October 13 — Will 30-year rates hit 5% soon? How would a 0.5% Fed rate cut change your mortgage cost?
Mortgage rates are moving again. Are you ready? The mortgage rate today for October 13, 2025, shows a slight dip. This is big news for homebuyers and refinancers. The average 30-year fixed mortgage rate now hovers around 6.34% to 6.40%. That’s lower than earlier this year. Homebuyers are asking: will rates drop to 5% soon? A 0.5% Fed rate cut could reshape monthly payments. Experts warn that even small shifts can affect affordability. If you’re planning to buy or refinance, now is the time to compare lender offers.
Julius Baer faces credit losses from insolvent Degag Group, report says
Swiss bank Julius Baer is facing substantial credit losses. This follows financing for real estate projects connected to Germany's now-insolvent Degag Group. The bank has filed claims for 48 million euros. This amount surpasses its 2023 profit in Germany. The situation is a setback for Julius Baer, which previously reported losses on loans to the collapsed property company Signa.
Tata Capital aims to double loan book in 3 yrs, cut credit costs to sub-1 pc soon
Tata Capital aims to double its loan book within three years, projecting credit costs below 1%. The non-bank lender, which recently listed on the stock exchange, is confident in its growth strategy, particularly in the SME sector. The company anticipates leveraging India's economic momentum to expand its market share.
Rural India contributes 80% of microfinance book, highest since 2011 as NBFCs shift focus
Rural areas now account for approximately 80% of non-bank lenders' microfinance business, the highest share since 2011. This shift, driven by better repayment rates in rural regions, signals a focus away from urban lending. The trend aligns with India's demographic structure, with nearly 80% of the population residing in rural areas.
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